For mobile people
Banking for mobile people - instant and portable across all of Europe. No proof of address required. App and service in 12 languages.
Smart and Connected
Use Monese as your designated main account. Receive and make payments, set up Direct Debits, shop online and in person - all with one account.
FCA regulated
Monese is subject to FCA regulations. We protect 100% of your money by holding it at major banks and never reinvesting it.
Built for mobile customers
Traditional banks are frustrating, bureaucratic, and slow. We built Monese to be the exact opposite. Monese is easy, straight-talking and instant. We don't require UK proof of address and we don't conduct credit checks.
We rely on technology and innovation to provide a current account service that is easy to use, affordable, secure and most importantly - accessible to all
Foreign Nationals
Regular banks make it incredibly difficult for people in a new country to open bank accounts
But with the Monese app new arrivals to the UK can now open local current accounts instantly without any of the usual hassle.
Foreign Nationals
Expats
Expat highstreet bank accounts come with a myriad of special conditions
Many customers struggle to meet these. Banks have long application processes and sometimes require huge upfront deposits. We've made the process of opening a current account as an expat simple, fast and 100% mobile.
Expats
Freelancers
Expat highstreet bank accounts come with a myriad of special conditions
Finding a bank account that caters to your flexible working patterns can feel like an impossible task. Monese is the perfect alternative to a regular bank account and will give you complete control over your personal finances - helping you do more with your money for less, wherever you are in the world.
Freelancers
Basic Account Holders
A basic bank account with a traditional bank is, as the name suggests - basic
Regular banks prevent basic account holders from accessing many of the key services included in normal current accounts. Find out how much more you could be getting with Monese.
Basic Account Holders
No proof of address
High-street banks will refuse to open accounts
With the Monese app you can open a current account instantly with nothing but a selfie and a photo of your passport or national ID card.
No proof of address