We know just how busy life can be sometimes. That’s why we’ve built an app to make managing and accessing your money one less thing to have to worry about — no matter where you are in the world. At Monese, we’re proud to bring our seamless service and product to people like Irina from the UK. 

### Meet Irina 
Irina works as a Digital Manager in bustling London. As an avid traveller for both work and leisure, Irina spends a lot of her time moving around Europe, including back home in Romania. So Irina really makes the most of her GBP, EUR and RON Monese accounts. 

### Move money with ease 
For Irina, having a quick and easy way to transfer money on the spot between her Monese accounts was essential to her travels. She said, “I set up my account mainly for Monese’s flexibility around managing different currencies”.

> Moving money between three different currency accounts without any fees is fantastic.

Not only is our money transfer service instant when sending between Monese accounts in any currency, but it also usually works out better than sending internationally with a traditional bank. “Moving money between my three different currency accounts without any fees is fantastic”, Irina added. 

### Everyday spending 
While Irina initially opened her Monese account to have multiple currency accounts, she eventually discovered so much more: “I recently started to use the budgeting feature, which helps me set a monthly cap and keep on top of my spend”, she said. 

> I now use my GBP Monese card regularly in London for everyday expenses and online purchases.

Irina can also take advantage of the [Spending Overview](https://monese.com/blog/simple-spending-overview) feature, which breaks down and categorises her everyday purchases. This helps her get a clear picture of where her money is going. “I now use my GBP Monese card regularly in London for everyday expenses and online purchases”, she commented.  

### A true time-saver 
Another benefit of Monese that Irina truly enjoys is our speediness! “Monese saves me lots of time and fees with transfers that would have been less seamless with traditional banks”. 

> Every top-up, expense or direct debit charge is shown in real time.

With Monese, you also get immediate notifications anytime there’s activity on your card, making customers like Irina feel safe. “Every top-up, expense or direct debit charge is shown in real-time”, she explained. “That’s in comparison to the more traditional banks I’m used to, where actions like these take a few hours or even days to show”. 

> With Monese, I have peace of mind.

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So if you’re like Irina, constantly on the go and need something quick and reliable when it comes to moving and managing your money, why not give us a try today? If you sign up for a [Premium plan](https://monese.com/gb/en/pricing), like Irina’s, you’ll benefit from free ATM withdrawals worldwide, free foreign currency spending and free and instant currency transfers to other Monese users and accounts! “When travelling, I can leave my more traditional cards at home and not worry about them being lost or stolen”, she said. “With Monese, I have peace of mind”. 

Irina - Landscape (1)

Blog post > Irina testimonial 

“Monese saves me lots of time and fees with transfers”

Irina is a busy, international traveller from London who’s always moving money  

"Monese saves me lots of time and fees with transfers”

At Monese, we believe in helping people access financial services no matter where they are in the world. You’ll always know your money is with you, whether you’re an [expat worker living in London](https://monese.com/blog/2020/05/monese-case-study-ion), a [wandering globetrotter](https://monese.com/blog/2020/03/monese-case-study-brittany) or an international student like Ruona.

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### Meet Ruona
Ruona is studying for her master's in Berlin, Germany. Originally from Nigeria, she moved to Europe in 2018 to begin her studies. Her parents back in West Africa were her main source of financial support and were helping to pay for her school’s tuition. So Ruona urgently needed to open a bank account upon arrival so they could send money and pay for the upcoming semester. But opening a traditional bank account in Germany would prove to be harder than Ruona anticipated. 

“The first bank I approached rejected me because I couldn’t speak German. The second refused me because I didn’t have proof of address”, she recalled. “I had just arrived in Berlin and hadn't gotten a more permanent, long-term accommodation yet. I was living from one hostel to another”.

> Monese had good reviews and looked very promising.

Eventually, Ruona was turned on to mobile-only money accounts that operate entirely online. Unfortunately, the first one she downloaded was also a road blocker for her because the app would only accept international transfers from within SEPA (Single Euro Payments Area) countries. Finally, she stumbled upon Monese. “Monese had good reviews and looked very promising”, she said. “Registration was fast and easy. I was quickly able to get an IBAN and sent my new account details to my dad”.

