UK Personal Frais et plafonds
Table des matières
Fees & Limits
Fees
Your Monese Account is subject to the following fees. The fees detailed below relate to the core bundle of services provided to you that are core services in relation to normal use of your Monese Account. Our revenue is generated by the core fees that we charge to you. The other fees are charged to you on an ad hoc basis when certain services are used/required by you on your Monese Account.
We’ve set out the fees for your Monese Account below, which detail the core services of normal use of your Monese Account. The fees shown in euros apply if you have a Monese EUR Account, the fees shown in pounds sterling apply if you have a Monese GBP Account and the fees shown in lei apply if you have a Monese RON Account. We generate our revenue from the core fees that we charge to you. The other fees are charged to you when you use certain services on your Monese Account. If you have more than one Monese Account, you’ll only be charged the fees shown below for your Primary Monese Account and not for any other Monese Account you hold alongside.
The following fees apply if you’ve opened a Monese Account on or after 1 July 2019 (or if you opened a Monese Account before 1 July 2019 but didn’t choose your current Plan before 1 July 2019). However, if you open your Monese Account on or after 1 August 2020, the Plans and any features of the Plans available to you, including any fees and top-up requirements, may be different to the descriptions in this Agreement depending on the country you live in. Where this is the case, we will send you an email as soon as you have successfully opened your Monese Account, to explain any differences to your Plan, the features of your Plan, including any fees and top-up requirements. This information will also be displayed in your Monese App. If you do not like any of the changes described in the email, you are entitled to close your Monese Account at any time (see section 2.38 for details on closing your Monese Account).
Fees from 01/07/2019
Simple
| Core fees |
|---|
| Monthly Fee: Free |
| Monese Account Opening: Free |
| Closing your Monese Account: Free |
| Issuance of Virtual Monese Card: Free |
| First physical Monese Card with your Monese GBP Account or Monese EUR Account: Free (£4.95 / €4.95 / 19.95 lei - standard delivery fee applies) |
| Second physical Monese Card with your Monese GBP Account or Monese EUR Account: Free (£4.95 / €4.95 / 19.95 lei standard delivery fee applies) |
| Card replacement (in case of being lost/stolen or expired): Free (£4.95 / €4.95 / 19.95 lei standard delivery fee applies) |
| Real time transfers between Monese Accounts: Free (no currency exchange fee applied) |
| Outgoing domestic transfers: Free |
| Outgoing International Payments from the Monese App: Your money is converted at the wholesale exchange rate at no adjustment plus a deduction of the currency exchange fee displayed in the app before the payment is confirmed (currency exchange fees start from 2% of transaction value, minimum £2 / €2 / 8 lei) |
| Direct Debit: Free |
| Apple/Google pay: Free |
| Purchases with Monese Card in card currency: Free |
| Incoming bank transfer: Free |
| EU Customer Debit Card top-up: Free |
| International Debit Card top-up: Free |
| Foreign Currency Spend Allowance (Monese Card only): £2000 / €2000 / 10,000 lei |
| Monese Card purchases and ATM withdrawals in Pounds sterling, Euro, Romanian lei and Swedish krona: Free |
| Monese Card purchases in foreign currency other than Pounds sterling, Euro, Romanian lei and Swedish krona, including: __ __ |
| Online card transactions in currency different to account currency: Free within allowance Mastercard wholesale exchange rate |
| POS card transactions in currency different to account currency: Free within allowance Mastercard wholesale exchange rate |
| Apple Pay/Google Pay transactions in currency different to account currency: Free within allowance Mastercard wholesale exchange rate |
| Fee applicable once Foreign Currency Spend allowance detailed above is exceeded: 2% Per Transaction |
| ATM & top-up Allowance. The allowance is shared between transaction types mentioned below. The allowance is shared between all of your Monese Accounts: £200 / €200 / 1000 lei |
| Top-up made via Sofort: Free within allowance |
| ATM withdrawals worldwide: Free within allowance |
| Cashback cash withdrawal in store (available for Monese GBP Account only): Free within allowance |
| Post Office cash load (available for Monese GBP Account only: Excluded from the allowance |
| PayPoint cash load (available for Monese GBP Account only): Excluded from the allowance |
| Fee applicable once ATM & top-up allowance detailed above is exceeded: 2% per Transaction |
| Cash deposits |
|---|
| Post Office cash load (available for Monese GBP Account only): 2% (minimum £2) |
| PayPoint cash load (available for Monese GBP Account only): 3.50% (minimum £3) |
| Top up via Paysafecash (available for Monese EUR and RON Accounts only): 2.5% per Transaction |
| Other fees |
|---|
| Checking your balance and transactions in-App: Free |
| Locking and unlocking Monese Card: Free |
| Money Management Features: Free |
| E-mail alerts, mobile notifications, in-App and SMS messages: Free (standard operator SMS charges may apply) |
| Monese Customer Service: Free |
