In which countries is the Invite and Earn program available?

Our Invite and earn program is available to anyone living in the United Kingdom and Germany.

How many friends can I invite?

There’s no limit to how many friends you can invite, but the reward will only kick in for up to 15 friends.

In what currency will I receive my reward?

If you have more than one currency account, you’ll receive your reward in the currency of your primary account (this is the account you first opened with us).

Why haven’t I received my reward for inviting a friend?

Check your app to see if your friend has already signed up and made their first card transaction. If not, you can nudge them straight from your app.

Invite and earn

Make up to £10 for each new friend who joins and starts using Monese

🎉 Earn up to £150 when you invite your friends!

That's up to £10 for each friend you refer! For a limited time.

Monese is better with friends

What’s better than spending and saving with Monese? Doing it with friends! Our Invite and Earn referral program is a great way for you to share Monese with friends and family — and make extra cash for doing so!

Get rewarded when they spend

Invite up to 15 friends or family members to join Monese and you’ll each get £5 once your friend orders their physical card and successfully makes their first card transaction with us.

Then, get £5 each once your invited friend has spent a total of £500 in card transactions on their Monese account, or sent this much internationally (outside the EU/EEA).

Invite and Earn in 4 easy steps

Invite your friends
Invite your friends straight from the Invite tab in your app
They sign up & start using Monese
Once they sign up with your invite code, remind them to start spending
You’ll both get a bonus
As soon as their first card transaction has cleared, you’ll both receive £5
Earn more when they spend more
And you'll get £5 once they’ve spent £500 with their Monese card or sent that much internationally

Remind your friends

We don’t want you to miss out on your earnings! We make it easy to keep track of your invitees in the app and nudge friends who still need to sign up and spend, so you can both get your rewards.