### Send and receive money internationally
One of the main reasons our customers find Monese so useful is our international and cost-effective money transfer service. With Monese, you can send money in 19 currencies, including all Eurozone countries &mdash; and we’re constantly working on adding new currencies and destination countries. 

> What I like most is being able to receive money internationally from anywhere with reasonable exchange rates.

Plus, with Monese, you can quickly and easily top up your account with bank transfers from most countries in the world, for zero fees from us (but keep in mind the sending bank may charge a fee). “While I like everything about my Monese account, what I like most is being able to receive money internationally from anywhere with reasonable exchange rates”, she said. 

### Saving made simple
Like any student, Ruona loves when she has a little extra money to tuck away for when she needs it. This is something else Ruona uses Monese for &mdash; to help her save. 

> My Monese account has definitely made my life easier as I also use it to save money.

With Monese, you can create up to 10 pots to save for more than one thing at a time. Plus, round up each transaction you make by up to 10 and send the difference to a chosen pot. You can even set up recurring payments to a pot, so you don’t have to remember to save. “My Monese account has definitely made my life easier as I also use it to save money”, said Ruona. 

### No extra paperwork needed
For Ruona, one of the things she struggled most with when she moved to Germany was all the paperwork and bureaucracy, especially when it came to opening a bank account. 

> It’s been about two years since I opened my account. I’ve been happily using Monese ever since.

That’s why when she learned of Monese, she was happy to discover that opening an account with us was simple, straightforward and didn’t require any extra paperwork or documentation &mdash; just an ID. “It’s been about two years since I opened my account”, she recalled. “I’ve been happily using Monese ever since”.

> I can do everything I would’ve done with a traditional bank account.

We’re all about simplicity and supporting people’s lives and major milestones, such as a move abroad. That’s why we’re always glad to hear stories like Ruona’s. On her Simple plan, Ruona can take advantage of up to €200 of free monthly ATM withdrawals worldwide, up to €2,000 of free foreign currency card spending and free and instant currency transfers to other Monese users. 

“Monese meets all my financial needs here in Europe. I can do everything I would’ve done with a traditional bank account such as direct debit payments, among other things”, she said. “I can send and receive money internationally without any hassles, which are reasonably priced, and the app is easy to use. I would continue to use it in another country as well, should I ever leave Germany”.

[Sign up now](https://monese.com/download-now)

Ruona

Blog post > Monese meets all my financial needs here in Europe

"Monese meets all my financial needs here in Europe"

Berlin-based student Ruona needed a way to receive money from her parents in West Africa

When moving abroad, newcomers are often surprised and quickly overwhelmed by how complicated and time consuming certain processes in a foreign country can be. Getting the right documents to start work, registering with the public health system, finding accommodation, obtaining a tax number and opening a bank account can involve a series of several intricate steps that require countless paperwork and endless errand runs. This was exactly the case for Ion — an expat who moved to the UK in 2018.

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### Meet Ion
When Ion first arrived in London in the summer of 2018, he found it impossible to do almost anything in his new home country without a bank account. He spent nearly two and a half months getting rejected from bank after bank because he didn’t have proper proof of address, which is usually needed by traditional banks to open an account. “I lived in a house with eight people”, he explained. “It was impossible for my housemates to add me to a utility bill to use as proof of address as they already had a limit”.

> I looked for a job, but no one employed me because I didn’t have a bank account.

Consequently, his biggest setback was not getting hired anywhere because employers didn’t have an account to send his salary to. “I looked for a job, but no one employed me because I didn’t have a bank account”.

### No address required
Eventually, someone mentioned Monese to him. He was amazed by how fast and easy it was to open an instant mobile money account — and with no proof of address necessary! “I was so impressed”, he said. “In less than a week, I got a card from Monese”.

> Everything changed for me with Monese. All the stress and tension — gone. It was like a new life.

