Travel

Smart Travel Money Tips: Part 3

Back from your travels? Here’s how you can ease back into your daily routine without any headaches

by Mathilde on 10 October 2019
Smart Travel Money Tips: Part 3

Need something to keep you occupied on your return journey?

What better way to recount your adventures – and stay on top of your money – than by reviewing your spending while you’ve been away.

Here are a few things you can do to round off a perfect trip abroad with Monese.


Check your transactions

Checking your outgoings is always a good idea, but it can be particularly useful if you’ve been travelling abroad.

Unfortunately, fraud around the globe is on the rise — and holidaymakers are especially vulnerable, as they’re likely to carry all kinds of personal documents, and use their cards often with merchants about whom they know very little.

So within a day or two of getting home, you should check your app for things like double charges, missing refund credits, or spending that you didn’t authorise. If you do spot anything out of place, we recommend you immediately lock your card from the app, and reach out to our support team. Your card can be reported as stolen, which would get a replacement card sent out to your address. If you don’t have access to the Monese app, call or email our support team as soon as you can.


Look at the bigger picture

Did you manage to keep your spending under control? You can easily check this in your app, in the spending overview section.

Take the time to analyse your outgoings – this will help you see what kind of things you might have overspent on, and help you better prepare for your next trip away with a more informed, organised budget.

Speaking of budgeting, you can also use the app to set an overall spending goal each month. Creating simple goals, and keeping an eye on them, is good motivation to save more money and helps you pay more attention to what you’re spending on every day.


Request payments

Now that you’re home, perhaps you’ve remembered that a fellow traveller owes you some money.

Maybe they just need a little reminder? If so, we have the perfect solution. We’ve made it easier than ever to request money from anyone, right from the Monese app – whether they’re using Monese or not – thanks to our friendly payment requests. The only thing you need to do is choose a contact, type in the amount and hit 'Send'.


Track your Avios

If you’re due to collect Avios points for your bookings, it’s a good idea to check your Monese app over the next few weeks to make sure you’ve received your points (the exact timings will depend on the offer).

As a quick reminder, collecting reward points can make you considerable savings whenever you travel – and keeping an eye out for these when you make a booking is a great habit to get into. With Monese, you can link your British Airways Executive Club account to help you track and spend your Avios.


Start planning your next trip

Already planning for your next trip? Having something to look forward to can motivate you to save a little more money. This is where Monese Pots come in handy – they allow you to create a designated place to hold your new travel fund until you need it – and keeps these savings separate from your day-to-day spending.


In the meantime, we hope that the Monese app goes some way in easing you back into the daily grind. For more tips and tricks on how to make the most of your money while travelling, have a look at our entire travel series here. And if you have any recommendations of your own, we’d love to hear them – just let us know via our Facebook, Twitter or Instagram, or at community@monese.com.

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Mathilde Content & Community Manager
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