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Table of contents


    FEES & LIMITS

    Fees

    Your Monese Account is subject to the following fees. The fees detailed below relate to the core bundle of services provided to you that are core services in relation to normal use of your Monese Account. Our revenue is generated by the core fees that we charge to you. The other fees are charged to you on an ad hoc basis when certain services are used/required by you on your Monese Account.

    1. We’ve set out the fees for your Monese Account below, which detail the core services of normal use of your Monese Account. The fees shown in euros apply if you have a Monese EUR Account, the fees shown in pounds sterling apply if you have a Monese GBP Account and the fees shown in lei apply if you have a Monese RON Account. We generate our revenue from the core fees that we charge to you. The other fees are charged to you when you use certain services on your Monese Account. If you have more than one Monese Account, you’ll only be charged the fees shown below for your Primary Monese Account and not for any other Monese Account you hold alongside.

    2. The following fees apply if you’ve opened a Monese Account on or after 1 July 2019 (or if you opened a Monese Account before 1 July 2019 but didn’t choose your current Plan before 1 July 2019). However, if you open your Monese Account on or after 1 August 2020, the Plans and any features of the Plans available to you, including any fees and top-up requirements, may be different to the descriptions in this Agreement depending on the country you live in. Where this is the case, we will send you an email as soon as you have successfully opened your Monese Account, to explain any differences to your Plan, the features of your Plan, including any fees and top-up requirements. This information will also be displayed in your Monese App. If you do not like any of the changes described in the email, you are entitled to close your Monese Account at any time (see section 2.38 for details on closing your Monese Account).

    Fees from 01/07/2019

    Simple or Joint Account

    Core fees
    Monthly Fee: Free
    Annual fee: Free
    Monese Account Opening: Free
    Closing your Monese Account: Free
    Issuance of Virtual Monese Card: Free
    First physical Monese Card with your Monese GBP Account or Monese EUR Account: Free (£4.95 standard delivery fee applies)
    First physical Monese Card with your Monese GBP Account or Monese EUR Account: Free (€4.95 standard delivery fee applies)
    First physical Monese Card with your Monese GBP Account or Monese EUR Account: Free (19.95 lei standard delivery fee applies)
    Second physical Monese Card with your Monese GBP Account or Monese EUR Account: Free (£4.95 / €4.95 / 19.95 lei standard delivery fee applies)
    Card replacement (in case of being lost/stolen or expired): Free (£4.95 / €4.95 / 19.95 lei standard delivery fee applies)
    Real time transfers between Monese Accounts: Free (no currency exchange fee applied)
    Outgoing domestic transfers: Free
    Outgoing International Payments from the Monese App: Your money is converted at the wholesale exchange rate at no adjustment plus a deduction of the currency exchange fee displayed in the app before the payment is confirmed (currency exchange fees start from 2% of transaction value, minimum £2 / €2 / 8 lei)
    Direct Debit: Free
    Apple/Google pay: Free
    Purchases with Monese Card in card currency: Free
    Incoming bank transfer: Free
    EU Customer Debit Card top-up: Free
    International Debit Card top-up: Free
    Foreign Currency Spend Allowance
    Allowance (Monese Card only): £2000 / €2000 / 10,000 lei
    Monese Card purchases in Pounds sterling, Euro, Romanian lei and Swedish krona: Free
    Monese Card purchases in foreign currency other than Pounds sterling, Euro, Romanian lei and Swedish krona, including:
    Online card transactions in currency different to account currency: Free within allowance Mastercard wholesale exchange rate
    POS card transactions in currency different to account currency: Free within allowance Mastercard wholesale exchange rate
    Apple Pay/Google Pay transactions in currency different to account currency: Free within allowance Mastercard wholesale exchange rate
    Fee applicable once Foreign Currency Spend allowance detailed above is exceeded: 2% Per Transaction
    ATM & top-up Allowance
    The allowance is shared between transaction types mentioned below. The allowance is shared between all of your Monese Accounts: £200 / €200 / 1000 lei
    Top-up made via Sofort: Free within allowance
    ATM withdrawals worldwide: Free within allowance
    Cashback cash withdrawal in store (available for Monese GBP Account only): Free within allowance
    Post Office cash load (available for Monese GBP Account only): Excluded from the allowance
    PayPoint cash load (available for Monese GBP Account only): Excluded from the allowance
    Fee applicable once ATM & top-up allowance detailed above is exceeded: 2% per Transaction
    Cash deposits
    Post Office cash load (available for Monese GBP Account only): 2% (minimum £2)
    PayPoint cash load (available for Monese GBP Account only): 3.50% (minimum £3)
    Top up via Paysafecash (available for Monese EUR and RON Accounts only): 2.5% per Transaction
    Other fees
    Checking your balance and transactions in-App: Free
    Locking and unlocking Monese Card: Free
    Money Management Features: Free
    E-mail alerts, mobile notifications, in-App and SMS messages: Free (standard operator SMS charges may apply)
    Monese Customer Service: Free