Classic
| Core fees |
|---|
| Monthly Fee: £5.95 / €5.95 / 24.95 lei for using any number of Monese Accounts (for example if you hold a Monese Classic GBP Account and Monese Classic EUR Account as well, you’ll only pay £5.95 / €5.95 in total). After paying your first monthly fee when joining Monese Classic GBP, you won’t pay a monthly fee if you don’t have any money in your Monese Account. |
| Monese Account Opening: Free |
| Closing your Monese Account: Free |
| Issuance of Virtual Monese Card: Free |
| First physical Monese Card with your Monese GBP Account or Monese EUR Account: Free (free standard delivery) |
| Second physical Monese Card with your Monese GBP Account or Monese EUR Account: Free (£4.95 / €4.95 / 19.95 lei standard delivery fee applies) |
| Card replacement (in case of being lost/stolen or expired): Free (£4.95 / €4.95 / 19.95 lei standard delivery fee applies) |
| Real time transfers between Monese Accounts: Free (no currency exchange fee applied) |
| Outgoing domestic transfers: Free |
| Outgoing International Payments from the Monese App: Your money is converted at the wholesale exchange rate at no adjustment plus a deduction of the currency exchange fee displayed in the app before the payment is confirmed (currency exchange fees start from 0.5% of transaction value, minimum £2 / €2 / 8 lei) |
| Direct Debit: Free |
| Apple/Google pay: Free |
| Purchases with Monese Card in card currency: Free |
| Incoming bank transfer: Free |
| EU Customer Debit Card top-up: Free |
| International Debit Card top-up: Free |
| Foreign Currency Spend Allowance (Monese Card only): £9000 / €9000 / 45,000 lei |
| Monese Card purchases and ATM withdrawals in Pounds sterling, Euro, Romanian lei and Swedish krona: Free |
| Monese Card purchases in foreign currency other than Pounds sterling, Euro, Romanian lei and Swedish krona, including: __ __ |
| Online card transactions in currency different to account currency: Free within allowance Mastercard wholesale exchange rate |
| POS card transactions in currency different to account currency: Free within allowance Mastercard wholesale exchange rate |
| Apple Pay/Google Pay transactions in currency different to account currency: Free within allowance Mastercard wholesale exchange rate |
| Fee applicable once Foreign Currency Spend allowance detailed above is exceeded: 2% Per Transaction |
| ATM & top-up Allowance. The allowance is shared between transaction types mentioned below. The allowance is shared between all of your Monese Accounts: £900 / €900 / 4500 lei |
| Top-up made via Sofort: Free within allowance |
| ATM withdrawals worldwide: Free within allowance |
| Cashback cash withdrawal in store (available for Monese GBP Account only): Free within allowance |
| Post Office cash load (available for Monese GBP Account only: Free within allowance |
| PayPoint cash load (available for Monese GBP Account only): Free within allowance |
| Fee applicable once ATM & top-up allowance detailed above is exceeded: 2% per Transaction |
| Cash deposits |
|---|
| Post Office cash load (available for Monese GBP Account only): Included in ATM & top-up Allowance |
| PayPoint cash load (available for Monese GBP Account only): Included in ATM & top-up Allowance |
| Top up via Paysafecash (available for Monese EUR and RON Accounts only): Included in the allowance, after 2% (€2 / 10 lei minimum fee applies) |
| Other fees |
|---|
| Checking your balance and transactions in-App: Free |
| Locking and unlocking Monese Card: Free |
| Money Management Features: Free |
| E-mail alerts, mobile notifications, in-App and SMS messages: Free (standard operator SMS charges may apply) |
| Monese Customer Service: Free |
Premium
| Core fees |
|---|
| Monthly Fee: £14.95 / €14.95 / 69.95 lei for using any number of Monese Accounts (for example if you hold a Monese Premium GBP Account and Monese Premium EUR Account as well, you’ll only pay £14.95 / €14.95 in total). After paying your first monthly fee when joining Monese Premium GBP, you won’t pay a monthly fee if you don’t have any money in your Monese Account. |
| Monese Account Opening: Free |
| Closing your Monese Account: Free |
| Issuance of Virtual Monese Card: Free |
| First physical Monese Card with your Monese GBP Account or Monese EUR Account: Free (free standard delivery) |
| First physical Monese Card with your Monese GBP Account or Monese EUR Account: Free (free standard delivery) |
| First physical Monese Card with your Monese GBP Account or Monese EUR Account: Free Free (free standard delivery) |
| Second physical Monese Card with your Monese GBP Account or Monese EUR Account: Free (free standard delivery) |
| Card replacement (in case of being lost/stolen or expired): Free (free standard delivery) |
| Real time transfers between Monese Accounts: Free (no currency exchange fee applied) |
| Outgoing domestic transfers: Free |
| Outgoing International Payments from the Monese App: Your money is converted at the wholesale exchange rate at no adjustment |
| Direct Debit: Free |
| Apple/Google pay: Free |
| Purchases with Monese Card in card currency: Free |
| Incoming bank transfer: Free |
| EU Customer Debit Card top-up: Free |
| International Debit Card top-up: Free |
| Foreign Currency Spend Allowance (Monese Card only): Unlimited allowance |
