Be free to open the best account for you

Open a GBP and EUR account using your mobile in minutes, with no credit checks and no proof of address required.


Features for
financial wellness

Track your account activity in real-time, get an overview of your monthly outgoings, set budgets and set your savings aside from your day-to-day spending. Get account statements whenever you like.



Get added peace of mind from instant updates on your mobile whenever you receive or spend money.


Add money instantly and easily

Add money to your account instantly by debit card or bank transfer. You can also top up quickly using cash at Post Office and Paypoint locations across the UK.


Pay with your phone

Add Monese to your phone’s wallet and make smart, fast and secure contactless payments with Apple Pay or Google Pay.


Your money goes further when you do

Spend on your Monese card and make ATM withdrawals worldwide with fee-free allowances and money-saving exchange rates.


Be free to choose



Get our mobile account, and it’s absolutely free. You also get special allowances enabling you to use your card abroad without fees. Great for travelling, receiving your salary, or paying your bills.

Our pricing simple



Get our account, with increased allowances and reduced fees for foreign currency transfers, for a fixed monthly fee. Perfect for those who spend and send money abroad more often.

Our pricing classic



Get the ultimate Monese account, with unlimited allowances and zero fees on all transfers, top-ups and ATM withdrawals. Total peace of mind.

Our pricing premium
Our pricing simple Our pricing classic Our pricing premium Our pricing image

Added value for added convenience

Monese is more than just a multi-currency account. We’re neatly integrated with Avios and many other partners – all within one app.


Send and receive payments instantly

Transfers between Monese accounts happen in real time and are completely free. With our app you can also send money to any of your contacts, and request payments from them as well.


Keep your
world close

Send money to your contacts and request payments from them. You can also save when you transfer money abroad (at the wholesale currency exchange rate). Transfers between Monese accounts are also free and instant.

We speak
your language

You can use your Monese app in any one of our 14 languages: English, French, German, Brazilian Portuguese, European Portuguese, Bulgarian, Italian, Spanish, Romanian, Polish, Czech, Turkish, Estonian and Lithuanian. Our multi-language Customer Support team are always on hand to help you should you need any assistance.


Monese for business

If you own a UK-registered business, a Monese business account is fast and easy to open, comes with a free contactless card, and lets you make cross-border payments quickly and at great rates.

Your money is safe and secure

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    Our security

    We protect your money, your data and our systems. Security has always been at the heart of everything we do.

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    Protecting you from fraud

    Monese is a member of CIFAS – joining forces with the country’s biggest banking services to aid in the fight against fraud.

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    100% safeguarded funds

    Monese is subject to FCA regulations. We protect 100% of your money by holding it at major banks and never lending or reinvesting it.

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    As smart as it is safe

    Your account is protected by biometric login and authentication protocols such as 3D Secure – providing for extra security, both online and in-store.