Instant account opening

No proof of address, no credit checks, no extra documents required to join

Open your digital money account instantly

Our quick mobile money account opening online and easy sign-up process will have you up and running in minutes.

    Spend, send and save like a local

    Open your currency account for a better and more localised experience. Instantly transfer money between Monese accounts for free.

      Order your contactless card

      You’ll get your very own, beautifully designed contactless Mastercard debit card to use worldwide — online, in-store or at ATMs — with no hidden fees.

      No address? No problem

      All you need is a photo ID and selfie to join. You can open an account with us if you live in any one of the 31 countries in the European Economic Area.

        Make fast local payments

        Use your account to make instant local payments via the UK Faster Payments network — send and receive like a true local!

          Send money home

          Move money internationally at great rates in 19 currencies. Get your money there faster, often with better exchange rates than when sending with traditional banks, and always at the real exchange rate!

            Travel with us

            Take your account and card on holiday! Use Monese anywhere in the world when travelling, with generous allowances for spending or withdrawing abroad.

              Manage your money better

              With advanced features like spending overviews, budgeting tools, transaction details, instant notifications and downloadable statements, it’s easy to stay on top of your spending.

                Stay safe and secure

                Rest easy knowing that your account is fully protected. It’s secured by biometric login and authentication protocols like 3D Secure, protecting you both online and in-store.