| Monese Card purchases and ATM withdrawals in Pounds sterling, Euro, Romanian lei and Swedish krona: Free |
| Monese Card purchases in foreign currency other than Pounds sterling, Euro, Romanian lei and Swedish krona, including: __ __ |
| Online card transactions in currency different to account currency: Free - Mastercard wholesale exchange rate |
| POS card transactions in currency different to account currency: Free - Mastercard wholesale exchange rate |
| Apple Pay/Google Pay transactions in currency different to account currency: Free - Mastercard wholesale exchange rate |
| Fee applicable once Foreign Currency Spend allowance detailed above is exceeded: n/a |
| ATM & top-up Allowance. The allowance is shared between transaction types mentioned below. The allowance is shared between all of your Monese Accounts: Unlimited allowance |
| Top-up made via Sofort: Free |
| ATM withdrawals worldwide: Free |
| Cashback cash withdrawal in store (available for Monese GBP Account only): Free |
| Post Office cash load (available for Monese GBP Account only: Free |
| PayPoint cash load (available for Monese GBP Account only): Free |
| Fee applicable once ATM & top-up allowance detailed above is exceeded: n/a |
| Cash deposits |
|---|
| Post Office cash load (available for Monese GBP Account only): Free |
| PayPoint cash load (available for Monese GBP Account only): Free |
| Top up via Paysafecash (available for Monese EUR and RON Accounts only): Free |
| Other fees |
|---|
| Checking your balance and transactions in-App: Free |
| Locking and unlocking Monese Card: Free |
| Money Management Features: Free |
| E-mail alerts, mobile notifications, in-App and SMS messages: Free (standard operator SMS charges may apply) |
| Monese Customer Service: Free Priority Service |
Joint Account
| Core fees |
|---|
| Monthly Fee: Free |
| Monese Account Opening: Free |
| Closing your Monese Account: Free |
| Issuance of Virtual Monese Card: Free |
| First physical Monese Card with your Monese GBP Account or Monese EUR Account: Free (£4.95 standard delivery fee applies) |
| First physical Monese Card with your Monese GBP Account or Monese EUR Account: Free (€4.95 standard delivery fee applies) |
| First physical Monese Card with your Monese GBP Account or Monese EUR Account: Free (19.95 lei standard delivery fee applies) |
| Second physical Monese Card with your Monese GBP Account or Monese EUR Account: Free (£4.95 / €4.95 / 19.95 lei standard delivery fee applies) |
| Card replacement (in case of being lost/stolen or expired): Free (£4.95 / €4.95 / 19.95 lei standard delivery fee applies) |
| Real time transfers between Monese Accounts: Free (no currency exchange fee applied) |
| Outgoing domestic transfers: Free |
| Outgoing International Payments from the Monese App: Your money is converted at the wholesale exchange rate at no adjustment plus a deduction of the currency exchange fee displayed in the app before the payment is confirmed (currency exchange fees start from 2% of transaction value, minimum £2 / €2 / 8 lei) |
| Direct Debit: Free |
| Apple/Google pay: Free |
| Purchases with Monese Card in card currency: Free |
| Incoming bank transfer: Free |
| EU Customer Debit Card top-up: Free |
| International Debit Card top-up: Free |
| Foreign Currency Spend Allowance (Monese Card only): £2000 / €2000 / 10,000 lei |
| Monese Card purchases and ATM withdrawals in Pounds sterling, Euro, Romanian lei and Swedish krona: Free |
| Monese Card purchases in foreign currency other than Pounds sterling, Euro, Romanian lei and Swedish krona, including: __ __ |
| Online card transactions in currency different to account currency: Free within allowance Mastercard wholesale exchange rate |
| POS card transactions in currency different to account currency: Free within allowance Mastercard wholesale exchange rate |
| Apple Pay/Google Pay transactions in currency different to account currency: Free within allowance Mastercard wholesale exchange rate |
| Fee applicable once Foreign Currency Spend allowance detailed above is exceeded: 2% Per Transaction |
| ATM & top-up Allowance. The allowance is shared between transaction types mentioned below. The allowance is shared between all of your Monese Accounts: £200 / €200 / 1000 lei |
| Top-up made via Sofort: Free within allowance |
| ATM withdrawals worldwide: Free within allowance |
| Cashback cash withdrawal in store (available for Monese GBP Account only): Free within allowance |
| Post Office cash load (available for Monese GBP Account only: Excluded from the allowance |
| PayPoint cash load (available for Monese GBP Account only): Excluded from the allowance |
| Fee applicable once ATM & top-up allowance detailed above is exceeded: 2% per Transaction |
| Cash deposits |
|---|
| Post Office cash load (available for Monese GBP Account only): 2% (minimum £2) |
| PayPoint cash load (available for Monese GBP Account only): 3.50% (minimum £3) |
| Top up via Paysafecash (available for Monese EUR and RON Accounts only): 2.5% per Transaction |
| Other fees |
|---|
| Checking your balance and transactions in-App: Free |
| Locking and unlocking Monese Card: Free |
| Money Management Features: Free |
| E-mail alerts, mobile notifications, in-App and SMS messages: Free (standard operator SMS charges may apply) |
| Monese Customer Service: Free |
Fees before 01/07/2019
Starter
| Core fees |
|---|
| Monthly Fee: Free |