    Classic

    Core fees
    Monthly Fee: £5.95 / €5.95 / 24.95 lei for using any number of Monese Accounts (for example if you hold a Monese Classic GBP Account and Monese Classic EUR Account as well, you’ll only pay £5.95 / €5.95 in total). After paying your first monthly fee when joining Monese Classic GBP, you won’t pay a monthly fee if you don’t have any money in your Monese Account.
    Annual Fee: £49.95 / €49.95 / 205.95 lei for using any number of Monese Accounts (for example if you hold a Monese Classic GBP Account and Monese Classic EUR Account as well, you’ll only pay £49.95 / €49.95 in total).
    Monese Account Opening: Free
    Closing your Monese Account: Free
    Issuance of Virtual Monese Card: Free
    First physical Monese Card with your Monese GBP Account or Monese EUR Account: Free (free standard delivery)
    Second physical Monese Card with your Monese GBP Account or Monese EUR Account: Free (£4.95 / €4.95 / 19.95 lei standard delivery fee applies)
    Card replacement (in case of being lost/stolen or expired): Free (£4.95 / €4.95 / 19.95 lei standard delivery fee applies)
    Real time transfers between Monese Accounts: Free (no currency exchange fee applied)
    Outgoing domestic transfers: Free
    Outgoing International Payments from the Monese App: Your money is converted at the wholesale exchange rate at no adjustment plus a deduction of the currency exchange fee displayed in the app before the payment is confirmed (currency exchange fees start from 0.5% of transaction value, minimum £2 / €2 / 8 lei)
    Direct Debit: Free
    Apple/Google pay: Free
    Purchases with Monese Card in card currency: Free
    Incoming bank transfer: Free
    EU Customer Debit Card top-up: Free
    International Debit Card top-up: Free
    Foreign Currency Spend Allowance (Monese Card only): £9000 / €9000 / 45,000 lei
    Monese Card purchases in Pounds sterling, Euro, Romanian lei and Swedish krona: Free
    Monese Card purchases in foreign currency other than Pounds sterling, Euro, Romanian lei and Swedish krona, including:
    Online card transactions in currency different to account currency: Free within allowance Mastercard wholesale exchange rate
    POS card transactions in currency different to account currency: Free within allowance Mastercard wholesale exchange rate
    Apple Pay/Google Pay transactions in currency different to account currency: Free within allowance Mastercard wholesale exchange rate
    Fee applicable once Foreign Currency Spend allowance detailed above is exceeded: 2% per Transaction
    ATM & top-up Allowance. The allowance is shared between transaction types mentioned below. The allowance is shared between all of your Monese Accounts: £900 / €900 / 4500 lei
    Top-up made via Sofort: Free within allowance
    ATM withdrawals worldwide: Free within allowance
    Cashback cash withdrawal in store (available for Monese GBP Account only): Free within allowance
    Post Office cash load (available for Monese GBP Account only: Free within allowance
    PayPoint cash load (available for Monese GBP Account only): Free within allowance
    Fee applicable once ATM & top-up allowance detailed above is exceeded: 2% per Transaction
    Cash deposits
    Post Office cash load (available for Monese GBP Account only): Included in ATM & top-up Allowance
    PayPoint cash load (available for Monese GBP Account only): Included in ATM & top-up Allowance
    Top up via Paysafecash (available for Monese EUR and RON Accounts only): Included in the allowance, after 2% (€2 / 10 lei minimum fee applies)
    Other fees
    Checking your balance and transactions in-App: Free
    Locking and unlocking Monese Card: Free
    Money Management Features: Free
    E-mail alerts, mobile notifications, in-App and SMS messages: Free (standard operator SMS charges may apply)
    Monese Customer Service: Free

