These days, there are plenty more options for sending money abroad. Traditionally, sending an international money transfer has been costly — especially when sending with a high-street bank. But today’s modern options are often faster, just as secure and don’t have to cost you an arm and a leg! 

While nowadays cheaper, it’s still important to investigate the charges for moving money abroad. Other things you’ll want to consider are the speed of your transfer, safety and security, plus much more. Read on for insider tips so you can make an informed decision the next time you need to send money abroad. 

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## 1. What are the fees to watch out for? 
The main fees associated with international money transfers that you need to be aware of are:

- current exchange rate
- fixed transfer fees
- commission fees
- intermediary bank fees 
- receiving fees 

### Current exchange rate
This is the rate at which one currency will be converted to another. A quick internet search will uncover plenty of live exchange rates and conversion tools, some of which are updated within seconds. Still, keep in mind that the exchange rate is constantly changing. So it’s best to check this right before you’re ready to send to get as close of a real-time figure as possible. Knowing this rate will help you see when you’re getting the best deal when choosing a money transfer service. 

If sending with Monese, you can plug in amounts on our [Money Transfers](https://monese.com/money-transfers "International money transfer – send money safely for less") page or right in your app to compare. However, the rate may change when you actually send. We’ll update this figure with the real-time conversion rate before confirming your mobile money transfer.   

### Fixed transfer fees 
This is the fee that a bank or international money transfer app will charge you for using their service. These fees can vary significantly from one service provider to another, so it pays to shop around. 

### Commission fees 
On top of a fixed sending fee, some providers also charge a commission on top of transfer fees. This is usually the case when sending with larger firms and larger amounts of money. 

### Intermediary bank fees 
There may also be an intermediary bank fee, which is the amount charged by a third-party bank that acts as the middleman when facilitating a money transfer between two institutions. These can be paid by either the sender or the receiver. 

### Receiving fees 
There may be a charge for receiving the money, such as accepting it into a bank account. This is a fee worth investigating, too, so you’re clear on everything you may be charged for.

At Monese, we believe in no hidden fees. If you know you’ll be making plenty of international money transfers regularly, you may want to sign up for our Premium [plan](https://monese.com/pricing "Our pricing"). On this plan, foreign currency transfers to non-Monese accounts are free. On all our other plans, you’ll pay a fee of 0.5–2%, depending on which plan you’re on (although Monese to Monese transfers are always free, no matter the currency). The foreign exchange rates will of course still apply to all plans.  

## 2. How do I find the cheapest international money transfer service? 
The best way to find the cheapest international money transfer service is to do your research and compare. It’ll depend greatly on the amount you’re sending. Plus, the cheapest way could also change over time. A quick internet search will uncover plenty of live comparison tools you can use. 

Traditional transfer services may be more expensive than more modern options and expat money transfer services nowadays. Most international money transfer apps have a currency converter screen. This will show you a breakdown of what the recipient will get depending on how much you send, which should help you compare and make your choice.  

## 3. Where can I send money?
You can make an international money transfer to virtually anyone, anywhere in the world, depending on the service or bank you choose. With [Monese](https://monese.com/money-transfers "Use our international money transfer tool to see what you’ll get for your money based on your plan"), for example, you can send EUR, GBP or RON to more than 30 countries, including electronic money transfers to Europe and SEPA countries. Here are just some of our most popular countries and currencies we support: 

- pound sterling (£) → [US](https://monese.com/blog/send-money-us "How to send money to the US") dollar ($)
- pound sterling (£) → euro (€)
- euro (€) → Romanian leu (RON)

## 4. How do I make an international money transfer? 
Once you’ve settled on an international money transfer service, sending money in another currency should be simple. You’ll usually need the recipient's account details if it’s a bank transfer, including their name, account number and bank code and in some cases, their residential address.  

If sending with Monese, you can make an international money transfer straight from your phone. You'll need to add a new payee if it's your first time sending money to the recipient from your app. Then choose what currency you want to send from the list of currencies and countries available in the app. We'll save your contact's information and account details in the app, so you don't have to fill their details in again the next time you make an international money transfer to them. 

For thorough, step-by-step guides for sending to specific countries, check out our [Money Transfers](https://monese.com/blog-list?cat=money-transfers "Latest articles") blog series.

