Whatever you’re doing for Halloween this year, remember it’s all in good sport – and there’s no need to overdo it with the full-on terror. Because Halloween happens to coincide with World Savings Day, perhaps it’s worth remembering that personal savings shouldn’t be a nightmare either.
That being said, in a recent survey we found that 18% of people said that they find even the prospect of checking their balance a little bit scary.
But fear not! Your Monese app offers a number of savings features and services, including easy ways to check your balance, there to banish any concerns you might have around savings and to help light the way towards really growing your money. Here are just a few things to consider...
The time to save money is when you have some. That's why 'paying yourself first', as soon as you receive your salary, is often the best way to get into good saving habits.
It’s easy to add your salary to Monese – just tap on 'Add money' from your app’s home screen to share the details with your employer.
Once you’ve done this, you can start making use of our savings features right from the moment you get paid...
Monese Pots are a great way to put money aside for the important things like rent and bills – and you can quickly automate these, by setting up recurring payments to your pots shortly after your salary comes in.
They also help if you’re saving for a new phone, a winter getaway, or a costume for that crazy party this weekend. These don't offer interest, but they do keep your savings separate from your day-to-day spending, which should make it easier for you to reach your goals sooner. And you can accelerate them with round-ups, which automatically move the spare change from your card transactions (rounded to the nearest pound or euro) into your desired pot.
You can get more interest and less hassle with an interest-bearing savings account that you can open right through your Monese app!
We’ve partnered with Raisin to help you build your savings further. Available via the Monese Hub, it gives you access to a great choice of competitive savings products across the UK, Germany, Austria, France, the Netherlands and Spain.
Your Monese app can also help you keep a close eye on your transactions with Spending Overview. Moreover, you can set up a monthly (or weekly) budget, to keep your spending targets in full view.
We’re working on adding many more exciting savings features, but if you have any ideas, we’d love to hear them! Just let us know on Facebook, Twitter or Instagram, or drop us an email at firstname.lastname@example.org.
Back from your travels? Here’s how you can ease back into your daily routine without any headaches
Next up in our travel series – how to make the most of your money once you’re on the road
Tips & Tricks
Wherever you choose to holiday this year, here are a few tips on how to use your card while travelling abroad.