    Premium

    Core fees
    Monthly Fee: £14.95 / €14.95 / 69.95 lei for using any number of Monese Accounts (for example if you hold a Monese Premium GBP Account and Monese Premium EUR Account as well, you’ll only pay £14.95 / €14.95 in total). After paying your first monthly fee when joining Monese Premium GBP, you won’t pay a monthly fee if you don’t have any money in your Monese Account.
    Annual Fee: £124.95 / €124.95 / 585.95 lei for using any number of Monese Accounts (for example if you hold a Monese Classic GBP Account and Monese Classic EUR Account as well, you’ll only pay £124.95 / €124.95 in total).
    Monese Account Opening: Free
    Closing your Monese Account: Free
    Issuance of Virtual Monese Card: Free
    First physical Monese Card with your Monese GBP Account or Monese EUR Account: Free (free standard delivery)
    Second physical Monese Card with your Monese GBP Account or Monese EUR Account: Free (free standard delivery)
    Card replacement (in case of being lost/stolen or expired): Free (free standard delivery)
    Real time transfers between Monese Accounts: Free (no currency exchange fee applied)
    Outgoing domestic transfers: Free
    Outgoing International Payments from the Monese App: Your money is converted at the wholesale exchange rate at no adjustment
    Direct Debit: Free
    Apple/Google pay: Free
    Purchases with Monese Card in card currency: Free
    Incoming bank transfer: Free
    EU Customer Debit Card top-up: Free
    International Debit Card top-up: Free
    Foreign Currency Spend Allowance (Monese Card only): Unlimited allowance
    Monese Card purchases in Pounds sterling, Euro, Romanian lei and Swedish krona: Free
    Monese Card purchases in foreign currency other than Pounds sterling, Euro, Romanian lei and Swedish krona, including:
    Online card transactions in currency different to account currency: Free - Mastercard wholesale exchange rate
    POS card transactions in currency different to account currency: Free - Mastercard wholesale exchange rate
    Apple Pay/Google Pay transactions in currency different to account currency: Free - Mastercard wholesale exchange rate
    Fee applicable once Foreign Currency Spend allowance detailed above is exceeded: n/a
    ATM & top-up Allowance. The allowance is shared between transaction types mentioned below. The allowance is shared between all of your Monese Accounts: Unlimited allowance
    Top-up made via Sofort: Free
    ATM withdrawals worldwide: Free
    Cashback cash withdrawal in store (available for Monese GBP Account only): Free
    Post Office cash load (available for Monese GBP Account only: Free
    PayPoint cash load (available for Monese GBP Account only): Free
    Fee applicable once ATM & top-up allowance detailed above is exceeded: n/a
    Cash deposits
    Post Office cash load (available for Monese GBP Account only): Free
    PayPoint cash load (available for Monese GBP Account only): Free
    Top up via Paysafecash (available for Monese EUR and RON Accounts only): Free
    Other fees
    Checking your balance and transactions in-App: Free
    Locking and unlocking Monese Card: Free
    Money Management Features: Free
    E-mail alerts, mobile notifications, in-App and SMS messages: Free (standard operator SMS charges may apply)
    Monese Customer Service: Free Priority Service

