Pay as you go
£0/month
Designed for occasional use - perfect if you’re just looking for a basic account.
Everyday
£2.95/month
Our best value plan to get you started on Monese. Designed for sending, and spending your money more regularly.
Cashback
£7.95/month
Our most popular plan, now including Enhanced Cashback. Rewarding you for your everyday spending with Monese.
Premium
£14.95/month
Our most comprehensive plan designed for daily Monese users - with our lowest fees and highest allowances.
Pay as you go
£0/month
Designed for occasional use - perfect if you’re just looking for a basic account.
Everyday
£2.50/month
£29.95 billed yearly
Our best value plan to get you started on Monese. Designed for sending, and spending your money more regularly.
Cashback
£6.66/month
£79.95 billed yearly
Our most popular plan, now including Enhanced Cashback. Rewarding you for your everyday spending with Monese.
Premium
£10.41/month
£124.95 billed yearly
Our most comprehensive plan designed for daily Monese users - with our lowest fees and highest allowances.
All features
Your Account
Pay as you go
everyday
Cashback
Premium
Virtual card
Cash top-ups
3.5% fee (£3 minimum)
3.5% fee (£3 minimum)
£100 FREE monthly
3% fee for usage outside of this allowance (£3 minimum)
3% fee for usage outside of this allowance (£3 minimum)
£1,000 FREE monthly
3.5% fee for usage outside of this allowance (£3 minimum)
3.5% fee for usage outside of this allowance (£3 minimum)
Debit card top-ups
2% fee for top-ups in the same currency, additional 2% if currency conversion applies
1% fee for top-ups in the same currency, additional 2% if currency conversion applies
1% fee for top-ups in the same currency, additional 2% if currency conversion applies
FREE
Contactless debit card
£4.95 for delivery or FREE with a £100 first deposit
£4.95 for delivery or FREE with a £100 first deposit
£4.95 for delivery or FREE with a £100 first deposit
£4.95 for delivery or FREE with a £100 first deposit
Account in GBP, EUR and/or RON
Joint Accounts with another Monese user
FREE
FREE
FREE
FREE
Money pots with round-up feature
Access your account with the Monese mobile app
Your Money
Bank transfers in
£0.99 fee
FREE
FREE
FREE
Bank transfers out
£1.29 fee
2 FREE transfers monthly
£1 fee for usage outside of this allowance
£1 fee for usage outside of this allowance
10 FREE transfers monthly
£1 fee for usage outside of this allowance
£1 fee for usage outside of this allowance
200 FREE transfers monthly
£1 fee for usage outside of this allowance
£1 fee for usage outside of this allowance
Instant Monese to Monese domestic transfers
FREE
FREE
FREE
FREE
ATM withdrawals
2% fee for domestic withdrawals, additional 2% for withdrawals in foreign currency
2% fee for domestic withdrawals, additional 2% for withdrawals in foreign currency
£300 FREE monthly
2% fee for usage outside of this allowance, additional 2% for withdrawals in foreign currency
2% fee for usage outside of this allowance, additional 2% for withdrawals in foreign currency
£1,500 FREE monthly
2% fee for usage outside of this allowance, no extra fees for withdrawals in foreign currency
2% fee for usage outside of this allowance, no extra fees for withdrawals in foreign currency
Foreign currency card spending
3% per transaction
2% per transaction
0.5% per transaction
FREE
Built-in currency exchange
1% fee for currency exchange between Monese accounts
0.5% fee for currency exchange between Monese accounts
0.5% fee for currency exchange between Monese accounts
FREE
Global transfers in
£10/year
2% fee (£3 minimum)
2% fee (£3 minimum)
£10/year
2% fee (£3 minimum)
2% fee (£3 minimum)
1.5% fee (£3 minimum)
1% fee (£3 minimum)
Global transfers out
2% fee, additional 1% fee on weekends (£3 minimum)
2% fee, additional 1% fee on weekends (£3 minimum)
0.5% fee, no additional fees on weekends (£3 minimum)
FREE
Recurring payments and direct debits
GooglePay / Apple Pay
Your Credit
Cash Advance
£4.99 fee for £50 advance
£9.99 fee for £100 advance
£19.99 fee for £200 advance
£9.99 fee for £100 advance
£19.99 fee for £200 advance
£4.99 fee for £50 advance
£9.99 fee for £50 advance
£19.99 fee for £200 advance
£9.99 fee for £50 advance
£19.99 fee for £200 advance
£4.99 fee for £50 advance
£9.99 fee for £100 advance
£19.99 fee for £200 advance
£9.99 fee for £100 advance
£19.99 fee for £200 advance
£4.99 fee for £50 advance
£9.99 fee for £100 advance
£19.99 fee for £200 advance
£9.99 fee for £100 advance
£19.99 fee for £200 advance
Cash Advance repayment
£1.29 fee
£1 fee
1 FREE monthly, £1 after
2 FREE monthly, £1 after
Your Rewards
Partner Cashback
COMING SOON
Get cashback when you shop with selected partner brands.
Get cashback when you shop with selected partner brands.
COMING SOON
Get cashback when you shop with selected partner brands
Get cashback when you shop with selected partner brands
COMING SOON
Get cashback when you shop with selected partner brands.
Get cashback when you shop with selected partner brands.
Sweepstakes — a weekly chance to win a cash prize
Your Support
Multilingual customer support
Customer support
Available on chat and email
Available on chat and email
Available on chat and email
Available on chat and email
Replacement cards
£4.95 for delivery. Expired cards are always replaced for free.
£4.95 for delivery. Expired cards are always replaced for free.
£4.95 for delivery. Expired cards are always replaced for free.
1 x FREE per year, £4.95 thereafter. Expired cards are always replaced for free.
Sign up with Monese today
So what are you waiting for? Join over 2 million people who’ve found a better way to manage their money online. Sign up to Monese to open your mobile money account today.