## 5. How long will my international money transfer take? 
Generally, international money transfers can take anywhere between 1 and 5 working days. Some international money transfer services and banks offer same-day transfers, but these can cost you extra. If you aren’t in a hurry, waiting a few days could save you money. If you do need to send money abroad on the same day, just make sure you do so before their cutoff time.  

When sending money outside the UK or EEA with Monese, the actual delivery time for a mobile money transfer may sometimes vary. It’ll depend on the processing times of the receiving bank and the country you’re sending to. Typically though, it’s between 2 to 4 working days. This timeframe can be longer if you’re sending on weekends or bank holidays, so keep this in mind. 

## 6. What are the limitations of international money transfers? 
Limits around how much money you can send abroad and how often vary from company to company. Some services could have per-day, month, week or even yearly limits to how much you can send internationally. To learn about specific transfer limits at Monese for [GBP](https://monese.com/gb/en/fees-and-limits/fee-and-limits-information "UK Personal Fees and Limits"), [RON](https://monese.com/gb/en/fees-and-limits/fee-and-limits-information?version=2021-01-19&type=personal&jurisdiction=Rom%C3%A2n%C4%83 "Română Personal Fees and Limits") and [EUR](https://monese.com/fees-and-limits "Fees and Limits") accounts, check out our [Fees and Limits](https://monese.com/fees-and-limits "Fees and Limits") page.  

## 7. Are international money transfers safe?
Generally, yes — but it’s essential to do some checks first. Safety and security are paramount to assess when it comes to sending large amounts of your hard-earned money abroad. 

Say you've finally found an expat or migrants money transfer service you trust. In that case, it's important to check if they're regulated by an official regulatory body, such as the [Financial Conduct Authority (FCA)](https://www.fca.org.uk/ "FCA Homepage") in the UK. This should give you extra peace of mind knowing that your money is protected because your money is kept separate from company funds. 

If you’re still unsure about an international money transfer service you’re trying out for the first time, try sending a smaller amount of money first to make sure it arrives with no hiccups. 

<br/><br/>

Let us know what other questions you have about international money transfers, and we’ll be happy to try and dig up answers for you. Get in touch on [Facebook](https://www.facebook.com/MyMonese/ "Monese official Facebook page"), [Twitter](https://twitter.com/monese "Monese official Twitter page"), [Instagram](https://www.instagram.com/monese/ "Monese official Instagram page") or email us your thoughts at [community@monese.com](mailto:community@monese.com).  

If you have specific questions about our international money transfer service, check out our [FAQ](https://support.monese.com/hc/en-gb/articles/360017330300-Can-I-send-money-internationally- "Can I send money internationally?") articles for more details.

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Blog article > 7 things to know when making an international money transfer 

Read for insider tips so you can make an informed decision the next time you need to send money abroad.

7 things to know when making an international money transfer 

Send money abroad the smart way 

If you’re wondering how to send money to someone in Switzerland, we explain how you can do just that straight from your Monese app. That’s right! You can easily and safely send money online to Switzerland from the comfort of your own home in just a few taps. 

Ready to get started? 

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## How to transfer money to Switzerland 
Here’s our step-by-step guide on how to send money to Switzerland with Monese:  

__Step 1:__ Tap on New payment to create a new payee. We’ll prompt you to enter their full name, the currency you want to send (in this case, Swiss franc), their residential address and their account details. We'll save these details for you, so you won't have to enter them the next time you want to send.

__Step 2:__ Enter the amount you want to send to Switzerland (you’ll see the currency conversion screen here).

__Step 3:__ Review and confirm your payment.

Sending money to a Switzerland bank account with Monese is as simple as that!

## Switzerland money exchange rate
You can find an indicative figure of the Switzerland money exchange right in your app or on our [Money Transfers](https://monese.com/money-transfers/switzerland "Send money to Switzerland") page. Straight from your phone, you’ll be able to add in different amounts to verify the rate, what your recipient will get, plus the fee you’ll pay, which we never keep hidden from you. 

