Invite and earn
Make up to €20 for each new friend who joins and starts using Monese
🎉 Don’t miss our New Year offer!
Make more than double your bonus: get up to €50 when you invite a friend 👇
Monese is better with friends
What’s better than spending and saving with Monese? Doing it with friends! Our Invite and Earn referral program is a great way for you to share Monese with friends and family — and make extra cash for doing so!
Get rewarded when they spend
Invite up to 15 friends or family members to join Monese and you’ll each get €5 once your friend successfully makes their first card transaction with us.
Then, get €15 each once your invited friend has spent a total of €500 in card transactions on their Monese account, or sent this much internationally (outside the EU/EEA).
Available in these countries
- 🇦🇹 Austria
- 🇧🇪 Belgium
- 🇧🇬 Bulgaria
- 🇭🇷 Croatia
- 🇨🇾 Cyprus
- 🇨🇿 Czech Republic
- 🇩🇰 Denmark
- 🇪🇪 Estonia
- 🇫🇮 Finland
- 🇩🇪 Germany
- 🇬🇷 Greece
- 🇭🇺 Hungary
- 🇮🇸 Iceland
- 🇮🇪 Ireland
- 🇮🇹 Italy
- 🇱🇻 Latvia
- 🇱🇮 Liechtenstein
- 🇱🇹 Lithuania
- 🇱🇺 Luxembourg
- 🇲🇹 Malta
- 🇳🇴 Norway
- 🇵🇹 Portugal
- 🇷🇴 Romania
- 🇸🇰 Slovakia
- 🇸🇮 Slovenia
- 🇪🇸 Spain
- 🇸🇪 Sweden
- 🇬🇧 UK
Invite and Earn in 4 easy steps
Invite your friends
Invite your friends straight from the Invite tab in your app
They sign up & start using Monese
Once they sign up with your invite code, remind them to start spending!
You’ll both get a bonus
As soon as their first card transaction has cleared, you’ll both receive €5
Earn more when they spend more
And you'll get €15 once they’ve spent €500 with their Monese card or sent that much internationally (outside the EU/EEA)
Remind your friends
We don’t want you to miss out on your earnings! We make it easy to keep track of your invitees in the app and nudge friends who still need to sign up and spend, so you can both get your rewards.
What are the benefits?
Besides you and your friends making some extra money, once your invitees have successfully opened their account, you’ll be able to:
Send and receive free and instant payments to each others’ Monese accounts
Open a joint account together so you can spend, share and save together
Easily and quickly find friends nearby to pay and request money via Bluetooth
In which countries is the Invite and Earn program available?
How many friends can I invite?
In what currency will I receive my reward?
Why haven’t I received my reward for inviting a friend?