| Monese Account Opening: Free |
| Closing your Monese Account: Free |
| Issuance of Virtual Monese Card: Free |
| First physical Monese Card with your Monese GBP Account or Monese EUR Account: Free (€4.95 / £4.95 delivery fee applies) |
| Real time transfers between Monese Accounts: Free (subject to 1% currency exchange fee applied on top of wholesale rate) |
| Domestic and global transfers: Free (subject to currency exchange fee, please see below) |
| Direct Debit: Free |
| Apple/Google pay: Free |
| Purchases with Monese Card in card currency: Free (subject to currency exchange fee – see below) |
| Incoming bank transfer: Free |
| EU Customer Debit Card top-up: Free |
| International Debit Card top-up: Free |
| Sofort top-up: Free |
| Top-up via Paysafecash (available for Monese EUR and RON Accounts only): 2.5% per Transaction (€2.5 / 12 lei minimum fee applies) |
| Top-up via Trustly: Free within top-up and ATM allowance and 2% fee on amount outside of allowance |
| ATM withdrawals: €1.5 / £1.5 / 6 lei per ATM withdrawal (subject to currency exchange fees – see below) |
| Cashback cash withdrawal in store (available for Monese GBP Account only): Free |
| Checking your balance and transactions in-App: Free |
| E-mail alerts, mobile notifications, in-App and SMS messages: Free (standard operator SMS charges may apply) |
| Locking and unlocking Monese Card: Free |
| Monese Customer Service: Free |
| Post Office cash load (available for Monese GBP Account only: 2% (minimum £2) |
| PayPoint cash load (available for Monese GBP Account only): 3.50% (minimum £3) |
| Other fees |
|---|
| Additional/lost/family physical Monese card: Free (£4.95 / €4.95 / 19.95 lei standard delivery fee applies) |
| Money Management Features: Free |
| Currency exchange on using the Monese Card for ATM withdrawals and Foreign Currency Transactions in Pounds sterling, Euro, Romanian lei and Swedish krona): Mastercard wholesale exchange rate |
| Currency exchange on using the Monese Card for ATM withdrawals and Foreign Currency Transactions other than Pounds sterling, Euro, Romanian lei and Swedish krona: Mastercard wholesale exchange rate plus 2% of the transaction value (minimum €2 / £2 / 8 lei on ATM withdrawals) |
| Currency exchange on outgoing international payments from the Monese App: Your money is converted at the wholesale exchange rate plus the currency exchange fee displayed in the Monese App before the payment is confirmed (currency exchange fees start from 2% of transaction value, minimum €2 / £2 / 8 lei) |
Plus
| Core fees |
|---|
| Monthly Fee: €4.95 / £4.95 / 19.95 lei for using any number of Monese Accounts (for example if you hold a Monese Plus Account and Monese Plus EUR Account as well, you’ll only pay €4.95 in total). After paying your first monthly fee when joining Monese Plus, you won’t pay a monthly fee if you don’t have any money in your Monese Account. |
| Monese Account Opening: Free |
| Closing your Monese Account: Free |
| Issuance of Virtual Monese Card: Free |
| First physical Monese Card with your Monese GBP Account or Monese EUR Account: Free (free standard delivery) |
| Real time transfers between Monese Accounts: Free (no currency exchange fee applied) |
| Domestic and global transfers: Free (subject to currency exchange fee, please see below) |
| Direct Debit: Free |
| Apple/Google pay: Free |
| Purchases with Monese Card in card currency: Free (subject to currency exchange fee – see below) |
| Incoming bank transfer: Free |
| EU Customer Debit Card top-up: Free |
| International Debit Card top-up: Free |
| Sofort top-up: Free |
| Top-up via Paysafecash (available for Monese EUR and RON Accounts only): €2.5 / 12 lei per Transaction |
| Top-up via Trustly: Free within top-up and ATM allowance and 2% fee on amount outside of allowance |
| ATM withdrawals: 6 free transactions in your monthly fee period from all your Monese Accounts combined (€1.5 / £1.5 / 6 lei per withdrawal from 7th transaction. Subject to currency exchange fees – see below). |
| Cashback cash withdrawal in store (available for Monese GBP Account only): Free |
| Checking your balance and transactions in-App: Free |
| E-mail alerts, mobile notifications, in-App and SMS messages: Free (standard operator SMS charges may apply) |
| Locking and unlocking Monese Card: Free |
| Monese Customer Service: Free |
| Post Office cash load (available for Monese GBP Account only: £1 |
| PayPoint cash load (available for Monese GBP Account only): 2.50% (minimum £1) |
| Other fees |
|---|
| Additional/lost/family physical Monese card: Free (£4.95 / €4.95 / 19.95 lei standard delivery fee applies) |
| Money Management Features: Free |
| Currency exchange on using the Monese Card for ATM withdrawals and Foreign Currency Transactions in Pounds sterling, Euro, Romanian lei and Swedish krona): Mastercard wholesale exchange rate plus 0.5% of the transaction value |
| Currency exchange on outgoing international payments from the Monese App: Your money is converted at the wholesale exchange rate plus the currency exchange fee displayed in the Monese App before the payment is confirmed (currency exchange fees start from 0.5% of transaction value, minimum €2 / £2 / 8 lei ) |
Premium
| Core fees |
|---|