To open an account with us, you just need a piece of ID, an email address and phone number — that’s all! Signing up can be done in a matter of minutes straight from your phone. “For two and a half months, I was blocked and unhappy here due to not being able to open a bank account”, Ion recalled. “But everything changed for me with Monese. All the stress and tension — gone. It was like a new life”.

### Easy salary payments
With his mobile money account in hand (literally), Ion was finally able to start working! He now had a UK sort code and account number, which he could easily copy and share with his employer right from his phone to start getting paid. “I knew I could finally give an account number to an employer”, he commented. “Thanks to Monese, I got a job in construction”!

> Without Monese, I wouldn’t have had a chance to get a job in this country.

Ion isn’t alone either in trusting Monese with his pay each month. In fact, 70% of incoming customer money comes from salary payments. “For me, it’s a real blessing”, he added. “Without Monese, I wouldn’t have had a chance to get a job in this country”.

### Multilingual support
We understand how difficult, isolating and nerve-wracking it can feel for expats living in a country where they don’t know the language. That’s why we’re happy to offer our users a fully localised service in 14 languages: English, French, German, Brazilian Portuguese, European Portuguese, Bulgarian, Italian, Spanish, Romanian, Polish, Czech, Turkish, Estonian and Lithuanian. Not only can you customise your app to use in any of these languages, but you can talk to us in these languages too. That’s right! Our friendly and helpful Customer Support team is available to answer your questions in your native language for a better, more comfortable experience.

> They told me that if I’m more comfortable speaking in my native language, they had Romanian staff I could speak with.

This was certainly something Ion appreciated when he got in touch with our [Customer Support](https://monese.com/contact) team to learn more about our services. “You’d think that because you’re in the UK, you’d be expected to speak English”, he said. But this was hardly the case at Monese. “They asked me from the beginning what my native language was and I said Romanian. They told me that if I’m more comfortable speaking in my native language, they had Romanian staff I could speak with”, Ion added. “I was very impressed”.

> This card and account allow me to make payments in this country, transfer money to my home country and even gave me the chance to work… It’s been an amazing experience.

It’s stories like Ion’s that prove that no matter where you are or go in the world, Monese is there for you. “This card and account allow me to make payments in this country, transfer money to my home country and even gave me the chance to work”, Ion said. On his [Simple plan](https://monese.com/pricing), Ion also enjoys up to £200 of free monthly ATM withdrawals worldwide, £2,000 of free foreign currency card spending and free and instant currency transfers to other Monese users in any currency. “From the moment I got my Monese card, doors opened for me in London”, he concluded. “It’s been an amazing experience”.

[Sign up now](https://web.monese.com/)

Ion-Premium-LS 3f4868c4b26d42bdbc5c1cc73be46c1f

Blog post > “From the moment I got my Monese card, doors opened for me in London”

How Monese helped one expat worker get a job in the UK

“From the moment I got my Monese card, doors opened for me in London”

At Monese, we’re into making people’s lives easy. That’s why we’ve focused on building a service that’s straightforward, easy-to-use and with you no matter where you choose to live or work. We’re 100% mobile — just like the people we serve. This includes satisfied customers like Morgana.

<iframe width="560" height="315" src="https://www.youtube.com/embed/3Spk2QW5Gos" frameborder="0" allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen></iframe> 

### Meet Morgana
Morgana is an Italian Brazilian actress living in England. Her dream was to live abroad, so she decided to move to London from Brazil in 2017 to study for her master’s degree. But like many expats who move to the UK, she had plenty of trouble when it came to opening a bank account in the country. 

> I use Monese every day for buying coffee, when I go to the supermarket, making transfers — my day-to-day things.

“It was a very bureaucratic process”, she told us. “It included many trips to the bank to provide my ID, prove my address and, even though I’m a European citizen, I had to prove that I had the right to live in this country”. Morgana went over a month without an account where she could keep her money. That is until a friend recommended Monese. “The experience has been great”, she said. “I use Monese every day for buying coffee, when I go to the supermarket, making transfers — my day-to-day things”. 

