Our plans

Find the right one for you

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    0 lei/month

    Free and instant account in GBP, EUR and RON.

    Great for spending, travelling and sending money abroad.

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    24.95 lei/month

    Perfect for your everyday spending.

    Lower fees, higher allowances and free foreign currency card spending abroad.

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    69.95 lei/month

    Get more of everything!

    Our most comprehensive plan, with our lowest fees, highest allowances and VIP Customer Support.

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All features

Payments & transfers

Instant Monese to Monese transfers

Send money instantly from your Monese account to someone else on Monese




International transfers

Send money abroad from your Monese account at great rates – we support plenty of currencies!

2% fee, additional 1% fee on weekends

(Subject to currency exchange fee)

From 0.5% fee

(Subject to currency exchange fee)


(Subject to currency exchange fee)

Local transfers in and out

Send and receive money effortlessly in and out of your Monese account in your local currency

Inbound transfers FREE

Outbound transfers 5 lei per transfer



Recurring payments and direct debits

Set up Direct Debits and Recurring Payments to go automatically from your account


Personal loans


Contactless debit card

Pay online and in-store with a debit card linked to your Monese app

Standard card

Holographic edging

Premium card

First card delivery

We’ll send a debit card safely to your home address

19,95 lei



Replacement cards

If you need us to send you a new Monese debit card

19,95 lei

19.95 lei


Card spending in foreign currencies

If you use your Monese card to spend money abroad

2% per transaction



GooglePay / Apple Pay

Link your Monese account to Google Pay or Apple Pay

Virtual debit card

A card saved virtually to your phone

1.50 lei per card

Debit card top-ups

Instantly top up your account with any Visa or Mastercard debit card

1% per top-up




ATM withdrawals

Withdraw cash in multiple currencies from any ATM worldwide

2% per withdrawal

4,500 lei FREE monthly

12,500 lei FREE monthly

Cash top-ups

Add money to your Monese account with cash at Paysafecash payment points in select countries only

3.5% fee

2,500 lei FREE monthly

7,500 lei FREE monthly


Account in GBP, EUR and/or RON
PayPal account integration

Link your PayPal account and view your PayPal transactions and account in your Monese app

Avios account integration

Link your Avios account to your Monese app to collect Avios every time you pay with Monese

Joint Accounts with another Monese user

Share a joint account, with two separate contactless Monese Mastercard debit cards




Money pots with round-up feature

Set money aside in a separate pot and round up spare change from transactions by 10x to send to a designated pot

Access your account with the Monese mobile app

Access your account safely online


Multilingual customer support

Talk to our team in 14 languages: English, French, German, Brazilian Portuguese, European Portuguese, Bulgarian, Italian, Spanish, Romanian, Polish, Czech, Turkish, Estonian and Lithuanian

Priority customer support access

Pick a plan that's right for you. Our flexible pricing means you can choose a plan that suits you. We’ll never tie you into anything so you’re free to upgrade or downgrade whenever you need. Our plans include tailored allowances for ATM withdrawals and foreign currency spending. Get a little (or a lot) every month, depending on the plan you choose. 

Free with all our plans

  • Three currency accounts

    Three currency accounts

    Open additional accounts in GBP and EUR at no extra cost.

  • Virtual cards.

    Virtual cards.

     For an even safer online shopping experience.

  • Apple Pay

    Apple Pay

    Pay with your phone quickly, safely and easily.

  • Multilingual support.

    Multilingual support.

    Talk to our multilingual Support team and use your app in 15 languages.

  • Instant & free Monese transfers.

    Instant & free Monese transfers.

     Send or request money instantly and for free when sending between Monese accounts.