Invite and earn

Make €5 for each new friend who joins and starts using Monese

Monese is better with friends

What’s better than spending and saving with Monese? Doing it with friends! Our Invite and Earn referral program is a great way for you to share Monese with friends and family — and make extra cash for doing so!

Monese is better with friends

Get rewarded when they spend

Invite up to 15 friends or family members to join Monese and you’ll each get €5 once your friend orders their physical card and successfully makes their first card transaction with us.

Then, get €5 each once your invited friend has spent a total of €500 in card transactions on their Monese account, or sent this much internationally (outside the EU/EEA).

Get rewarded when they spend

Invite and Earn in 4 easy steps

  • Invite your friends

    Invite your friends

    Invite your friends straight from the Invite tab in your app

  • They sign up & start using Monese

    They sign up & start using Monese

    Once they sign up with your invite code, remind them to start spending

  • You’ll both get a bonus

    You’ll both get a bonus

    As soon as their first card transaction has cleared, you’ll both receive €5

  • Earn more when they spend more

    Earn more when they spend more

    And you'll get €5 once they’ve spent €500 with their Monese card or sent that much internationally

Available in these countries

  • 🇦🇹 Austria
  • 🇧🇪 Belgium
  • 🇧🇬 Bulgaria
  • 🇭🇷 Croatia
  • 🇨🇾 Cyprus
  • 🇨🇿 Czech Republic
  • 🇩🇰 Denmark
  • 🇪🇪 Estonia
  • 🇫🇮 Finland
  • 🇩🇪 Germany
  • 🇬🇷 Greece
  • 🇭🇺 Hungary
  • 🇮🇸 Iceland
  • 🇮🇪 Ireland
  • 🇮🇹 Italy
  • 🇱🇻 Latvia
  • 🇱🇮 Liechtenstein
  • 🇱🇹 Lithuania
  • 🇱🇺 Luxembourg
  • 🇲🇹 Malta
  • 🇳🇴 Norway
  • 🇵🇹 Portugal
  • 🇷🇴 Romania
  • 🇸🇰 Slovakia
  • 🇸🇮 Slovenia
  • 🇸🇪 Sweden
  • 🇬🇧 UK

Remind your friends

We don’t want you to miss out on your earnings! We make it easy to keep track of your invitees in the app and nudge friends who still need to sign up and spend, so you can both get your rewards.

Remind your friends

What are the benefits?

Besides you and your friends making some extra money, once your invitees have successfully opened their account, you’ll be able to:

Send and receive free and instant payments to each others’ Monese accounts

Send and receive free and instant payments to each others’ Monese accounts

Joint Account

Open a joint account together so you can spend, share and save together

Find Friends

Easily and quickly find friends nearby to pay and request money via Bluetooth

FAQ

  • In which countries is the Invite and Earn program available?

  • How many friends can I invite?

  • In what currency will I receive my reward?

  • Why haven’t I received my reward for inviting a friend?