Monese + Expatrio

Get your Monese account

You’ve chosen Expatrio for your journey to Germany. Now you need a current bank account. It’s time to sign up for your Monese account.

Expatrio Monese logo lock-up

How to open a Monese account before arriving in Germany

  • 1. Download the app

    1. Download the app

    Type in your mobile number or tap on the download button above to get your link to get the Monese app on your iOS or Android phone.

  • 2. Sign up from your phone

    2. Sign up from your phone

    Make sure you type “XPSTUD19” into the invite code field. You'll then be taken through a few identity checks, so please have your ID at hand.

  • 3. Wait until you're in Germany

    3. Wait until you're in Germany

    Once you've passed the identity checks, your account will be ready but frozen. You won't be able to use it until you arrive in Germany.

  • 4. Activate your account

    4. Activate your account

    Once you arrive in Germany, simply send your visa document and passport entry stamp to to unfreeze and start using your Monese account (and to receive your card).

Automatic monthly disbursement

Your Monese account will be automatically linked to your Expatrio blocked account, so you can begin to receive your monthly disbursement straight away.

Expatrio disbursement puzzle icon

Get a free Classic plan

You'll get our Classic plan for free for 12 months! You won't need to do anything, your account will automatically be upgraded. To find out more about what the plan includes, check our pricing.

Expatrio classic card

Find out more

For more information on this offer, have a look at Expatrio’s Frequently Asked Questions or get in touch with their Support team by emailing

If you need to send any documents to open your Monese account, please send these to

UNI Help overview > Get in-app support