    Fees prior to 01/07/2019

    Starter

    Core fees
    Monthly Fee: Free
    Monese Account Opening: Free
    First physical Monese Card with your Monese GBP Account or Monese EUR Account: Free (€4.95 / £4.95 delivery fee applies)
    Real time transfers between Monese Accounts: Free (subject to 1% currency exchange fee applied on top of wholesale rate)
    Domestic and global transfers: Free (subject to currency exchange fee, please see below)
    Direct Debit: Free
    Apple/Google pay: Free
    Purchases with Monese Card: Free (subject to currency exchange fee – see below)
    Incoming bank transfer: Free
    EU Customer Debit Card top-up: Free
    International Debit Card top-up: Free
    Sofort top-up: Free
    Top-up via Paysafecash (available for Monese EUR and RON Accounts only): 2.5% per Transaction (€2.5 / 12 lei minimum fee applies)
    ATM withdrawals: €1.5 / £1.5 / 6 lei per ATM withdrawal (subject to currency exchange fees – see below)
    Cashback cash withdrawal in store (available for Monese GBP Account only): Free
    Checking your balance and transactions in-App: Free
    E-mail alerts, mobile notifications, in-App and SMS messages: Free (standard operator SMS charges may apply)
    Closing your Monese Account: Free
    Locking and unlocking Monese Card: Free
    Monese customer service: Free
    Post Office cash load (available for Monese GBP Account only: 2% (minimum £2)
    PayPoint cash load (available for Monese GBP Account only): 3.50% (minimum £3)
    Other fees
    Additional/lost/family physical Monese card: Free (£4.95 / €4.95 / 19.95 lei standard delivery fee applies)
    Money Management Features: Free
    Currency exchange on using the Monese Card for ATM withdrawals and Foreign Currency Transactions in Pounds sterling, Euro, Romanian lei and Swedish krona: Mastercard wholesale exchange rate
    Currency exchange on using the Monese Card for ATM withdrawals and Foreign Currency Transactions other than Pounds sterling, Euro, Romanian lei and Swedish krona: Mastercard wholesale exchange rate plus 2% of the transaction value (minimum €2 / £2 / 8 lei on ATM withdrawals)
    Currency exchange on outgoing international payments from the Monese App: Your money is converted at the wholesale exchange rate plus the currency exchange fee displayed in the Monese App before the payment is confirmed (currency exchange fees start from 2% of transaction value, minimum €2 / £2 / 8 lei)

    Plus

    Core fees
    Monthly Fee: €4.95 / £4.95 / 19.95 lei for using any number of Monese Accounts (for example if you hold a Monese Plus Account and Monese Plus EUR Account as well, you’ll only pay €4.95 in total). After paying your first monthly fee when joining Monese Plus, you won’t pay a monthly fee if you don’t have any money in your Monese Account.
    Monese Account Opening: Free
    First physical Monese Card with your Monese GBP Account or Monese EUR Account: Free (free standard delivery)
    Real time transfers between Monese Accounts: Free (no currency exchange fee applied)
    Domestic and global transfers: Free (subject to currency exchange fee, please see below)
    Direct Debit: Free
    Apple/Google pay: Free
    Purchases with Monese Card: Free (subject to currency exchange fee – see below)
    Incoming bank transfer: Free
    EU Customer Debit Card top-up: Free
    International Debit Card top-up: Free
    Sofort top-up: Free
    Top-up via Paysafecash (available for Monese EUR and RON Accounts only): €2.5 / 12 lei per Transaction
    ATM withdrawals: 6 free transactions in your monthly fee period from all your Monese Accounts combined (€1.5 / £1.5 / 6 lei per withdrawal from 7th transaction. Subject to currency exchange fees – see below).
    Cashback cash withdrawal in store (available for Monese GBP Account only): Free
    Checking your balance and transactions in-App: Free
    E-mail alerts, mobile notifications, in-App and SMS messages: Free (standard operator SMS charges may apply)
    Closing your Monese Account: Free
    Locking and unlocking Monese Card: Free
    Monese customer service: Free
    Post Office cash load (available for Monese GBP Account only: £1
    PayPoint cash load (available for Monese GBP Account only): 2.50% (minimum £1)
    Other fees
    Additional/lost/family physical Monese card: Free (£4.95 / €4.95 / 19.95 lei standard delivery fee applies)
    Money Management Features: Free
    Currency exchange on using the Monese Card for ATM withdrawals and Foreign Currency Transactions in Pounds sterling, Euro, Romanian lei and Swedish krona: Mastercard wholesale exchange rate plus 0.5% of the transaction value
    Currency exchange on outgoing international payments from the Monese App: Your money is converted at the wholesale exchange rate plus the currency exchange fee displayed in the Monese App before the payment is confirmed (currency exchange fees start from 0.5% of transaction value, minimum €2 / £2 / 8 lei )