If you know you’ll be using our international money transfer service regularly — whether to send money to Switzerland or elsewhere — you may want to consider signing up for our [Premium plan](https://monese.com/pricing "Our pricing"). On this plan, sending money to a Switzerland bank account is free. On all our other plans, you’ll pay a fee of 0.5–2%, depending on which plan you’re on. The foreign exchange rates will of course still apply to all plans.  

## Make the most of Monese
Transferring money to Switzerland is just one of the many things you can do with your Monese app. There are so many useful features loaded in your app, all within a fingertip’s reach! 

- If you send money online to Switzerland often, you can set up a [Recurring Payment](https://monese.com/blog/make-regular-transfers-with-recurring-payments "Make regular transfers with Recurring Payments") in your Monese app so you never miss a transfer abroad. 
- Tuck money away for that post-lockdown dinner out with friends, holiday or much-needed blowout with [savings pots](https://monese.com/products/savings "Grow your savings") in your app. 
- [Create a virtual card](https://monese.com/blog/create-virtual-card "Another easy and secure way to pay — all from your phone!") right in your app to pay online or in-store with an extra layer of security and a unique 16-digit card number different from your physical card. 

<br/><br/>

How do you use our [Money Transfer](https://monese.com/money-transfers "International money transfer – send money safely for less") service and what other countries do you send money to? Let us know on [Facebook](https://www.facebook.com/MyMonese "Monese official Facebook page"), [Twitter](https://twitter.com/monese "Monese official Twitter page"), [Instagram](https://www.instagram.com/monese/ "Monese official Instagram page") or email us at [community@monese.com](mailto:community@monese.com) with your feedback. 


Swiss 16x9

Blog post > How to send money to Switzerland

If you’re wondering how to send money to someone in Switzerland, we explain how you can do just that straight from your Monese app. 

How to send money to Switzerland

Transfer money to Switzerland quickly and securely with Monese 

Ehkki paljud inimesed ei saa koroonaviirusega seotud reisipiirangute tõttu USA-sse minna, ei tähenda see seda, et sinna raha saata ei saa! Pakume kiiret ja turvalist [rahaülekandeteenust](https://monese.com/money-transfers), mis võimaldab raha USA-sse saata kiiresti ja üldjuhul odavamalt kui tavapankade kaudu. 

Nii et kui sul on vaja lähiajal sõpradele või sugulastele välismaale raha saata, tee seda ilma varjatud tasudeta.

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### Kuidas rahaülekandeteenust kasutada? 
See on lihtne! Ava äpp ning mine jaotisse Maksa. Edasi järgi kolme lihtsat sammu:  

__1:__ uue saaja lisamiseks puuduta nuppu *Uus makse*. Palume sisestada saaja täisnimi, valuuta, milles soovid saata (antud juhul USA dollar), saaja elukoha aadress ja konto andmed. Salvestame need andmed sinu jaoks, et sa ei peaks neid järgmisel korral sisestama.

__2:__ sisesta summa, mida soovid USAsse saata (siin näed valuuta konverteerimise akent).

__3:__ vaata üle ja kinnita oma makse. 

Ongi kõik! Ole rahulik, teades, et sinu raha on teel. Oota kuni kolm tööpäeva raha laekumist, kuid pea meeles, et see võib sõltuda ka vastuvõtva panga töötlemisaegadest. Arvesta ka mis tahes USA riigipühi rahvusvahelise ülekande tegemisel, kuna töötlemisajad võivad olla pikemad. 

### Monese võib olla veel kasulikum
Paljude klientide jaoks on meie rahaülekandeteenus mugav, kuid kindlasti pole see ainus kasulik asi, mida meie rakendus teha saab. Saad oma Monese'i kontot ja kaarti maksimaalselt ära kasutada mitmel viisil. Tõstame mõned neist esile. 

- Saad oma kaardi reisile kaasa võtta ja seda välismaal ilma teenustasuta kasutada. Limiidid on suured ja sõltuvad sinu paketist. Kaarti välismaal kasutades saad arvestada hulgimüügi vahetuskursiga, seetõttu oleme potentsiaalselt odavamad kui sinu tavapank.
- Raha liigutamine ja kiirete ülekannete tegemine Monese'i kontode vahel on tasuta, sõltumata valuutast. 
- Kas keegi võlgneb sulle raha ja soovid talle meeldetuletuse saata? Monese'i rakenduse kaudu on sõpradelt lihtne makseid küsida. Saad otsida ka lähedalasuvaid kontakte Bluetoothi abil ja vaid puudutusega makset taotleda. 
- [Otsekorralduse](https://monese.com/blog/setting-up-direct-debits-with-monese) abil saad oma arveid automaatselt tasuda, nii ei pea sa enam tasumata jäänud kommunaalarve või üüri pärast kunagi muretsema.

