Monese debit card

Not just a prepaid debit card. It's the easiest way to access your money globally

Banking was broken… So we fixed it!


Debit card

Our plans feature tailored allowances for ATM withdrawals, cash top-ups and foreign currency spending. Get a little (or a lot) for free every month. It all depends on your plan.

Banking was broken… So we fixed it!



Monese Plus accounts come with 6 free ATM withdrawals every month, giving our customers fast and frequent access to cash at no additional expense. The Monese debit card can be used at any ATM that accepts Mastercard and, unless explicitly stated, most ATMs are free to use.

Banking was broken… So we fixed it!


Card locking

The Monese card is every bit as smart as it looks. If you lose it, don't worry about a thing - you can lock your card instantly using the Monese app. Plus, if you find out that it was actually in your bag the whole time, you can simply unlock your card. If your card is ever lost or stolen just lock it using the app and order a new debit card. With Monese your card and money are safe.

Banking was broken… So we fixed it!



All of our debit cards are contactless, so when you’re out and about, there’s no need to hunt for loose change or waste time entering your pin when you’re making a purchase of £30 or less - just tap you card on the reader and go.

  • Look out for the contactless symbol when you’re paying and save time by tapping
  • Use contactless on any purchase of £30 or less
  • With contactless payments you don’t need to enter your pin
  • Contactless is secure and only lets the merchant take the exact amount once, when you tap

There are lots of benefits to using Contactless:

  • It's faster, since you don’t have to insert your card into a reader or enter your pin
  • It means you can avoid carrying cash for smaller purchases
  • It helps prevent fraud since your card never has to leave your hand.
Banking was broken… So we fixed it!



The Monese contactless debit card is essentially a prepaid card with superpowers. This means that it gives you all of the power of a regular debit card, like global acceptance, global access to cash, contactless functionality and secure online shopping - with the flexibility of a prepaid card, helping you budget by preventing you from overspending or running up debts.