What is an international money transfer?

An international money transfer is simply a quick and secure way of sending money across borders and between currencies. There are lots of reasons why you might want to do so. Our customers use our money transfer service to: - send money to relatives, friends and other dependents abroad - transfer money — salary or pension payments for example — to another of their own accounts - pay bills These transfers can be both one-off and regular payments and can work in a few different ways. With Monese, it’s easy to make quick transfers online using our international money transfer app on your phone.

Who can make a mobile money transfer?

We want to make financial services available to as many people as possible. Our mobile money transfer service is no different! All you need is a [Monese account](https://monese.com/products/instant-account "Instant account opening"). You can sign up quickly if you’re aged 18 or over and you live in any of the 31 countries in the European Economic Area (EEA). You don’t need a bank account and there are lots of ways to [add money](https://monese.com/features/add-funds "Adding money easily") to your account when using our expat money transfer service.

How long does an international money transfer take?

Making an international money transfer online with Monese is often quicker than using a traditional bank. Transferring money between Monese accounts is instant in fact – no matter the country or currency! Our other mobile money transfer processing times are: - UK Faster Payments – instant - SEPA Payments before 11am CET – same day - SEPA Payments between 11am and 3pm CET – the next working day - international payments – 2 to 4 working days The [Faster Payments](https://www.fasterpayments.org.uk/ "Faster Payments Homepage") network covers transfers between UK accounts. [SEPA](https://www.europeanpaymentscouncil.eu/about-sepa "European Payments Council") stands for the Single Euro Payments Area and helps make our European money transfer service quick and easy. You may sometimes find that a transfer takes longer than usual. This could be because of the processing times of the receiving account, which are out of our control.

Is making an international money transfer online safe?

Keeping your identity, data and money safe is at the heart of our mobile money transfer service. There are lots of ways that we keep our growing community safe, from single-phone account access, biometric login, 3D Secure, real-time notifications, multi-factor encryption and authentication protocols, the ability to lock and unlock your card straight from the app to round-the-clock monitoring and more. Check our robust [security measures](https://monese.com/gb/en/features/security "Security is at the heart of what we do").

How can I make a cheap international money transfer?

Making a cheap international money transfer is easier once you know how the pricing works. Transfer cost can be based on fees, how much you want to send and the exchange rate. Fees are added by the transfer provider. We’re honest and upfront about our fees, which vary depending on your Monese plan: - __Starter__ - 2%, min £3 fee (additional 1% fee on weekends) for international transfers at competitive rates - __Classic__ – fee from 0.5%, min £3 for international transfers at competitive rates - __Premium__ – free international transfers at competitive rates - Transfers to other Monese accounts are free on all our plans, no matter the currency

Is there a limit on how much money I can send abroad?

International money transfer limits vary depending on who you choose to send them with. We offer incoming and outgoing transfers up to a maximum of £40,000 per day with a GBP account. Learn more about our [fees and limits](https://monese.com/fees-and-limits/fee-and-limits-information "UK Personal Fees and Limits").

How do I receive an international money transfer?

You can receive international money transfers in the same way you receive other payments. If your sender doesn’t already have your details, it’s easy to find them through your Monese app. Tap on ‘Details’ on the home screen to see your: - IBAN and account number details - SWIFT/BIC or sort code - Monese ID

Why make an international money transfer with Monese?

Our mission is to make your money as flexible as you are. You can trust our mobile money transfer service because it’s: - Low-cost - enjoy great-value exchange rates and free transfers between Monese accounts - Quick – make fast transfers from our app, wherever you are - Global – send money locally, across Europe and beyond - Clear – see costs upfront with no hidden charges - Safe – our security is part of why millions of people trust us with their money We’re one of the most popular financial service providers in Europe. Find out more [about us](https://monese.com/about "About Monese").

Invite and earn

International money transfer – send money safely for less

Use our international money transfer tool to see what you’ll get for your money based on your plan

You send

GBP

They get

EUR

Simple
Classic
Premium

Rate	1 GBP = 1 EUR
Transaction fee	£ 1

About fees

This is the latest exchange rate, which we've used for transactions within the last working day. The rate may change before you confirm your payment. Please check our fees page for more details.

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Download the app today to start spending and sending with Monese.

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Excellent international exchange rates

Count on money-saving exchange rates when you send money home with our mobile money transfer service. We use real-time, wholesale exchange rates. You’ll find we’re often far cheaper than sending money abroad with traditional banks.

EN Instant accounts Image > Send money home GBP

A safe international money transfer app

Making an international money transfer online is safe with Monese. Security is at the heart of everything we do. Our mission is to protect your money and personal data. We offer single-device access to your Monese account, secure login and strong multi-factor encryption and authentication protocols plus 24/7 state-of-the-art monitoring.

EN PayPal Image > Safe and secure payments

Fast mobile money transfers of all kinds

Set up fast transfers of all kinds, including local and cross-border payments. If your transfers are between Monese accounts, they’re free and instant, no matter the currency.

Money transfers Image > More than a mobile money account

Send money abroad to these locations

Whether you want to make a money transfer to Europe, Asia, South America or elsewhere, you can. Choose the country you need and send money quickly at great rates — straight from your phone!

Send money abroad

Choose the country you want to send money to quickly and at great rates — straight from your phone!

Money transfers > Send money to another country

Send money to another currency

Want to choose a currency instead? You can see them all by using our money transfer tool at the top of this page. And be sure to check back regularly because we’re always adding more!

We're helping send money abroad GBP Image

How to use our international money transfer app

Our money-saving international money transfer service is quick and easy to use.

1. Sign up for a Monese account
Download our app and sign up for a Monese account with a few basic details. Opening an account is quick and easy.
2. Choose the Pay option
Choose the Pay option on the bottom menu of your Monese app.
3. Choose who you’re sending to
Tap ‘New payment’ and enter your recipient’s details — or quickly choose someone you’ve paid before, or someone in your Monese contacts.
4. Enter how much you want to send
Tell us the amount you want to send. We’ll show you our fees upfront, which vary depending on your Monese plan.
5. Match the currency
Make sure the currency matches your destination, like sending INR to India. This is because we use peer-to-peer money transfer services.
6. Approve your payment
Check the details are correct, approve your payment, and let us take care of the rest. You can make changes first if you need to.

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Join the international Monese community

Join over 2 million people worldwide who are managing their money online with Monese. You can use our app in 14 languages and our friendly Support team are multilingual too. Our mobile money transfer service is just one reason why our customers say we’re great!

We're multilingual - Bigger (Global Image)

International money transfer FAQs

Got a question? From our FAQs to our multilingual Support team, there are lots of ways we can help. You might find an answer in the international money transfer FAQs below or in our latest money transfer articles.

What is an international money transfer?
Who can make a mobile money transfer?
How long does an international money transfer take?
Is making an international money transfer online safe?
How can I make a cheap international money transfer?
Is there a limit on how much money I can send abroad?
How do I receive an international money transfer?
Why make an international money transfer with Monese?

Sign up for a Monese account now

Start saving and sending money abroad with Monese today! Download our easy international money transfer app to join now in minutes.