### No minimum balance
![Add-money 200414 110729](//images.ctfassets.net/96dxy75w1gjr/6OqFQW7eA5i5EeJxmeooIA/451311e367f6388187068d00ba3ca812/Blog_Visual.png)![Add-money 200414 110729]

(//images.ctfassets.net/96dxy75w1gjr/6OqFQW7eA5i5EeJxmeooIA/451311e367f6388187068d00ba3ca812/Blog_Visual.png)

Many banks require an initial minimum deposit to open and keep an account. Opening a mobile money account with Monese, on the other hand, is completely free and doesn’t require a minimum top-up to get up and running. 

> I was mesmerised by how easy it was. I didn’t have to pay anything to open an account.

Morgana continued to tell us about her experience trying to open a bank account in the UK, which she described as “overwhelming” and “annoying”. “I had to take many afternoons and mornings off to solve this situation”, she added. “I was in great need of a bank account here in England to start transferring money from Brazil”. When she finally discovered Monese, her experience was the complete opposite: “I opened my Monese account from the comfort of my home &mdash; wearing pyjamas”, she said. “I was mesmerised by how easy it was. I didn’t have to pay anything to open an account”. 

### User-friendly design
![Spending](//images.ctfassets.net/96dxy75w1gjr/2M2SdqVXOzem6aS1SASWPX/bf2a39d01c0729e118018efa9901da67/Spending.png)

With our app, it’s easy to track your spending and see where your money is going. The [Spending Overview feature](https://monese.com/blog/2019/04/simple-spending-overview) gives you a clear breakdown of where you’ve bought items, and a doughnut graph helps you visualise your spending at a glance. Transactions are conveniently split into categories like bills, groceries, shopping, subscriptions and many more. 

> You don’t have to search for what you used your card for because you’ll have your visual summary there.

Morgana is a big fan of the app’s design and simplicity. She loves the images and Spending Overview feature, which give her insight into just how she’s spent her money. “The app has a nice interface, and it’s easy to use”, she commented. “You don’t have to search for what you used your card for because you’ll have your visual summary there”. 

### Send and request money fast
![Payments](//images.ctfassets.net/96dxy75w1gjr/3i4YW45D19dIIOGI4t1s4/a8872b98518f170b9258bbca5eee27dd/Payments.png)

One of the things customers like Morgana love about Monese is how quickly it is to pay and get paid. It’s even faster when transferring money between Monese accounts - they happen right on the spot. Advanced features such as ‘Pay nearby friends’ allow you to locate Monese users via Bluetooth quickly, and you can send or get your money instantly! 

> I can receive money from people, and it’s very easy. It happens right away.

Morgana, who uses Monese to pay and receive payments from others often, finds this feature very useful. “I can receive money from people, and it’s very easy”, she explained. “It happens right away”. 

> I feel comfortable if I have to move anywhere else because Monese will be by my side. 

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With Morgana’s Simple plan, she gets up to €200 of free monthly ATM withdrawals worldwide, up to €2,000 of free foreign currency card spending and free and instant currency transfers to other Monese users. “I consider myself very international. Who knows where I’m going to be in the next two years”, she commented. “But I feel comfortable if I have to move anywhere else because Monese will be by my side”.


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🚩 Blog post > “I opened my account from the comfort of my home — wearing pyjamas”!

“I opened my account from the comfort of my home — wearing pyjamas”!

Italian Brazilian Morgana was in need of a simple mobile money account  

Over the years, we’ve built a product to help our community live their lives virtually anywhere. With more than 2 million sign-ups from all over Europe today, we're always on the lookout for our customers’ stories. We’re eager to learn more about them and see how Monese has made a difference in their lives. Today, we’re delighted to introduce Brittany, a Luxembourg American living in France.

### Meet Brittany

Brittany lives in Paris and was happy to talk to us about her experience with Monese. This is her story.

> I needed a way to pay rent, receive money and take out cash in the UK without the hassle of opening a traditional bank account.

