Our plans
Find the right one for you
Starter
Free and instant account in GBP, EUR and RON.
Great for spending, travelling and sending money abroad.
Essential
Our best value plan for managing your bills, with lower fees and higher allowances.
Also includes automatic Bills Protection if you have an accident or go to hospital.
Classic
Perfect for your everyday spending.
Even lower fees, higher allowances, and Purchase Protection for your purchases, including electronic devices such as your mobile phone.
Premium
Get more of everything!
Our most comprehensive plan, with our lowest fees, highest allowances, maximum insurance and VIP Customer Support.
All Features
Payments & transfers | Starter | Essential | Classic | Premium |
|---|---|---|---|---|
Instant Monese to Monese transfers Send money instantly from your Monese account to someone else on Monese | FREE | FREE | FREE | FREE |
International transfers Send money abroad from your Monese account at great rates – we support plenty of currencies! | 2.5% fee, additional 1% fee on weekends | 2% fee, additional 1% fee on weekends | From 0.5% fee | FREE |
Local transfers in and out Send and receive money effortlessly in and out of your Monese account in your local currency | FREE | FREE | FREE | FREE |
Recurring payments and direct debits Set up Direct Debits and Recurring Payments to go automatically from your account | ||||
Insurance | ||||
Accident, sickness, involuntary unemployment protection | Up to £600 | Up to £1,200 | Up to £1,800 | |
Hospital stay | £15 per day up to 30 days | £30 per day up to 30 days | £50 per day for 30 days | |
Purchase protection | Up to £1,000 per claim £2,500 per year Purchase made in last 90 days | Up to £4,000 per claim £10,000 per year Purchase made in last 180 days | ||
Cards | ||||
Contactless debit card Pay online and in-store with a debit card linked to your Monese app | Standard card | Standard card | Holographic edging | Premium card |
First card delivery We’ll send a debit card safely to your home address | £4.95 | FREE | FREE | FREE |
Replacement cards If you need us to send you a new Monese debit card | £9.90 | £4.95 | £4.95 | FREE |
Card spending in foreign currencies If you use your Monese card to spend money abroad | 2% fee | 0.5% fee | FREE | FREE |
GooglePay / Apple Pay Link your Monese account to Google Pay or Apple Pay | ||||
Virtual debit card A card saved virtually to your phone | ||||
Cash | ||||
ATM withdrawals Withdraw cash in multiple currencies from any ATM worldwide | £1.5 fee | £200 FREE monthly | £500 FREE monthly | £1,500 FREE monthly |
Cash top-ups Add money to your Monese account with cash at the Post Office and PayPoint locations across the UK | 3.5% fee | 3.5% fee | £500 FREE monthly | £1,500 FREE monthly |
Accounts | ||||
Current account in GBP, EUR and/or RON | ||||
PayPal account integration Link your PayPal account and view your PayPal transactions and account in your Monese app | ||||
Avios account integration Link your Avios account to your Monese app to collect Avios every time you pay with Monese | ||||
Joint Accounts with another Monese user Share a joint account, with two separate contactless Monese Mastercard debit cards | FREE | FREE | FREE | FREE |
Money pots with round-up feature Set money aside in a separate pot and round up spare change from transactions by 10x to send to a designated pot | ||||
Access to interest-bearing savings accounts Earn interest with Raisin savings products available on the Monese Hub | ||||
Access your account with the Monese mobile app and from a desktop computer Access your account safely online at web.monese.com | ||||
Support | ||||
Multilingual customer support Talk to our team in 14 languages: English, French, German, Brazilian Portuguese, European Portuguese, Bulgarian, Italian, Spanish, Romanian, Polish, Czech, Turkish, Estonian and Lithuanian | ||||
Priority customer support access |