Kas kasutasid rahaülekandeteenust pandeemia ajal? Anna meile teada, mis sulle meeldis või mida saaksime teenuse parandamiseks teha. Jaga oma mõtteid [Facebookis](https://www.facebook.com/MyMonese), [Twitteris](https://twitter.com/monese), [Instagramis](https://www.instagram.com/monese/) või kirjuta meile aadressil [community@monese.com](mailto:community@monese.com). Selleks et välismaale raha saatmise kohta rohkem teada saada, vaata kindlasti ka meie teisi [rahvusvaheliste ülekannete](https://monese.com/blog-list?cat=money-transfers) seeria blogipostitusi. 

USA FX Hero 1200x630

Blog post > How to send money to the US

Kuidas USA-sse raha saata

Tee rahvusvahelisi ülekandeid USA dollarites kiirelt ja turvaliselt


At Monese, we believe in bringing people together, even in moments when we’re far apart. So no matter where home is for you or where you are, feel closer than ever with our quick and easy international money transfers. If you have loved ones in Bulgaria, learn how to cost-effectively send money to friends and family straight from your phone. 

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## Send money to Bulgaria

We understand how important it is to stay in touch with relatives to feel close to home when you’re abroad. That’s why we’ve fully localised our app in Bulgarian! Our Support team speaks Bulgarian, and our transfers to Bulgaria in Bulgarian lev (BGN) are simple, cheap and fast. 

Here’s what you need to do when sending money to the Eastern European country:

__Step 1:__ Go to the Pay section of the Monese app.

__Step 2:__ Add a new payee (you’ll need their full name and account number). This is also where you’ll choose the currency in which you want to transfer money (in this case, BGN or Bulgarian lev).

__Step 3:__ Enter the amount you wish to send.

__Step 4:__ Review and confirm the details to send the payment. 

That’s it! The recipient should receive the transfer in up to three business days; however, please bear in mind this could also depend on the receiving bank’s processing times, alongside any additional checks we might have to make.

If you want to check the exchange rates and fees, go to the Pay section of your Monese app.

## Get more from Monese

We’re on a mission to make managing your finances as easy as possible for you, so we didn’t just stop at international money transfers. Here are other features we’ve built to help you better manage your funds:

- Use our [Spending Overview](https://monese.com/eu/blog/2019/04/simple-spending-overview "See a simple spending overview") feature to know exactly how much you’re spending and on what. 
- Set up a weekly or monthly budget to help control your spending. Get better insights into how much you’ve spent plus what you’ve got left over for the remainder of the period. 
- Create up to 10 pots per currency account. Save automatically by rounding up transactions to the fullest amounts and send the spare change to a designated pot.

We’re constantly working on making spending, saving and sending money easier. If you’ve got any ideas on which currency or country we should support next, or what new features you’d like us to build, let us know on [Facebook](http://facebook.com/mymonese "Monese on Facebook"), [Twitter](http://twitter.com/monese "Monese on Twitter"), [Instagram](http://instagram.com/monese "Monese on Instagram") or email us at [community@monese.com](mailto:community@monese.com).

Send money to Bulgaria

Blog post > How to send money to Bulgaria

How to send money to Bulgaria

Transfer BGN quickly and easily with your Monese app

Regardless of where you’re from and where you’re based, we give you the financial freedom to manage your finances like a true local. This means spending in the local currency with no hidden fees and staying connected to family and friends, even when you’re far from home. That’s why we make it easy to send money abroad in [19 currencies](https://support.monese.com/hc/en-gb/articles/360017330300-Can-I-send-money-internationally-) including Indian rupees! So whether it’s a one-time payment or regular transfers to loved ones in India, you can quickly and inexpensively send money internationally with Monese.