Brittany, 26, works in Paris while also taking courses in the UK. Brittany has always been a woman on the go. She’s lived in four countries in the last five years and travels even more. When we asked why she opened a Monese account, she said, “I needed a way to pay rent, receive money and take out cash in the UK without the hassle of opening a traditional bank account”.

### A Monese account in minutes
![Account-in-no-time](//images.ctfassets.net/96dxy75w1gjr/7ipQHajMei950uB9VdguJU/0648e0cee6edff206abe421a37d3212b/Account-in-no-time.jpg)

Shortly after moving from Edinburgh to Paris, Brittany decided to continue her studies and enroll in some courses in the UK. “Since I didn’t plan on being in the UK for long, I needed a simple way to pay for a short-term lease”, she shared. “But expats are often stuck in a conundrum: you need a bank account to get a flat, but you need a flat to get a bank”!

> I set up an account with Monese in a few minutes &mdash; no fuss, no headache.

Determined to find a solution to her problem, Brittany did some research and stumbled upon Monese. “I set up an account with Monese in a few minutes - no fuss, no headache”, she shared. “Monese helped make my move between countries easier”.

### Transfer money fast
![TransferV2](//images.ctfassets.net/96dxy75w1gjr/7yoKCpgLXTd0UcsemB5MuF/b177df2aadac520822ccaa67c62eded1/TransferV2.jpg)

At Monese, we’re into offering an account that’s as flexible as you. You can use your app to access your money no matter where you are and move money between all your currency accounts instantly and for free! You also get the best exchange rates when converting and sending money abroad. 

> With Monese, moving money between my accounts is instant, with zero fees.

Brittany, for example, uses Monese to transfer money from her French bank account to her Monese EUR account. Then, she quickly switches her euros to pounds whenever she needs to. “With Monese, moving money between my accounts is instant, with zero fees’’, she commented. Brittany has the freedom to move and go wherever she needs to without worrying about accessing her money. She can also easily keep an eye on her spending as she gets instant notifications whenever there’s activity on her accounts. 

### Save quicker
![Saving-more](//images.ctfassets.net/96dxy75w1gjr/6wCBfaRSYsbUvWzZJy0lMG/5965c8eea3c1d8816a38b0407d9c195e/Saving-more.jpg)

Like many of our customers, Brittany likes to put away a little extra money whenever she can. As part of our growing range of money management tools, we released [Monese pots](https://monese.com/blog/2020/01/better-pots). We added some cool and useful new features that will make saving money that much easier - and faster.

> I like the pots feature for tucking money away and keeping it separate from my day-to-day spending - out of sight, out of mind.

Pots give Brittany a place to keep her money until she needs it. “I like the pots feature for tucking money away and keeping it separate from my day-to-day spending &mdash; out of sight, out of mind”. With our new and improved pots, she can create up to 10 different pots for each of her currency accounts. She can also set up recurring payments, which will automatically move money from her account to a designated pot.

> Monese has made life simple for people like me who aren’t bound to one place.

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Happy customers like Brittany drive us to keep working hard on improving our service every day. With her Classic plan, Brittany enjoys up to €900 ATM withdrawals worldwide, up to €9,000 of free foreign currency card spending and free and instant transfers between Monese accounts &mdash; not to mention total and complete peace of mind! “Monese has made life simple for people like me who aren’t bound to one place”, Brittany concluded. “Globetrotters needed a modern solution, and Monese gave it to us”.


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Blog post > “Monese helped make my move between countries easier”

“Monese helped make my move between countries easier”

Globetrotter Brittany shares how her Monese card has made her life on the move simpler

It’s always been our goal to give people the ability to move, work and travel easily without ever having to worry about accessing their money. We’ve dedicated the last few years to bringing people a product and service we’re proud of. That’s why we’re always glad to hear from happy and satisfied customers like Alina.

### Meet Alina

Alina is originally from Romania and a soon-to-be-bride getting married in Portugal this year. When we asked her why she opened an account with Monese and how it’s helped her, she had plenty to share with us. 

