Terms & Conditions

Refer a friend promotion - Terms and conditions

What is the Promotion about?

We know you love our product. So we’re rewarding you to share the love.

This Promotion (the “Promotion”) allows selected Monese customers to earn a referral reward (the “Reward”). It's easy: your friend just needs to sign up to Monese using your unique referral code and make three qualifying purchases. You will only be paid the Reward if you, and the people you refer, meet the criteria in these terms and conditions, so please keep reading to find out how the Promotion works.

This Promotion runs from 23 August 2022 10:00 AM GMT until 31 August 2022 11:59 PM GMT. We call this the “Promotion Period”.

You, and the people you refer, must meet all the criteria during the Promotion Period. If you or they do not, or if you or they partially meet a criteria during the Promotion Period, you will not receive a Reward.

Who is eligible for the Promotion?

Anyone who has received an invitation to the Promotion directly from us by email is eligible. If you have not received an email directly from us, you are not eligible.

What do you need to do to earn the Reward?

To earn a Reward, you must receive an email invite from us, invite a friend to sign up to Monese, and ensure that your friend completes all activities we set out below.

Inviting someone to join Monese is easy. Just open the email you received about this Promotion (remember, you must have received an email from us to be eligible) and tap on the “Invite” button. You can invite friends from anywhere in the world where Monese is available.

A draft sms containing your unique referral link will appear. You can customise the sms text message and send it once you’re ready. It’s the link which is important - the invitee must click on your unique link for you to be eligible for the Promotion.

The maximum number of people you can refer is five. If you refer more than five people, you will not be paid more than five Rewards.

The amount of the Reward you will be paid is unique to you. We will set it out in the invite email we sent to you. It will be paid in the base currency of your Monese account.

What does the person you refer need to do for you to earn the Reward?

For you to be eligible for your Reward, your invitee must be eligible for this Promotion and sign up to Monese using your unique referral link, top up, and make three purchases using their Monese card. This means that:

They must sign up to Monee, for the first time, using your unique referral link. (Someone who has previously signed up will not earn you a Reward.) Signing up means completing the sign up process and passing our onboarding checks. If the invitee fails our onboarding checks, you will not be eligible for your Reward. For example, they might fail these checks because they do not meet our onboarding requirements.

They must top up their account from an external source (like a card top-up or transfer from another bank, not a transfer from another Monese account).

They must order a physical card and make three card purchases of the required minimum amount. The three card purchases can be made using a virtual or physical card. The required minimum amounts may vary by region . These must be genuine purchases (for example, card transactions to payment, gambling, gift card or currency exchange service providers, and money transfers are not valid). You will not be paid a Reward (or may have a Reward that has been previously paid reversed) if your invitee reverses one of these steps after taking it. For example, if they immediately close their Revolut account, cancel their card before it arrives, or cancel/refund their card purchase.

What other legal information should I know?

We may, at our sole discretion, suspend, terminate or change these terms and conditions without notice.

These terms are published in English and any translation is a courtesy translation only. This means you cannot derive any rights from any translated version and only the English version can be used in legal proceedings.

This Promotion is a one-sided campaign, where only the referrer (not the referee) can be awarded the Reward.

The Reward will be paid to the referrer’s main account balance. Rewards will be paid within 10 working days after the end of the Promotion Period.

To be eligible for a Reward, you must comply with these terms and conditions and all other terms and conditions that apply to your account. Only users who receive an email invitation from us to participate in this Promotion are eligible for it.

If we believe that you have engaged in any fraud or material abuse of this Promotion we may, in our sole discretion, take any actions we see fit in the circumstances.

For example, it would be a material abuse of this Promotion to orchestrate a campaign to profiteer from this Promotion in a way that does not result in genuine and unique new sign-ups to Monese, and we may close your account and reverse any rewards if you do this.

These Promotion terms and conditions are an agreement between you and Monese company which provides you with your (Retail or Business) account. If you have any questions or complaints about this Promotion, you can find out who this company is, and contact them via the app.