| Monthly Fee: €14.95 / £14.95 / 69.95 lei for using any number of Monese Accounts (for example if you hold a Monese Premium Account and Monese Premium EUR Account as well, you’ll only pay €14.95 in total). After paying your first monthly fee when joining Monese Premium, you won’t pay a monthly fee if you don’t have any money in your Monese Account. |
| Monese Account Opening: Free |
| Closing your Monese Account: Free |
| Issuance of Virtual Monese Card: Free |
| First physical Monese Card with your Monese GBP Account or Monese EUR Account: Free (free standard delivery) |
| Real time transfers between Monese Accounts: Free (no currency exchange fee applied) |
| Domestic and global transfers: Free |
| Direct Debit: Free |
| Apple/Google pay: Free |
| Purchases with Monese Card in card currency: Free |
| Incoming bank transfer: Free |
| EU Customer Debit Card top-up: Free |
| International Debit Card top-up: Free |
| Sofort top-up: Free |
| Top-up via Paysafecash (available for Monese EUR and RON Accounts only): Free |
| Top-up via Trustly: Free |
| ATM withdrawals: Free |
| Cashback cash withdrawal in store (available for Monese GBP Account only): Free |
| Checking your balance and transactions in-App: Free |
| E-mail alerts, mobile notifications, in-App and SMS messages: Free (standard operator SMS charges may apply) |
| Locking and unlocking Monese Card: Free |
| Monese Customer Service: Free Priority Service |
| Post Office cash load (available for Monese GBP Account only: Free |
| PayPoint cash load (available for Monese GBP Account only): Free |
| Other fees |
|---|
| Additional/lost/family physical Monese card: Free |
| Money Management Features: Free |
| Currency exchange on using the Monese Card for ATM withdrawals and Foreign Currency Transactions in Pounds sterling, Euro, Romanian lei and Swedish krona): Mastercard wholesale exchange rate |
| Currency exchange on outgoing international payments from the Monese App: Your money is converted at the wholesale exchange rate |
Joint Account
| Core fees |
|---|
| Monthly Fee: Free |
| Monese Account Opening: Free |
| Closing your Monese Account: Free |
| Issuance of Virtual Monese Card: Free |
| First physical Monese Card with your Monese GBP Account or Monese EUR Account: Free (€4.95 / £4.95 delivery fee applies) |
| Real time transfers between Monese Accounts: Free (subject to 1% currency exchange fee applied on top of wholesale rate) |
| Domestic and global transfers: Free (subject to currency exchange fee, please see below) |
| Direct Debit: Free |
| Apple/Google pay: Free |
| Purchases with Monese Card in card currency: Free (subject to currency exchange fee – see below) |
| Incoming bank transfer: Free |
| EU Customer Debit Card top-up: Free |
| International Debit Card top-up: Free |
| Sofort top-up: Free |
| Top-up via Paysafecash (available for Monese EUR and RON Accounts only): 2.5% per Transaction (€2.5 / 12 lei minimum fee applies) |
| Top-up via Trustly: Free within top-up and ATM allowance and 2% fee on amount outside of allowance |
| ATM withdrawals: €1.5 / £1.5 / 6 lei per ATM withdrawal (subject to currency exchange fees – see below) |
| Cashback cash withdrawal in store (available for Monese GBP Account only): Free |
| Checking your balance and transactions in-App: Free |
| E-mail alerts, mobile notifications, in-App and SMS messages: Free (standard operator SMS charges may apply) |
| Locking and unlocking Monese Card: Free |
| Monese Customer Service: Free |
| Post Office cash load (available for Monese GBP Account only: 2% (minimum £2) |
| PayPoint cash load (available for Monese GBP Account only): 3.50% (minimum £3) |
| Other fees |
|---|
| Additional/lost/family physical Monese card: Free (£4.95 / €4.95 / 19.95 lei standard delivery fee applies) |
| Money Management Features: Free |
| Currency exchange on using the Monese Card for ATM withdrawals and Foreign Currency Transactions in Pounds sterling, Euro, Romanian lei and Swedish krona): Mastercard wholesale exchange rate |
| Currency exchange on using the Monese Card for ATM withdrawals and Foreign Currency Transactions other than Pounds sterling, Euro, Romanian lei and Swedish krona: Mastercard wholesale exchange rate plus 2% of the transaction value (minimum €2 / £2 / 8 lei on ATM withdrawals) |
| Currency exchange on outgoing international payments from the Monese App: Your money is converted at the wholesale exchange rate plus the currency exchange fee displayed in the Monese App before the payment is confirmed (currency exchange fees start from 2% of transaction value, minimum €2 / £2 / 8 lei) |
Limits
Monese GBP Account
MONESE ACCOUNT LIMITS IF YOU CHOOSE TO OPEN A MONESE GBP ACCOUNT
When applying for a Monese GBP Account, you can choose your Plan in the Monese App and find the full Monese Account Limits in the table below. If you’re applying for a Monese GBP Account on or after 1 July 2019 (or you opened your Monese GBP Account but didn’t choose a Plan before 1 July 2019), you can choose between the Simple, Classic and Premium Plans. You can change between your Plan at any time. (If you applied for a Monese GBP Account and chose a Plan before 1 July 2019, you would’ve been able to choose from the Starter, Plus and Premium Plans in the Monese App). You can choose to apply for a Monese Joint Account with another person (see section 3 of this Agreement for details on Monese Joint Accounts) once you’ve opened a Simple, Classic, or Premium account.
