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The Monese app makes it easy to pay for goods and services like rent or utility bills. With a few taps you can pay a company or individual recipient via bank transfer. Domestic bank transfers are free for Monese customers and there are no limits on the number of transfers you can make.
If you like staying in total control of your budget, bank transfers are a great way to pay. From essential services like your mobile phone and home broadband, to utilities like electricity, gas and water - paying via bank transfer allows you to review your bills and ensure they are accurate before making payment. For this reason, many people prefer bank transfers to Direct Debits, as signing up to Direct Debit enables the supplier to automatically charge you a variable amount.
You can set up a Direct Debit to automatically pay for the services and utilities you use regularly. Mobile phone contracts, rent, electricity bills and gym membership can all be paid for with Direct Debit. Learn more about our Direct Debit guarantee here.
As a Monese account holder you can transfer money abroad into eight currencies - for up to 8x less than using a bank. We process millions of pounds worth of transactions every day and this huge volume means that we are able to buy currency at wholesale rates. We pass these great rates on to our customers and only charge 0.5% of the transaction amount. There isn't a better way to send money abroad cheaply.
You can pay for a whole range of things with your Monese debit card. You can shop in store or online, make purchases in-app, or take cash out at ATMs globally.
Monese is not a bank - we specialise in one thing and that's current accounts.