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### Step-by-step
![Indian-Rupee-Post](//images.ctfassets.net/96dxy75w1gjr/7hIUGIEGhWcwDGSS53EYxi/70f96f4f88d23eb440ab44980c9a5390/Indian-Rupee-Post.png)
With Monese, sending money to India in Indian rupees can be done in a matter of just a few taps on your phone. If you want to check the live rates, tap ‘Send money globally’ in the Pay section of your app and type in the amount you wish to send.

Here’s how to get started:

__Step 1:__ Open the Monese app and choose Pay from the bottom menu.

__Step 2:__ Create a new payee (you’ll need the recipient’s full name, their address and bank account details, including bank name and IFSC code).

__Step 3:__ Choose the currency (in this case, Indian rupee) and type the amount of money you want to transfer.

That’s it! The recipient should see the money in their account within three business days but keep in mind this may also depend on the recipient bank’s processing times. 

### Making the most of Monese
We’ve worked hard to make sending money abroad as easy as possible. But we also want to simplify the process of managing your everyday money. That’s why we’ve built the following features for you to make the most of:

- If you plan on sending money to India regularly, you can set up [recurring payments](https://monese.com/gb/en/blog/make-regular-transfers-with-recurring-payments) and choose to transfer funds daily, weekly or monthly. You can also choose the dates you'd like to begin and end the transfers if you plan on paying for something within a set time frame (like rent or a subscription). 
- If you share payments with a loved one, you can open a [Monese joint account](https://monese.com/gb/en/products/joint-account) to make spending, saving and sending to India even easier.

We’d love to know if this guide was helpful to you or if you have any other questions about transferring money abroad and using your Monese account. Or maybe you have an interesting idea on what new feature we should build next. Whatever the case, we’d love to hear from you! Contact us on [Facebook](https://facebook.com/mymonese), [Twitter](https://twitter.com/monese), [Instagram](https://instagram.com/monese) or via email at [community@monese.com](mailto:community@monese.com).

Flag-India-Header-@2x-100 50390c38ed0094a386d62c09f1033516

Blog post > How to send money to India

How to send money to India

We explain how to send money in Indian rupees, step-by-step

Whether you're looking to send a one-off payment or you want to send money abroad to family in Poland regularly, it doesn't matter. You'll need a service that's entirely transparent and fee-friendly. There’s no need for you to spend more than you actually should. That’s why it’s important to pay close attention to the conversion rate offered by the service provider you choose, as well as the fee for the currency conversion. 

In this part of our [Money Transfer series](https://monese.com/blog/money-transfers), we give you a step-by-step guide on how to send a transfer to Poland quickly and inexpensively. 

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### Send money to Poland
![Send-Money-to-PL-Copy](//images.ctfassets.net/96dxy75w1gjr/4BQpD7rLEeUeiWdRYwleYD/e0ab455c969e7c7c4018c21a08ee5643/Send-Money-to-PL-Copy.jpg)

Sending money to Poland in Polish zloty (PLN) has never been easier. You can do it straight from your Monese app with just a few taps, no matter where you are. If you prefer to check the live rates first, you can do so right on your Monese app under the Pay section (tap: Send money globally).

To send the transfer, follow these four simple steps:

__Step 1:__ Tap the Pay section in the app.

__Step 2:__ Choose a person or company from your contacts list you want to send money to or create a new payee (you’ll need their full name along with their IBAN and BIC number, and residential address).

__Step 3:__ Enter the amount you want to transfer (you’ll see the conversion screen here).

__Step 4:__ Confirm your payment.

The transfer may be cheaper in comparison to traditional banks and also faster! Usually, the recipient should receive the money the following day; however, bear in mind that it can also depend on the receiving bank (along with possible security checks) and may take up to a few days.