Simple (Starter before 01/07/19)
| Limits |
|---|
| Monese Account Maximum Balance: £ 40,000 |
| Cash top-up via Post Office Per transaction: Min £5, Max £500 |
| Cash top-up via PayPoint Per transaction: Min n/a, Max £249 |
| Cash top-up via PayPoint Per day: Min n/a, Max £500 |
| Cash top-up via PayPoint Per week: Min n/a, Max £2,500 |
| Cash top-up via PayPoint Per month (30 days): Min n/a Max £2,500 |
| Top up via debit card Daily: Min £10 Max £500(total of 2 top-ups) |
| Top up via debit card Monthly: Min £10 Max £1,500(total of 10 top-ups) |
| Incoming UK Faster Payment Per Transaction: Min n/a Max £40,000 |
| Incoming UK Faster Payment Per Day: Min n/a Max £40,000 |
| Incoming UK BACS Payment Per Transaction: Min n/a Max £40,000 |
| Incoming UK BACS Payment Per Day: Min n/a Max £40,000 |
| Card Purchases Per Transaction: Max £4,000 |
| Card Purchases Per Day: Max £7,000 |
| Cash Withdrawal ATM Per Day: Max £300 |
| Outgoing UK Faster Payment Per Day: Max £40,000 |
| Outgoing UK Direct Debit Payment Per Day: Max £40,000 |
Classic (Plus before 01/07/19)
| Limits |
|---|
| Monese Account Maximum Balance: £ 40,000 |
| Cash top-up via Post Office Per transaction: Min £5 Max £500 |
| Cash top-up via PayPoint Per transaction: Min n/a Max £249 |
| Cash top-up via PayPoint Per day: Min n/a Max £500 |
| Cash top-up via PayPoint Per week: Min n/a Max £2,500 |
| Cash top-up via PayPoint Per month (30 days): Min n/a Max £2,500 |
| Top up via debit card Daily: Min £10 Max £500(total of 2 top-ups) |
| Top up via debit card Monthly: Min £10 Max £1,500(total of 10 top-ups) |
| Incoming UK Faster Payment Per Transaction: Min n/a Max £40,000 |
| Incoming UK Faster Payment Per Day: Min n/a Max £40,000 |
| Incoming UK BACS Payment Per Transaction: Min n/a Max £40,000 |
| Incoming UK BACS Payment Per Day: Min n/a Max £40,000 |
| Card Purchases Per Transaction: Max £4,000 |
| Card Purchases Per Day: Max £7,000 |
| Cash Withdrawal ATM Per Day: Max £300 |
| Outgoing UK Faster Payment Per Day: Max £40,000 |
| Outgoing UK Direct Debit Payment Per Day: Max £40,000 |
Premium
| Limits |
|---|
| Monese Account Maximum Balance: £ 40,000 |
| Cash top-up via Post Office Per transaction: Min £5 Max £500 |
| Cash top-up via PayPoint Per transaction: Min n/a Max £249 |
| Cash top-up via PayPoint Per day: Min n/a Max £500 |
| Cash top-up via PayPoint Per week: Min n/a Max £2,500 |
| Cash top-up via PayPoint Per month (30 days): Min n/a Max £2,500 |
| Top up via debit card Daily: Min £10 Max £500(total of 2 top-ups) |
| Top up via debit card Monthly: Min £10 Max £1,500(total of 10 top-ups) |
| Incoming UK Faster Payment Per Transaction: Min n/a Max £40,000 |
| Incoming UK Faster Payment Per Day: Min n/a Max £40,000 |
| Incoming UK BACS Payment Per Transaction: Min n/a Max £40,000 |
| Incoming UK BACS Payment Per Day: Min n/a Max £40,000 |
| Card Purchases Per Transaction: Max £4,000 |
| Card Purchases Per Day: Max £7,000 |
| Cash Withdrawal ATM Per Day: Max £300 |
| Outgoing UK Faster Payment Per Day: Max £40,000 |
| Outgoing UK Direct Debit Payment Per Day: Max £40,000 |
Joint Account
| Limits |
|---|
| Monese Account Maximum Balance: £ 40,000 |
| Cash top-up via Post Office Per transaction: Min £5, Max £500 |
| Cash top-up via PayPoint Per transaction: Min n/a, Max £249 |
| Cash top-up via PayPoint Per day: Min n/a, Max £500 |
| Cash top-up via PayPoint Per week: Min n/a, Max £2,500 |
| Cash top-up via PayPoint Per month (30 days): Min n/a Max £2,500 |
| Top up via debit card Daily: Min £10 Max £500(total of 2 top-ups) |
| Top up via debit card Monthly: Min £10 Max £1,500(total of 10 top-ups) |
| Incoming UK Faster Payment Per Transaction: Min n/a Max £40,000 |
| Incoming UK Faster Payment Per Day: Min n/a Max £40,000 |
| Incoming UK BACS Payment Per Transaction: Min n/a Max £40,000 |
| Incoming UK BACS Payment Per Day: Min n/a Max £40,000 |
| Card Purchases Per Transaction: Max £4,000 |
| Card Purchases Per Day: Max £7,000 |
| Cash Withdrawal ATM Per Day: Max £300 |
| Outgoing UK Faster Payment Per Day: Max £40,000 |
| Outgoing UK Direct Debit Payment Per Day: Max £40,000 |
Monese EUR Account
MONESE ACCOUNT LIMITS IF YOU CHOOSE TO OPEN A MONESE EUR ACCOUNT
When applying for a Monese EUR Account, you can choose your Plan in the Monese App and find the full Monese Account Limits in the table below. If you’re applying for a Monese EUR Account on or after 1 July 2019 (or you opened your Monese EUR Account but didn’t choose a Plan before 1 July 2019), you can choose between the Simple, Classic and Premium Plan. You can change between your Plan at any time. (If you applied for a Monese EUR Account and chose a Plan before 1 July 2019, you would’ve been able to choose from the Starter, Plus and Premium Plans in the Monese App).
