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Invite and earn

Make up to €20 for each new friend who joins and starts using Monese

🎄 Don’t miss our festive offer!

This Christmas, make more than double your bonus: get up to €50 when you invite a friend 👇

Monese is better with friends

What’s better than spending and saving with Monese? Doing it with friends! Our Invite and Earn referral program is a great way for you to share Monese with friends and family — and make extra cash for doing so!

Get rewarded when they spend

Invite up to 5 friends or family members to join Monese and you’ll each get €5 once your friend successfully makes their first card transaction with us.

Then, get €15 each once your invited friend has spent a total of €500 in card transactions on their Monese account, or sent this much internationally (outside the EU/EEA).

Available in these countries

🇦🇹 Austria
🇧🇪 Belgium
🇧🇬 Bulgaria
🇭🇷 Croatia
🇨🇾 Cyprus
🇨🇿 Czech Republic
🇩🇰 Denmark
🇪🇪 Estonia
🇫🇮 Finland
🇩🇪 Germany
🇬🇷 Greece
🇭🇺 Hungary
🇮🇸 Iceland
🇮🇪 Ireland
🇮🇹 Italy
🇱🇻 Latvia
🇱🇮 Liechtenstein
🇱🇹 Lithuania
🇱🇺 Luxembourg
🇲🇹 Malta
🇳🇴 Norway
🇵🇹 Portugal
🇷🇴 Romania
🇸🇰 Slovakia
🇸🇮 Slovenia
🇪🇸 Spain
🇸🇪 Sweden
🇬🇧 UK

Invite and Earn in 4 easy steps

Invite your friends

Invite your friends straight from the Invite tab in your app

They sign up & start using Monese

Once they sign up with your invite code, remind them to start spending!

You’ll both get a bonus

As soon as their first card transaction has cleared, you’ll both receive €5

Earn more when they spend more

And you'll get €15 once they’ve spent €500 with their Monese card or sent that much internationally (outside the EU/EEA)

Remind your friends

We don’t want you to miss out on your earnings! We make it easy to keep track of your invitees in the app and nudge friends who still need to sign up and spend, so you can both get your rewards.