    Premium

    Core fees
    Monthly Fee: €14.95 / £14.95 / 69.95 lei for using any number of Monese Accounts (for example if you hold a Monese Premium Account and Monese Premium EUR Account as well, you’ll only pay €14.95 in total). After paying your first monthly fee when joining Monese Premium, you won’t pay a monthly fee if you don’t have any money in your Monese Account.
    Monese Account Opening: Free
    First physical Monese Card with your Monese GBP Account or Monese EUR Account: Free (free standard delivery)
    Real time transfers between Monese Accounts: Free (no currency exchange fee applied)
    Domestic and global transfers: Free
    Direct Debit: Free
    Apple/Google pay: Free
    Purchases with Monese Card: Free
    Incoming bank transfer: Free
    EU Customer Debit Card top-up: Free
    International Debit Card top-up: Free
    Sofort top-up: Free
    Top-up via Paysafecash (available for Monese EUR and RON Accounts only): Free
    ATM withdrawals: Free
    Cashback cash withdrawal in store (available for Monese GBP Account only): Free
    Checking your balance and transactions in-App: Free
    E-mail alerts, mobile notifications, in-App and SMS messages: Free (standard operator SMS charges may apply)
    Closing your Monese Account: Free
    Locking and unlocking Monese Card: Free
    Monese customer service: Free Priority Service
    Post Office cash load (available for Monese GBP Account only: Free
    PayPoint cash load (available for Monese GBP Account only): Free
    Other fees
    Additional/lost/family physical Monese card: Free
    Money Management Features: Free
    Currency exchange on using the Monese Card for ATM withdrawals and Foreign Currency Transactions in Pounds sterling, Euro, Romanian lei and Swedish krona: Mastercard wholesale exchange rate
    Currency exchange on using the Monese Card for ATM withdrawals and Foreign Currency Transactions other than Pounds sterling, Euro, Romanian lei and Swedish krona: Mastercard wholesale exchange rate
    Currency exchange on outgoing international payments from the Monese App: Your money is converted at the wholesale exchange rate

    If you’re a resident of Ireland, there will be an additional tax for cash withdrawals. We debit this amount retrospectively from your account for the preceding year.

    Limits

    MONESE ACCOUNT LIMITS IF YOU CHOOSE TO OPEN A MONESE GBP ACCOUNT

    When applying for a Monese GBP Account, you can choose your Plan in the Monese App and find the full Monese Account Limits in the table below. If you’re applying for a Monese GBP Account on or after 1 July 2019 (or you opened your Monese GBP Account but didn’t choose a Plan before 1 July 2019), you can choose between the Simple, Classic and Premium Plans. You can change between your Plan at any time. (If you applied for a Monese GBP Account and chose a Plan before 1 July 2019, you would’ve been able to choose from the Starter, Plus and Premium Plans in the Monese App). You can choose to apply for a Monese Joint Account with another person (see section 3 of this Agreement for details on Monese Joint Accounts) once you’ve opened a Simple, Classic, or Premium account.

