What is a digital savings account?

A digital savings account is somewhere you can put your money so it can grow in value. Most savings accounts have an interest rate, which tells you how much you’ll make on your savings over time. You may see these accounts referred to as digital regular savers too.

How is a Monese pot different from a digital savings account?

At Monese we offer what are called pots. These are connected to your [instant account](https://monese.com/products/instant-account "Instant account opening") and allow you to keep money separate from day-to-day spending. While our regular pots don’t accrue interest, just like a traditional savings account, you’re able to earn interest on savings thanks to our partnership with [Raisin](https://www.raisin.co.uk/ "Raisin Hompage").

What can pots be used for?

We’ve created pots to help you set money aside for anything you want. Whether you’re looking to put money away for emergencies, to buy something for a special someone or for a deposit to get a place of your own, our money pots can help you achieve your financial goals, whatever they may be. Here are just some of the things our customers have used their pots for: - emergencies - holidays - cars - new clothes - home improvements - event tickets - gifts

How to set up your pots

We’ve made it quick and easy to set up your money pots so you can start putting money away towards your goals! To create your first pot: 1. Tap the ‘Explore’ tab on the bottom-right corner of your home screen 2. Tap ‘Savings’ 3. Tap ‘Create new Pot’ From here you can choose a pot name and add your goal. Then, you can set up [Recurring Payments](https://monese.com/blog/make-regular-transfers-with-recurring-payments "Make regular transfers with Recurring Payments") from your personal account, or even choose to round up each purchase you make and add the extra into your pot!

Do you offer savings with interest?

If you’re looking for savings with interest, we can connect you through the Monese Hub with our partner Raisin, where you’ll be able to pick from a range of savings products where you can earn interest! This is currently available in the following countries: - UK - France - Germany - Austria - Spain - The Netherlands To open a savings account with interest: 1. Visit the savings section of the app 2. Choose the option ‘Savings with interest’ 3. You’ll be directed to the [Raisin website](https://www.raisin.co.uk/ "Raisin Hompage") 4. Follow the onscreen instructions to open your savings account

How many pots can you have?

With your Monese account, you can create up to 10 money pots for each currency account you have.

Can you personalise your pots?

Yes, you can! You can name each individual money pot and create a specific goal for each. This will help you keep track of everything to make sure you’re putting away the right amount of money towards each of your goals.

Can you set up pots with someone else?

Yes! It’s quick and easy to start working towards your goals together. With a Monese [joint account](https://monese.com/products/joint-account "Open a Monese joint account online"), we’ve made it simple for couples to plan, put money aside, budget, spend and keep track of expenses. Whether you’re the saver or the spender in your relationship, you can create up to 10 money pots in your joint account, helping you both stay in the know regarding your progress. [Read about savings goals](https://monese.com/blog/savings-goals-with-partner "Setting savings goals with your partner").

What are the benefits of having a pot?

Once you’ve set up your pots, starting to put money away is easy. There are so many benefits to having pots — whether you have 1 or 10! - Easy access to the money in your pots 24/7, 365 days a year from your mobile, anywhere in the world - Add and withdraw money from your pot whenever you need to directly in the app - Add money into your pot by easily setting up [Recurring Payments](https://monese.com/blog/make-regular-transfers-with-recurring-payments "Make regular transfers with Recurring Payments") - Your money is safeguarded under the [EU Electronic Money Directive 2009/110/EC ](https://eur-lex.europa.eu/legal-content/en/ALL/?uri=CELEX%3A32009L0110 "EUR-Lex: Access to European Union law ")and [UK Electronic Money Regulations 2011](https://www.legislation.gov.uk/uksi/2011/99/contents/made "Legislation.gov.uk")

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Open Monese money pots

Reach your money goals faster with Monese pots and Raisin

Put money aside

We make it easy to set money aside for that special something, somewhere or someone. Whether it’s for your next holiday, big purchase or a gift, we’ve made it simple with our money pots.

Set aside straight from your phone

With just a few taps, our money pots can be set up in a matter of minutes directly from your phone.

UNI Savings > Saving straight from your phone

Set up several pots

Set money aside in a pot, keeping it separate from your day-to-day spending. Create up to 10 pots and name each one after your goal.

Stop struggling to store money away

Set up Recurring Payments or round up your transactions to send the difference to your pots. Multiply your spare change by up to 10 to help you build your money reserve even faster!

Earn interest

We partnered with Raisin to help you grow your money quicker. Available on the explore tab, Raisin offers you a range of amazing savings products where you can earn interest.

Join the Monese community today

Join over 2 million people worldwide who are saving and managing their money with Monese pots. You can use our app in 14 different languages and our friendly Support team are multilingual too! Our pots are just one of the reasons why our customers love us.

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Monese pots FAQs

Got a question about our money pots? Check our answers to common questions below. We have more FAQs and a multilingual Support team too, if you need any extra help.

What is a digital savings account?
How is a Monese pot different from a digital savings account?
What can pots be used for?
How to set up your pots
Do you offer savings with interest?
How many pots can you have?
Can you personalise your pots?
Can you set up pots with someone else?
What are the benefits of having a pot?

Sign up now

Make sure you always have money when you need it. Join Monese today to start storing with pots.