Open a Monese joint account online

The easiest way to spend, share and save together. A mobile joint account available all over Europe.

Header Image - Joint Accounts - Cards

Manage the money you share

Easily spend, save or share bills and other expenses with a housemate, partner or friend — virtually anyone in your life! You can only have one joint account, so pick your person wisely!

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One account — two Monese cards

Order a rose gold contactless Mastercard debit card each to shop, spend and use separately. Its shiny design will help you tell it apart from your personal Monese card. Use it in-store, online or at ATMs worldwide, and link it to Apple Pay or Google Pay for secure contactless payments.

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Open in minutes

Once you have a Monese personal account, it’s easy to invite someone to open a joint mobile money account with you.

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Work towards your savings goals

With pots for joint accounts, you can easily put money away for that dream vacation, home expenses or any other goals you may have together. Effortlessly roundup and automate your savings. Plus, save for more than one thing at a time with up to 10 pots.

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Make payments fast and easy

Send and receive local and international transfers from your joint account through the Monese app. Need to top up? Move money between your Monese accounts instantly.

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Stay in the loop

Get instant notifications when there’s activity on your shared account, making it easier to budget and keep an eye on your transactions together.

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Joint account FAQs

Find answers to common questions about our mobile joint account below. You can check our other FAQs for more information about using Monese or speak to our multilingual Support team.

  • What is a joint account?

  • What can I do with a joint account?

  • How is Monese’s digital joint account different from a joint bank account?

  • Who can open a joint account?

  • What are the advantages of opening a joint account?

  • What are the risks of opening a joint account?

  • How to open a joint account with Monese