### Make the most of Monese
![Pots illustration 1920x1080](//images.ctfassets.net/96dxy75w1gjr/SLj2KogUC7Pwq8OxuHEpW/dcd8dabd9f8877e95dd9a1fd0456032c/Pots_illustration_1920x1080.jpg)

We wanted to make it easy for you to make international transfers &mdash; but we didn’t just stop there. With Monese, you can combine other features available in the app to simplify other things in your life. Here’s what you can do:

- If you’re saving for something special, you can put some money aside with [Pots](https://monese.com/blog/2019/06/saving-money-monese-pots). Every time you pay with your card, we’ll round up the amount to the nearest whole amount. We'll automatically send the difference to the pot to help you save even faster!
- When you’re in Poland, you can easily pay with your smartphone with both [Apple Pay](https://monese.com/blog/2019/06/monese-apple-pay-more-countries) and [Google Pay](https://monese.com/blog/2019/09/google-pay-europe) whenever you see the contactless symbol.
- You can also create [a virtual card](https://monese.com/eu/blog/2019/12/create-virtual-card) when shopping in Poland for an extra level of security. The virtual card works with Apple Pay and Google Pay too! 
- And of course, you can use our app in Polish! Simply open the app, go to Settings and choose your preferred language.

[Sign up now](https://monese.com/download-now)

Let us know how this has helped you or if you have any other questions about transferring money to Poland. What other currencies would you like to see supported? Contact us on [Facebook](https://facebook.com/MyMonese), [Twitter](https://twitter.com/monese), [Instagram](https://instagram.com/monese) or via email at [community@monese.com](mailto:community@monese.com).

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Blog post > How to send money to Poland

How to send money to Poland

In the latest from our international transfers series, we explain how to send money to Poland straight from your Monese app

At Monese, we’re all about speed, transparency and making sure your money is always 100% secure. If you need to send an international transfer, you want something reliable, free of hidden fees, and of course, a service with excellent currency exchange rates.
You can now depend on Monese for all this when sending money to Canada. That’s right! Turn those euros or pounds into Canadian dollars quickly with our highly dependable international money transfer service. Read on to learn how you can make the most of this feature right on your Monese app.

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### How to get started

No matter where you live, to quickly send Canadian dollars (CAD) to the Great White North with your Monese app at any time, follow these easy steps: 

- Go to the Pay tab and choose the person or company you want to pay, or add a new one.
- Type in the amount you want to send.
- If you’re sending money to someone new, you’ll receive a code by SMS to authenticate your transfer. 

You can check the live currency exchange rates on the Payments section of the app.

### Time is money 

Our global money transfers arrive quicker than most traditional international bank transfers. If you want to ensure your CAD transfer gets there on the same business day, send the money before 10:30 am (UK time). 

However, it’s important to account for bank holidays in Canada, additional checks on our end or even processing times from the receiving bank. In these cases, your transfer could take up to four business days to arrive in the other account, so don’t panic. It’s on its way!

### We speak your language
In our mission to offer a locally smart and globally connected service, we’re happy to announce that we speak Canada’s two official languages - English and French! So if you’re a Canadian expat abroad needing to send money back home and want to talk to us in your native language, you can do so! You can also set your Monese app to the language you prefer:

- Use your Monese account in English or French, across both our iOS and Android apps.
- Get help from our Support Team in both languages and across all our channels. 
- To give it a try, open your Monese app and go to Account Settings Language.

Please note that you can only open a Monese account if you’re living in the European Economic Area (EEA), so this does not include Canada itself. However, we hope to be able to support the Canadian community all across Europe and look forward to seeing how you will use this new feature.

### But that’s not all...
There are plenty of other great features in your Monese app that you can use daily to help you manage your money. Here are a few (but by no means is it an exhaustive list):

- Move money between EUR and GBP accounts for free, at any time, whenever you need.
- Still waiting for someone to pay you back before you can send money home? Not to worry! You can request payments from friends straight from the app and keep track of it in your transaction feed. 
- You can also send, request and receive payments even faster between Monese accounts. It’s instant and absolutely free!

We’re working hard to help you send money abroad quickly and at great rates. We’re currently exploring more countries and currencies, so stay tuned! In the meantime, if you have any questions about your international transfers, feel free to reach out to our Customer Support team via email: [support@monese.com](mailto:support@monese.com).

Flag-Canada-Header 50390c38ed0094a386d62c09f1033516

Blog post > How to send money to Canada

How to send money to Canada

Now you can make international transfers in Canadian dollars using your Monese app

Loome järgmise põlvkonna finantsteenuseid kõigile, olenemata riigipiiridest või finantsilistest erinevustest. Alustasime hiljuti postituste sarja teemal, kuidas lihtsalt ja soodsalt raha välismaale saata; nüüd on aeg kolmandaks postituseks.