    If you open your Monese Account on or after 1 August 2020, the Plans and any features of the Plans, available to you including any fees and top-up requirements, may be different to the descriptions in this Agreement depending on the country you live in. Where this is the case, we will send you an email as soon as you have successfully opened your Monese Account, to explain any differences to your Plan, the features of your Plan, including any fees and top-up requirements. This information will also be displayed in your Monese App. If you do not like any of the changes described in the email, you are entitled to close your Monese Account at any time (see the section “Closing Or Suspending Your Monese Account” in your Agreement for details on closing your Monese Account ).

    Monese GBP Account

    Simple (Starter before 01/07/19) / Monese Joint Account

    Core limits
    Monese Account Maximum Balance: £ 40,000
    Cash top-up via Post Office Per transaction: Min £5 - Max £500
    Cash top-up via PayPoint Per transaction: Min n/a - Max £249
    Cash top-up via PayPoint Per day: Min n/a - Max £500
    Cash top-up via PayPoint Per week: Min n/a - Max £2,500
    Cash top-up via PayPoint Per month (30 days): Min n/a - Max £2,500
    Top up via debit card Daily: Min £10 - Max £500 (total of 2 top-ups)
    Top up via debit card Monthly: Min £10 - Max £1,500 (total of 10 top-ups)
    Incoming UK Faster Payment Per Transaction: Min n/a - Max £40,000
    Incoming UK Faster Payment Per Day: Min n/a - Max £40,000
    Incoming UK BACS Payment Per Transaction: Min n/a - Max £40,000
    Incoming UK BACS Payment Per Day: Min n/a - Max £40,000
    Card Purchases Per Transaction: Max £4,000
    Card Purchases Per Day: Max £7,000
    Cash Withdrawal ATM Per Day: Max £300
    Outgoing UK Faster Payment Per Day: Max £40,000
    Outgoing UK Direct Debit Payment Per Day: Max £40,000

    Classic (Plus before 01/07/19)

    Core limits
    Monese Account Maximum Balance: £40,000
    Cash top-up via Post Office Per transaction: Min £5 - Max £500
    Cash top-up via PayPoint Per transaction: Min n/a - Max £249
    Cash top-up via PayPoint Per day: Min n/a - Max £500
    Cash top-up via PayPoint Per week: Min n/a - Max £2,500
    Cash top-up via PayPoint Per month (30 days): Min n/a - Max £2,500
    Top up via debit card Daily: Min £10 - Max £500 (total of 2 top-ups)
    Top up via debit card Monthly: Min £10 - Max £1,500 (total of 10 top-ups)
    Incoming UK Faster Payment Per Transaction: Min n/a - Max £40,000
    Incoming UK Faster Payment Per Day: Min n/a - Max £40,000
    Incoming UK BACS Payment Per Transaction: Min n/a - Max £40,000
    Incoming UK BACS Payment Per Day: Min n/a - Max £40,000
    Card Purchases Per Transaction: Max £4,000
    Card Purchases Per Day: Max £7,000
    Cash Withdrawal ATM Per Day: Max £300
    Outgoing UK Faster Payment Per Day: Max £40,000
    Outgoing UK Direct Debit Payment Per Day: Max £40,000

    Premium

    Core limits
    Monese Account Maximum Balance: £40,000
    Cash top-up via Post Office Per transaction: Min £5 - Max £500
    Cash top-up via PayPoint Per transaction: Min n/a - Max £249
    Cash top-up via PayPoint Per day: Min n/a - Max £500
    Cash top-up via PayPoint Per week: Min n/a - Max £2,500
    Cash top-up via PayPoint Per month (30 days): Min n/a - Max £2,500
    Top up via debit card Daily: Min £10 - Max £500 (total of 2 top-ups)
    Top up via debit card Monthly: Min £10 - Max £1,500 (total of 10 top-ups)
    Incoming UK Faster Payment Per Transaction: Min n/a - Max £40,000
    Incoming UK Faster Payment Per Day: Min n/a - Max £40,000
    Incoming UK BACS Payment Per Transaction: Min n/a - Max £40,000
    Incoming UK BACS Payment Per Day: Min n/a - Max £40,000
    Card Purchases Per Transaction: Max £4,000
    Card Purchases Per Day: Max £7,000
    Cash Withdrawal ATM Per Day: Max £300
    Outgoing UK Faster Payment Per Day: Max £40,000
    Outgoing UK Direct Debit Payment Per Day: Max £40,000