> Monese gives me the freedom to easily move money between the UK, Romania and Portugal.

Alina moved from Bucharest to London in 2014. Today, she’s in the midst of planning her dream wedding in Lisbon and describes Monese as her partner for making it all happen. “Monese gives me the freedom to easily move money between the UK, Romania and Portugal”.

### Easy to transfer money quickly
![Currency-Exchange-UI](//images.ctfassets.net/96dxy75w1gjr/5qqdhiZm8KqAKh60FtQoUR/7bdb1a22fdf986f297cf6c37e4995f79/Currency-Exchange-UI.png)

With Monese, sending money is easy, fast and simple. Quick and easy money transfers between currencies is something Alina has become quite familiar with as she plans for her big day.

> With Monese, my wedding venue is going to see the transfer in no time.

With three different currencies now engaged in her nuptials (Romanian lei, pounds and euros), Alina was in need of something fast and reliable to be able to pay and book her wedding vendors in Portugal. “With Monese, my wedding venue is going to see the transfer in no time”, she said. “For me, it was all about the ease of transferring money from one country to another”. 

### Great currency exchange
![Currency-Exchange-Phone](//images.ctfassets.net/96dxy75w1gjr/7lINv1idFYefiFp4wKqyIJ/bceac796a8308d4db40b72757ee4c947/Currency-Exchange-Phone.png)

One of the reasons our customers choose Monese is our wholesale currency exchange rates. For someone like Alina, an avid traveler planning a destination wedding and honeymoon, this is extremely important. 

> I’m using Monese to pay for all my wedding supplies because I get to take advantage of the amazing currency conversion.

Traditional banks can sometimes offer sky-high exchange rates, so for someone planning a wedding abroad, this could quickly eat up at even the most modest of wedding budgets. That’s why Alina is doing the smart thing and saving by paying everything through Monese when it comes to her wedding planning. “I’m using Monese to pay for all my wedding supplies because I get to take advantage of the amazing currency conversion”. 

> Monese gives me the freedom to be wherever I want.

<div data-comp="signup"></div>

We’re always excited when we hear awesome customer stories such as Alina’s. With her Monese Premium account and card, Alina benefits from free ATM withdrawals worldwide, free foreign currency spending and free and instant currency transfers to other Monese users &mdash; no matter if in Romania, the UK or Portugal! To help her manage her money back home, Alina has also opened a brand new [Monese RON account](https://monese.com/eu/blog/2020/02/ron-accounts), which comes with a fully localised Romanian account number (IBAN). She said, “Monese gives me the freedom to be wherever I want”. 


Alina-Hero-Image 50390c38ed0094a386d62c09f1033516

Blog post > “Monese gives me the freedom to easily move money”

“Monese gives me the freedom to easily move money”

Romanian-born Londoner Alina shares how she’s using Monese to plan her dream wedding in Portugal 

Lançamos a Monese com a ideia de ser um serviço financeiro mobile inclusivo e disponível imediatamente para qualquer pessoa. Nos últimos anos, trabalhamos duro para criar um app que ofereça às pessoas a liberdade financeira para prosperar em qualquer lugar, e que forneça todos os meios essenciais para você buscar seus sonhos. Atualmente, 2 milhões de pessoas em toda a Europa se juntaram à Monese – incluindo George, natural da Grécia.
<iframe width="560" height="315" src="https://www.youtube.com/embed/LBPR6OO7V6U" frameborder="0" allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" data-children-count="0"></iframe>
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### Conheça George
Pedimos a alguns de nossos clientes felizes e satisfeitos que nos informassem como a Monese mudou suas vidas, e recebemos ótimos comentários. George, de Atenas, Grécia, ficou feliz em falar sobre sua experiência com a Monese.

> Abri uma conta Monese porque queria economizar ao transferir fundos para minha conta bancária na Grécia.

George tem 28 anos e trabalha para um dos maiores apps de mídia social de Londres. Ele está acostumado a viajar bastante, seja para negócios ou lazer. Quando perguntamos por que ele abriu uma conta Monese, ele disse: "Abri uma conta Monese porque queria economizar ao transferir fundos para minha conta bancária na Grécia".