Monese rakenduse jaotises Maksa on saadaval uus riik ja uus valuuta ning räägime kohe sulle kõigest.

## Nüüd saad saata raha Brasiiliasse
![Monese card Brazil](//images.ctfassets.net/96dxy75w1gjr/6YUuTolljXvJ2xW5o8Xwn9/652afa2325cb12520da0e888653832c3/send-money-to-brazil-1.jpg)

Nüüd saad oma Monese rakenduse abil saata Brasiilia reaale Brasiiliasse alati kui vaja, olenemata sinu asukohast. Kiire rahvusvahelise ülekande saad teha otse telefonist vaid mõne puudutusega ja palju parema kursiga, kui traditsioonilised pangad võivad küsida.

Sinu ülekanne peaks kohale jõudma kiiremini kui enamikus traditsioonilistes pankades – kui saadad raha enne kella 10.30 (ÜK aja järgi), peaks see jõudma saaja kontole samal tööpäeval. Pea lihtsalt meeles, et kui vastuvõtval pangal kulub ülekande töötlemiseks veidi kauem aega või kui mõlemal poolel on vaja teha täiendavaid kontrolle, võib ülekande tegemiseks kuluda paar päeva.

Ülekannet on väga lihtne teha otse oma rakenduses, mis tahes Monese kontolt. Kui soovid kontrollida reaalajas valuutakursse, saad seda teha veebisaidil [Raha ülekanded Brasiiliasse](https://monese.com/gb/en/money-transfers "Send money abroad") või rakenduse jaotises Maksa.

Rääkides meie rakendusest, on valuuta konverteerimise kuva nüüd puhtam, selgem ja sujuvam.

![Currency conversion screen](//images.ctfassets.net/96dxy75w1gjr/7j2cxMsWsgqONX6gpbkcmO/c47cff4bfee6a204106cc0636c0d47ba/send-money-to-brazil-2.jpg)

## Võta Monesest parim
Loomulikult saad neid ülekandeid kasutada koos paljude muude rakenduses saadaolevate funktsioonidega. Näiteks:

- Kui sinu palk kantakse sinu Monese kontole, saad seadistada [korduva makse](https://monese.com/gb/en/blog/make-regular-transfers-with-recurring-payments "Make regular transfers with recurring payments"), mis kantakse üle järgmisel päeval mis tahes toetatud riiki ja sobivas valuutas.
- Või kui ootad, et keegi sulle tagasi maksaks, enne kui saad koju raha saata, saad seda [küsida](https://monese.com/gb/en/blog/request-payments "Request payments") otse rakendusest ja jälgida seda oma tehinguvoos!
- Ja kui soovid Monese rakendust kasutada portugali keeles, saad ka seda teha! See tähendab, et saad ka meie klienditoega portugali keeles rääkida, olenemata sellest, kus elad.

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Selleks korraks kõik! Oleme alati valmis aitama, nii et kui sul on küsimusi rahvusvaheliste ülekannete kohta, [võta ühendust meie klienditoega](https://monese.com/contact "Contact us").

send-money-to-brazil

Blog post > How to send money to Brazil

Meie järgmises rahvusvaheliste ülekannete postituses saad teada, kuidas saata raha Monese rakendusest Brasiiliasse.

Raha saatmine Brasiiliasse

Meie järgmises rahvusvaheliste ülekannete postituses saad teada, kuidas saata raha Monese rakendusest Brasiiliasse.


We know that sending money to another country is important for many of our customers, whether it’s for special occasions, paying bills or just helping someone close with day-to-day expenses. If you’re looking for peace of mind, you’ll want a service that gives you transparent fees, the real exchange rate and a fully secure platform to do it on.
Enter Monese – you can already use our app to send money to over 30 countries and 13 currencies, but we’re not stopping here! In the second part of [our series on international transfers](https://monese.com/blog/2019/02/send-money-romania "How to send money to Romania"), we’ll dive into how you can now also send money to Turkey, in Turkish lira.