    Monese EUR Account

    MONESE ACCOUNT LIMITS IF YOU CHOOSE TO OPEN A MONESE EUR ACCOUNT

    When applying for a Monese EUR Account, you can choose your Plan in the Monese App and find the full Monese Account Limits in the table below. If you’re applying for a Monese EUR Account on or after 1 July 2019 (or you opened your Monese EUR Account but didn’t choose a Plan before 1 July 2019), you can choose between the Simple, Classic and Premium Plan. You can change between your Plan at any time. (If you applied for a Monese EUR Account and chose a Plan before 1 July 2019, you would’ve been able to choose from the Starter, Plus and Premium Plans in the Monese App).

    Simple (Starter before 01/07/19) / Monese Joint Account

    Core limits
    Monese Account Maximum Balance: €50,000
    Incoming SEPA Transfer Per day: Min n/a - Max €50,000
    Incoming SEPA Transfer Per Transaction: Min n/a - Max €50,000
    Card Purchases Per Transaction: Max €4,000
    Card Purchases Per Day: Max €7,000
    Cash Withdrawal ATM Per Day: Max €750
    Cash Withdrawal ATM Per Month: Max €7,500
    Outgoing SEPA Transfers Per day: Max €50,000
    Outgoing SEPA Direct Debit payment Per day: Max €50,000
    Top up via Debit card Daily: Min €10 - Max €500 (total of 2 top ups)
    Top up via Debit card Monthly: Min €10 - Max €1,500(total of 10 top ups)
    Top up via Sofort Daily (24 hour rolling): Min €10 - Max €500
    Top up via Sofort Monthly (30 day rolling): Min €10 - Max €1,500
    Top up via Paysafecash Daily: Min €10 - Max €500
    Top up via Paysafecash Monthly: Min €10 - Max €1,000
    Top up via Paysafecash Annual: Min €10 - Max €5,000

    Classic (Plus before 01/07/19)

    Core limits
    Monese Account Maximum Balance: €50,000
    Incoming SEPA Transfer Per day: Min n/a - Max €50,000
    Card Purchases Per Transaction: Max €4,000
    Card Purchases Per Day: Max €7,000
    Cash Withdrawal ATM Per Day: Max €750
    Cash Withdrawal ATM Per Month: Max €7,500
    Outgoing SEPA Transfers Per Day: Max €50,000
    Outgoing SEPA Direct Debit payment Per Day: Max €50,000
    Top up via Debit card Daily: Min €10 - Max €500 (total of 2 top ups)
    Top up via Debit card Monthly: Min €10 - Max €1,500(total of 10 top ups)
    Top up via Sofort Daily (24 hour rolling): Min €10 - Max €500
    Top up via Sofort Monthly (30 day rolling): Min €10 - Max €1,500
    Top up via Paysafecash Daily: Min €10 - Max €500
    Top up via Paysafecash Monthly: Min €10 - Max €1,000
    Top up via Paysafecash Annual: Min €10 - Max €5,000