Simple (Starter before 01/07/19)
| Limits |
|---|
| Monese Account Maximum Balance: €50,000 |
| Incoming SEPA Transfer Per transaction: Min n/a Max €50,000 |
| Incoming SEPA Transfer Per day: Min n/a Max €50,000 |
| Top-up using Trustly Per day: Min €10 Max €500 |
| Top-up using Trustly Monthly: Min €10 Max €1,000 |
| Card Purchases Per Transaction: Max €4,000 |
| Card Purchases Per Day: Max €7,000 |
| Cash Withdrawal ATM Per Day: Max €750 |
| Cash Withdrawal ATM Per Month: Max €7,500 |
| Outgoing SEPA Transfers Per Day: Max €50,000 |
| Outgoing SEPA Direct Debit payment Per Day: Max €50,000 |
| Top up via Debit card Daily: Min €10 Max €500 (total of 2 top ups) |
| Top up via Debit card Monthly: Min €10 Max €1,500(total of 10 top ups) |
| Top up via Sofort Daily (24 hour rolling): Min €10 Max €500 |
| Top up via Sofort Monthly (30 day rolling): Min €10 Max €1,500 |
| Top up via Paysafecash Daily: Min €10 Max €500 |
| Top up via Paysafecash Monthly: Min €10 Max €1,000 |
| Top up via Paysafecash Annual: Min €10 Max €5,000 |
Classic (Plus before 01/07/19)
| Limits |
|---|
| Monese Account Maximum Balance: €50,000 |
| Incoming SEPA Transfer Per transaction: Min n/a Max €50,000 |
| Incoming SEPA Transfer Per day: Min n/a Max €50,000 |
| Top-up using Trustly Per day: Min €10 Max €500 |
| Top-up using Trustly Monthly: Min €10 Max €1,000 |
| Card Purchases Per Transaction: Max €4,000 |
| Card Purchases Per Day: Max €7,000 |
| Cash Withdrawal ATM Per Day: Max €750 |
| Cash Withdrawal ATM Per Month: Max €7,500 |
| Outgoing SEPA Transfers Per Day: Max €50,000 |
| Outgoing SEPA Direct Debit payment Per Day: Max €50,000 |
| Top up via Debit card Daily: Min €10 Max €500 (total of 2 top ups) |
| Top up via Debit card Monthly: Min €10 Max €1,500(total of 10 top ups) |
| Top up via Sofort Daily (24 hour rolling): Min €10 Max €500 |
| Top up via Sofort Monthly (30 day rolling): Min €10 Max €1,500 |
| Top up via Paysafecash Daily: Min €10 Max €500 |
| Top up via Paysafecash Monthly: Min €10 Max €1,000 |
| Top up via Paysafecash Annual: Min €10 Max €5,000 |
Premium
| Limits |
|---|
| Monese Account Maximum Balance: €50,000 |
| Incoming SEPA Transfer Per transaction: Min n/a Max €50,000 |
| Incoming SEPA Transfer Per day: Min n/a Max €50,000 |
| Top-up using Trustly Per day: Min €10 Max €500 |
| Top-up using Trustly Monthly: Min €10 Max €1,000 |
| Card Purchases Per Transaction: Max €4,000 |
| Card Purchases Per Day: Max €7,000 |
| Cash Withdrawal ATM Per Day: Max €750 |
| Cash Withdrawal ATM Per Month: Max €7,500 |
| Outgoing SEPA Transfers Per Day: Max €50,000 |
| Outgoing SEPA Direct Debit payment Per Day: Max €50,000 |
| Top up via Debit card Daily: Min €10 Max €500 (total of 2 top ups) |
| Top up via Debit card Monthly: Min €10 Max €1,500(total of 10 top ups) |
| Top up via Sofort Daily (24 hour rolling): Min €10 Max €500 |
| Top up via Sofort Monthly (30 day rolling): Min €10 Max €1,500 |
| Top up via Paysafecash Daily: Min €10 Max €500 |
| Top up via Paysafecash Monthly: Min €10 Max €1,000 |
| Top up via Paysafecash Annual: Min €10 Max €5,000 |
Joint Account
| Limits |
|---|
| Monese Account Maximum Balance: €50,000 |
| Incoming SEPA Transfer Per transaction: Min n/a Max €50,000 |
| Incoming SEPA Transfer Per day: Min n/a Max €50,000 |
| Top-up using Trustly Per day: Min €10 Max €500 |
| Top-up using Trustly Monthly: Min €10 Max €1,000 |
