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How to send money to India

We explain how to send money in Indian rupees, step-by-step

Karolina, April 20, 2020

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Regardless of where you’re from and where you’re based, we give you the financial freedom to manage your finances like a true local. This means spending in the local currency with no hidden fees and staying connected to family and friends, even when you’re far from home. That’s why we make it easy to send money abroad in 19 currencies including Indian rupees! So whether it’s a one-time payment or regular transfers to loved ones in India, you can quickly and inexpensively send money internationally with Monese.


Indian-Rupee-Post With Monese, sending money to India in Indian rupees can be done in a matter of just a few taps on your phone. If you want to check the live rates, tap ‘Send money globally’ in the Pay section of your app and type in the amount you wish to send.

Here’s how to get started:

Step 1: Open the Monese app and choose Pay from the bottom menu.

Step 2: Create a new payee (you’ll need the recipient’s full name, their address and bank account details, including bank name and IFSC code).

Step 3: Choose the currency (in this case, Indian rupee) and type the amount of money you want to transfer.

That’s it! The recipient should see the money in their account within three business days but keep in mind this may also depend on the recipient bank’s processing times.

Making the most of Monese

We’ve worked hard to make sending money abroad as easy as possible. But we also want to simplify the process of managing your everyday money. That’s why we’ve built the following features for you to make the most of:

  • If you plan on sending money to India regularly, you can set up recurring payments and choose to transfer funds daily, weekly or monthly. You can also choose the dates you'd like to begin and end the transfers if you plan on paying for something within a set time frame (like rent or a subscription).
  • If you share payments with a loved one, you can open a Monese joint account to make spending, saving and sending to India even easier.

We’d love to know if this guide was helpful to you or if you have any other questions about transferring money abroad and using your Monese account. Or maybe you have an interesting idea on what new feature we should build next. Whatever the case, we’d love to hear from you! Contact us on Facebook, Twitter, Instagram or via email at

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