    Premium

    Core limits
    Monese Account Maximum Balance: €50,000
    Incoming SEPA Transfer Per day: Min n/a - Max €50,000
    Card Purchases Per Transaction: Max €4,000
    Card Purchases Per Day: Max €7,000
    Cash Withdrawal ATM Per Day: Max €750
    Cash Withdrawal ATM Per Month: Max €7,500
    Outgoing SEPA Transfers Per day: Max €50,000
    Outgoing SEPA Direct Debit payment Per day: Max €50,000
    Top up via debit card Daily: Min €10 - Max €500 (total of 2 top ups)
    Top up via debit card Monthly: Min €10 - Max €1,500 (total of 10 top ups)
    Top up via Sofort Daily (24 hour rolling): Min €10 - Max €500
    Top up via Sofort Monthly (30 day rolling): Min €10 - Max €1,500
    Top up via Paysafecash Daily: Min €10 - Max €500
    Top up via Paysafecash Monthly: Min €10 - Max €1,000
    Top up via Paysafecash Annual: Min €10 - Max €5,000

    Monese RON Accounts

    MONESE ACCOUNT LIMITS IF YOU CHOOSE TO OPEN A MONESE RON ACCOUNT

    When applying for a Monese RON Account, you can choose between the Simple, Classic and Premium Plans in the Monese App and find the full Monese Account Limits in the table below.

    Simple

    Core limits
    Monese Account Maximum Balance: 150,000 lei
    Top up via Debit card Daily: Min 50 lei - Max 2,500 lei (total of 2 top-ups)
    Top up via Debit card Monthly: Min 50 lei - Max 7,500 lei (total of 10 top-ups)
    Transfond payment Per Transaction: Min n/a - Max 49,999 lei
    Transfond payment Per Day: Min n/a - Max 49,999 lei
    Card Purchases Per Transaction: Max 20,000 lei
    Card Purchases Per Day: Max 35,000 lei
    Cash withdrawal via ATM Per Day: Max 1,500 lei
    Cash withdrawal via ATM Monthly: Min 50 lei - Max 5,000 lei
    Top up using via Paysafecash Per Day: Min 50 lei - Max 2,500 lei
    Top up using via Paysafecash Monthly: Min 50 lei - Max 5,000 lei
    Top up using via Paysafecash Annual: Min 50 lei - Max 25,000 lei

    Classic

    Core limits
    Monese Account Maximum Balance: 150,000 lei
    Top up via Debit card Daily: Min 50 lei - Max 2,500 lei (total of 2 top-ups)
    Top up via Debit card Monthly: Min 50 lei - Max 7,500 lei (total of 10 top-ups)
    Transfond payment Per Transaction: Min n/a - Max 49,999 lei
    Transfond payment Per Day: Min n/a - Max 49,999 lei
    Card Purchases Per Transaction: Max 20,000 lei
    Card Purchases Per Day: Max 35,000 lei
    Cash withdrawal via ATM Per Day: Max 1,500 lei
    Cash withdrawal via ATM Monthly: Min 50 lei - Max 5,000 lei
    Top up using via Paysafecash Per Day: Min 50 lei - Max 2,500 lei
    Top up using via Paysafecash Monthly: Min 50 lei - Max 5,000 lei
    Top up using via Paysafecash Annual: Min 50 lei - Max 25,000 lei

    Premium

    Core limits
    Monese Account Maximum Balance: 150,000 lei
    Top up via Debit card Daily: Min 50 lei - Max 2,500 lei (total of 2 top-ups)
    Top up via Debit card Monthly: Min 50 lei - Max 7,500 lei (total of 10 top-ups)
    Transfond payment Per Transaction: Min n/a - Max 49,999 lei
    Transfond payment Per Day: Min n/a - Max 49,999 lei
    Card Purchases Per Transaction: Max 20,000 lei
    Card Purchases Per Day: Max 35,000 lei
    Cash withdrawal via ATM Per Day: Max 1,500 lei
    Cash withdrawal via ATM Monthly: Min 50 lei - Max 5,000 lei
    Top up using via Paysafecash Per Day: Min 50 lei - Max 2,500 lei
    Top up using via Paysafecash Monthly: Min 50 lei - Max 5,000 lei
    Top up using via Paysafecash Annual: Min 50 lei - Max 25,000 lei