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Banking without boundaries.

Open an account on your mobile, without a local address or credit history.

Try account free Try account free

For mobile people

Our app lets you open a European IBAN account instantly, without a proof-of-address.

All in one

Use Monese as your main account. Receive and make payments, transfer money internationally, shop online and in person - all with one account.

FCA registered

100% secure and fully registered with the UK Financial Conduct Authority.

The monese card

The monese card

A stylish companion

Use the Monese card globally - in-store, for cash deposits and ATM withdrawals, anywhere.

Account features
To get your account today

Open an account instantly

Open an account instantly

Simply install our mobile app, and use it to open a personal European IBAN account instantly. There are no credit checks, and you don't need local proof-of-address.

No address? No problem!

Nomads, Expats & Migrants welcome.

To open a local account, you don't need to be a resident of the country you're in. You don't even need to provide us with your credit history.

Our customers
Fast & cheap transfers

Fast & cheap transfers

Sending money abroad

Sending money overseas with Monese is up to 88% cheaper than using a traditional bank.

Send money for less

Your Money is safe

Deposits made to Monese banking accounts are stored in a network of stable European banks. Our customers' funds are also ring-fenced, safeguarded against losses and will never be reinvested by us.

Our security

The security of your money and personal data is our utmost priority. We adhere closely to the latest standards in financial security, applying modern tools and techniques to protect our systems 24/7.

Our great product and our excellent service gets us noticed

We've got the tech world and the general press talking...

We're rated 5 Stars

Rated excellent

941 reviews

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