## You can now send money to Turkey
![send-money-to-turkey-1](//images.ctfassets.net/96dxy75w1gjr/tbyiE8eHJ1SEBLlbqezCe/4935f810ce49566206d1672ed9003204/send-money-to-turkey-1.jpg)

You can now send Turkish lira (TRY) to Turkey whenever you need to, whether you're home or abroad, in just a few taps. It’s quick and comes in at much lower rates than traditional banks can charge.
You’ll get the wholesale exchange rate, along with a low, transparent fee. The fee will depend on the plan you’re on – so, for example, if you send €200 from your Monese account, you would pay:

- a 2% fee on the Starter plan (€4)
- a 0.7% fee on the Plus plan (€1.40)
- zero fees the Premium plan 

Learn more about our [plans](https://monese.com/pricing "Our pricing").

Your transfer will be quick, too – if you send the money before 2pm (UK time), the money should arrive in the receiving account on the same business day! However, this could take a few extra days sometimes, if there are any additional checks that need doing or if the receiving bank has to take a bit longer to process it.

## We speak Turkish
![monese-turkish-language](//images.ctfassets.net/96dxy75w1gjr/7krOeSE1JpGu4qRbARBul8/58df2f3d59df7054e310e63a5199e81a/monese-turkish-language.jpg)

There’s more news for our Turkish customers – in our ongoing mission to offer a locally smart and globally connected service, we’re happy to announce we now speak Turkish. This brings our total number of supported languages to 12!
This means you can now:

- Use your Monese current account in the Turkish language, across both our iOS and Android apps
- Talk to our Support Team in Turkish, via all the channels you’re already used to

You can give it a try by opening your Monese app and going to *Account > Settings > Language*.

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It’s important to note that you can open a Monese account if you live anywhere in the European Economic Area (EEA) – this does not include Turkey itself. However, we believe these are all very useful additions for the Turkish community in Europe, so we can’t wait to see how you use them.

If you see anything that isn’t displaying the way it should, please do [let us know](https://monese.com/contact "Get in touch with us")!

Send Money To Turkey

Blog post > How to send money to Turkey

Use the Monese app, now in the Turkish language, to send money to Turkey!

How to send money to Turkey

Country Tag > United Kingdom

We’re building a new kind of financial service, that makes it easier for you to live, study, work, travel or retire anywhere in the world. A big part of this mission is giving you the ability to send money abroad, quickly and at great rates, from just a few taps on your phone. And sending money to Romania has always been very popular with Monese customers!

So if you want to avoid paying more than you should, with our mobile app you have access to one of the fastest and lowest-cost ways to do this. You’ll always get the real exchange rate and completely transparent pricing (based on the [plan](https://monese.com/pricing "Our pricing") you choose), without any of the hidden markups and fees that banks and other providers may charge.

With this in mind, we’re kicking off a new series of posts specifically focused on international transfers, giving you tips and tricks on how you can make the most of it...

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## How to get started with money transfers to Romania
We’ve supported this for a good while now, but we know how important it is for you to send money faster, so we’ve been working on improving the transfer times.

If you need to send Romanian Lei (RON) to Romania, from any of your Monese accounts, you can do it right from your Monese app. If you need to check the live rates, you can do so on our website ([Transfers to Romania](https://monese.com/gb/en/money-transfers/romania "Send money to Romania")), or in the ‘Payments’ section of the app.

Then just follow these simple steps:

- Select the person or company you want to pay, or add a new one
- Type in the amount you want to send
- If you’re sending money to someone new, you’ll need to authenticate the transfer by typing in a code you’ll receive by SMS

Now, if you want to make sure your RON transfer gets there as quickly as possible, make sure you send the money before 11:45am (UK time) – if you do, it could reach the receiving account on the same business day!

Mind you, there’s a lot that goes on in the background with these, so it could still take up to 4 business days for the money to show up in the other account. This could be due to a variety of reasons – like bank holidays in any of the countries or additional checks we sometimes have to do – but, most importantly, it depends on how quickly the receiving bank processes it.

## Coming up next
Stay tuned for more on this, as we explore more countries and currencies you can make transfers to, as well as more tips on how you can make the most of payments with your Monese app.

Send Money To Romania

Blog post > How to send money to Romania

In the first part of our series on international transfers, we’ll focus on how you can use Monese to send money to Romania.

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