Free Premium current account for dual citizens

As a dual citizen of the UK and any EU country, open any Monese account and you’ll be upgraded to our completely unmetered Premium Plan (normally £/€ 14.95 a month) for FREE!

How to get a free dual citizen current account

  • 1

    Join Monese

    Apply for any Monese plan to obtain your unique Monese ID.

    Get started now

  • 2

    Prove your dual citizenship

    Once your account is open, send an e-mail to with your Monese ID and documents proving your dual citizenship - these can be copies of your UK and EU passports, for example. You can find your Monese ID in-app under ‘Settings’.

  • 3

    Let us do the rest

    We'll be in touch and upgrade you to a free Premium Plan within 3 working days.

All the perks, zero monthly cost

  • ✔︎ Free contactless Mastercard that can be used globally
  • ✔︎ No foreign exchange fees on card spend abroad
  • ✔︎ No foreign exchange fees on international bank transfers
  • ✔︎ Free and quick account topups via bank transfer, debit card or cash
  • ✔︎ Unlimited global ATM withdrawals
  • ✔︎ A free secondary account (either UK or Eurozone)
  • ✔︎ Google Pay (with Apple Pay coming soon)
  • ✔︎ Full customer support in 12 languages, from real humans
  • ✔︎ In-app card lock and unlock
  • ✔︎ Fast-track customer support

Invite and earn

A free account that earns you money — every time you invite someone else to Monese using your unique referral code. Once they top up their account, you’ll get a £/€15 — and they’ll get a £/€15 welcome gift.

Learn more


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