Monese is better with friends

Our Invite and Earn referral program is back!

Melissa u February 26, 2021

Monese is better with friends

Better than spending and saving with Monese is doing so with friends! There are so many benefits and reasons to invite your friends to join Monese — we’ve decided to highlight some of the greatest reasons in this blog post.

Plus, if you’re a customer in the UK or Germany our famous Invite and Earn referral program is back. Make money for up to five new friends that sign up and start spending with Monese. It’s going to be around for a limited time so be sure to act fast!

18 March update: Our Invite and Earn referral program is now available for customers living in Italy and Spain.

25 March update: Our Invite and Earn referral program is now available for customers living in Denmark, Finland, Iceland, Norway and Sweden.

4 June update: Our Invite and Earn referral program is now available for customers living in Portugal.

2 July update: Our Invite and Earn referral program is now available for customers living in Croatia, Cyprus, Estonia, Greece, Hungary, Ireland, Luxembourg, Malta and Slovenia.

6 October update: Our Invite and Earn referral program is now available for customers living in Austria, Belgium, Bulgaria, Czech Republic, Latvia, Liechtenstein, Lithuania, Romania and Slovakia.

What are the benefits?

Here are the top 3 reasons why you should get your family and friends to join Monese:

1. Send and receive money instantly

Quickly send, request and receive money instantly from other Monese contacts straight from your app. No matter if moving money between GBP, RON or EUR accounts, your money will land in your account in seconds, ready for you to spend or save.

Request payment Monese screen app

2. Open a joint account

Whether it’s a family member, roommate, partner or friend, when you invite someone to join Monese, and they’ve signed up, you’ll then be able to invite them to open a joint account with you.

Joint accounts are great for duos looking to save, pay, spend and keep track of money together. Share a balance, transaction feed and get real-time notifications whenever there’s movement on your joint account, so you both stay in the loop. You can even create up to 10 savings pots in your joint account so you can work towards savings and reach financial goals together.

Open a joint account Monese screen app

3. Find friends near you

Via Bluetooth, you’re able to find nearby Monese contacts to pay or request money from them fast. Just make sure you’re both discoverable, find your friend and voilà! Tap on your friend to send or request your money, and that’s all — no need for any extra details.

Find friends Bluetooth Monese screen app

Refer and earn

With the reintroduction of our Invite and Earn program, you can make up to £20 (or €20 or 110 lei, depending on your primary account) for each new friend you refer. Invite as many friends as you like but the bonus will only work for your first 5 invited friends, so you can make up to a grand total of £100 (or €100 or 550 lei). You’ll earn your cash once they’ve successfully signed up and started spending with Monese. For the time being, the program is only open to customers in:

🇦🇹 Austria

🇧🇪 Belgium

🇧🇬 Bulgaria

🇭🇷 Croatia

🇨🇾 Cyprus

🇨🇿 Czech Republic

🇩🇰 Denmark

🇪🇪 Estonia

🇫🇮 Finland

🇩🇪 Germany

🇬🇷 Greece

🇭🇺 Hungary

🇮🇸 Iceland

🇮🇪 Ireland

🇮🇹 Italy

🇱🇻 Latvia

🇱🇮 Liechtenstein

🇱🇹 Lithuania

🇱🇺 Luxembourg

🇲🇹 Malta

🇳🇴 Norway

🇵🇹 Portugal

🇷🇴 Romania

🇸🇰 Slovakia

🇸🇮 Slovenia

🇪🇸 Spain

🇸🇪 Sweden

🇬🇧 UK

How does it work?

You can start inviting and earning in 4 easy steps:

Step 1 - Invite your friends using the Invite tab from your app.

Step 2 - Once they’ve signed up using your invite code, remind them to get spending.

Step 3 - Once they’ve made their first card transaction, you’ll both receive £5 (or €5 or 30 lei, depending on your primary account’s currency)

Step 4 - Finally, nudge them to keep spending. Once they’ve spent at least £500 or €500 in card transactions or sent this much internationally (outside the EU/EEA), you’ll each get your final reward of £15 (or €15 or 80 lei, depending on your primary account).

That’s it!



You can get all the rules and specifics for our Invite and Earn program under our Terms and Conditions. And if you still have any questions, feel free to check out our FAQ section for more information.

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