Our app lets you open a UK current account instantly, without a UK address.
Use Monese as your main account. Receive and make payments, set up direct debits, shop online and in person - all with one account.
100% secure and fully registered with the UK Financial Conduct Authority.
Traditional banks are frustrating, bureaucratic, and slow. We built Monese to be the exact opposite. Monese is easy, straight-talking and instant. We don't require UK proof of address and we don't conduct credit checks.
We rely on technology and innovation to provide a current account service that is easy to use, affordable, secure and most importantly - accessible to all
But with the Monese app new arrivals to the UK can now open local current accounts instantly without any of the usual hassle.Foreign Nationals
Many customers struggle to meet these. Banks have long application processes and sometimes require huge upfront deposits. We've made the process of opening a current account as an expat simple, fast and 100% mobile.Expats
Finding a bank account that caters to your flexible working patterns can feel like an impossible task. Monese is the perfect alternative to a regular bank account and will give you complete control over your personal finances - helping you do more with your money for less, wherever you are in the world.Freelancers
Regular banks prevent basic account holders from accessing many of the key services included in normal current accounts. Find out how much more you could be getting with Monese.Basic Account Holders
With the Monese app you can open a current account instantly with nothing but a selfie and a photo of your passport or national ID card.No proof of address