Instant account opening
No proof of address, no credit checks, no extra documents required to join
Sign up for an instant account
Download the app today to start spending and sending with Monese.
Spend and send like a local
Get multi-currency account details in GBP, EUR and RON for a better and more localised experience. Instantly transfer money between your Monese accounts for free.
Order your contactless card
You’ll get your very own, beautifully designed contactless Mastercard debit card to use worldwide — online, in-store or at ATMs — with no hidden fees.
No address? No problem
All you need is a photo ID and selfie to join. You can open an account with us if you live in any of the 30 countries in the European Economic Area or the UK.
Send money home
Move money internationally at great rates in 19 currencies. Get your money there faster and always at the real exchange rate, which often works out better than sending with traditional banks!
Manage your money better
With advanced features like spending overviews, budgeting tools, transaction details, instant notifications and downloadable statements, it’s easy to stay on top of your spending.
Stay safe and secure
Rest easy knowing that your instant account is fully protected. It’s secured by biometric login and authentication protocols like 3D Secure, protecting you both online and in-store.
Instant account FAQs
What is an instant account?
How is a Monese instant account different from a regular bank account?
What is a multi-currency account?
What currencies can I open a Monese instant account in?
Who can open an instant account?
What are the benefits of a Monese instant account?