### Fácil de abrir - fácil de usar
![3 Integração](//images.ctfassets.net/96dxy75w1gjr/7cf0eQKNqp5uRQDU41dHgn/fe2ee02fad226f1ac9839238ba726ebc/3_Onboarding.jpg)

A Monese é simples e intuitiva. É isso que os clientes tendem a gostar mais em relação a nós. Como muitas pessoas que vivem no exterior, George sabe como é difícil abrir uma conta em um banco tradicional no Reino Unido. Os bancos geralmente exigem documentação específica comprovando seu endereço no país, e, às vezes, uma verificação de crédito no Reino Unido, além de muitos outros documentos que você talvez ainda não possua, como recém-expatriado. 

>O que adoro na Monese é que foi muito fácil abrir uma conta.

Tendo passado por isso, a Monese ajudou o George a criar uma conta, portanto, ele passou a ter um lugar para guardar seu dinheiro com segurança, sem problemas e dores de cabeça. "O que adoro na Monese é que foi muito fácil abrir uma conta. Basta baixar o app e, em alguns minutos, está tudo pronto”, disse. "É brilhante! Além disso, o app é muito simples de usar.”

### Monitorando suas despesas
![4 Despesas](//images.ctfassets.net/96dxy75w1gjr/7KwDMibXj8EZ66LyxFqQVc/653b4c89fd456ab864426e7d5b138d74/4_Expenses.png)

Manter o controle sobre suas finanças pode ser difícil. É por isso que criamos nosso [recurso de Visão Geral de Gastos](https://monese.com/blog/2019/04/simple-spending-overview) para ajudá-lo a monitorar quando e onde você está gastando diariamente. Para o George, cuidar atentamente de suas despesas é essencial para ajudá-lo a gerenciar seu dinheiro.

>A Monese me deu liberdade financeira por poder acompanhar minhas despesas em tempo real.

Ela também o ajuda durante as compras, graças às notificações em tempo real. "A Monese me deu liberdade financeira por poder acompanhar minhas despesas em tempo real. A única coisa que preciso fazer é abrir o app e acompanhar meus gastos”, acrescentou. “Comprei uma câmera nova e usei meu cartão Monese para pagar por ela — foi muito fácil. Imediatamente recebi no meu celular uma notificação de que gastei um valor específico. É muito conveniente!''. 

### Como manter uma conta dupla
![5 Conta dupla](//images.ctfassets.net/96dxy75w1gjr/3hNbWBR2JZcot8QyV6Mvld/aea01777845c66af99f0e945fb98a921/5_Dual_account.gif)

Os clientes da Monese têm o benefício adicional de manter duas contas em moedas diferentes: EUR e GBP. Como viajante frequente, George faz excelente uso da Monese e da opção de moeda dupla. Graças a isso, ele pode trabalhar em qualquer lugar e usar o cartão Monese da mesma forma que faria em seu país de origem. 

>Viajo muito a trabalho, em muitos países diferentes da Europa, e acho muito conveniente possuir tanto libras quanto euros em um só app.

Também é ideal para quando ele está viajando de volta para casa para visitar amigos e familiares. "Viajo muito a trabalho, em muitos países diferentes da Europa, e acho muito conveniente possuir tanto libras quanto euros em um só app. Simplesmente adoro isso'', comentou. “Sempre que volto para a Grécia, simplesmente uso o cartão, sem tarifas ocultas. Funciona perfeitamente".

>A Monese é liberdade.

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Estamos muito felizes por possuir clientes satisfeitos como George a bordo. Com sua conta Monese, George desfruta uma incrível experiência que inclui até € 200 em saques mensais gratuitos em caixas globais e até € 2.000 em gastos no cartão em moeda estrangeira, além de transferências gratuitas e instantâneas para outros usuários Monese — e tranquilidade total! "Este cartão me dá a liberdade de fazer o que eu quiser", concluiu George. "A Monese é liberdade." 


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