| Card Purchases Per Transaction: Max €4,000 |
| Card Purchases Per Day: Max €7,000 |
| Cash Withdrawal ATM Per Day: Max €750 |
| Cash Withdrawal ATM Per Month: Max €7,500 |
| Outgoing SEPA Transfers Per Day: Max €50,000 |
| Outgoing SEPA Direct Debit payment Per Day: Max €50,000 |
| Top up via Debit card Daily: Min €10 Max €500 (total of 2 top ups) |
| Top up via Debit card Monthly: Min €10 Max €1,500(total of 10 top ups) |
| Top up via Sofort Daily (24 hour rolling): Min €10 Max €500 |
| Top up via Sofort Monthly (30 day rolling): Min €10 Max €1,500 |
| Top up via Paysafecash Daily: Min €10 Max €500 |
| Top up via Paysafecash Monthly: Min €10 Max €1,000 |
| Top up via Paysafecash Annual: Min €10 Max €5,000 |
Monese RON Accounts
MONESE ACCOUNT LIMITS IF YOU CHOOSE TO OPEN A MONESE RON ACCOUNT
When applying for a Monese RON Account, you can choose between the Simple, Classic and Premium Plans in the Monese App and find the full Monese Account Limits in the table below.
Simple
| Limits |
|---|
| Monese Account Maximum Balance: 150,000 lei |
| Top up via Debit card Daily: Min 50 lei Max 2,500 lei (total of 2 top-ups) |
| Top up via Debit card Monthly: Min 50 lei Max 7,500 lei (total of 10 top-ups) |
| Transfond payment Per Transaction: Min n/a Max 49,999 lei |
| Transfond payment Per Day: Min n/a Max 49,999 lei |
| Card Purchases Per Transaction: Max 20,999 lei |
| Card Purchases Per Day: Max 35,000 lei |
| Cash withdrawal via ATM Per Day: Max 1,500 lei |
| Top up using Trustly Per Day: Min 50 lei Max 2,500 lei |
| Top up using Trustly Monthly: Min 50 lei Max 5,000 lei |
| Top up using via Paysafecash Per Day: Min 50 lei Max 2,500 lei |
| Top up using via Paysafecash Monthly: Min 50 lei Max 5,000 lei |
| Top up using via Paysafecash Annual: Min 50 lei Max 25,000 lei |
Classic
| Limits |
|---|
| Monese Account Maximum Balance: 150,000 lei |
| Top up via Debit card Daily: Min 50 lei Max 2,500 lei (total of 2 top-ups) |
| Top up via Debit card Monthly: Min 50 lei Max 7,500 lei (total of 10 top-ups) |
| Transfond payment Per Transaction: Min n/a Max 49,999 lei |
| Transfond payment Per Day: Min n/a Max 49,999 lei |
| Card Purchases Per Transaction: Max 20,999 lei |
| Card Purchases Per Day: Max 35,000 lei |
| Cash withdrawal via ATM Per Day: Max 1,500 lei |
| Top up using Trustly Per Day: Min 50 lei Max 2,500 lei |
| Top up using Trustly Monthly: Min 50 lei Max 5,000 lei |
| Top up using via Paysafecash Per Day: Min 50 lei Max 2,500 lei |
| Top up using via Paysafecash Monthly: Min 50 lei Max 5,000 lei |
| Top up using via Paysafecash Annual: Min 50 lei Max 25,000 lei |
Premium
| Limits |
|---|
| Monese Account Maximum Balance: 150,000 lei |
| Top up via Debit card Daily: Min 50 lei Max 2,500 lei (total of 2 top-ups) |
| Top up via Debit card Monthly: Min 50 lei Max 7,500 lei (total of 10 top-ups) |
| Transfond payment Per Transaction: Min n/a Max 49,999 lei |
| Transfond payment Per Day: Min n/a Max 49,999 lei |
| Card Purchases Per Transaction: Max 20,999 lei |
| Card Purchases Per Day: Max 35,000 lei |
| Cash withdrawal via ATM Per Day: Max 1,500 lei |
| Top up using Trustly Per Day: Min 50 lei Max 2,500 lei |
| Top up using Trustly Monthly: Min 50 lei Max 5,000 lei |
| Top up using via Paysafecash Per Day: Min 50 lei Max 2,500 lei |
| Top up using via Paysafecash Monthly: Min 50 lei Max 5,000 lei |
| Top up using via Paysafecash Annual: Min 50 lei Max 25,000 lei |