We’ve refreshed our plans with exciting new benefits

Introducing plans with automatic Bills Protection and Purchase Protection

Melissa em September 21, 2021

We’ve refreshed our plans with exciting new benefits

If we’ve learned anything from last year, it's that life certainly has a way of getting in the way and disrupting all our plans. That’s why moving forward, we want to help you be as prepared as possible for life’s most unexpected moments.

So for those heart-stopping, gut-wrenching times when things don’t go as planned, we’ve rehauled our pricing plans to include automatic cover for UK-based customers so you can stay feeling reassured and protected no matter what life throws at you. Our new paid plans include Bills Protection in case of hospital stays, accident, sickness and involuntary unemployment; and Purchase Protection insurance including electronic device protection like smartphone and much more.

Insure the essentials with the new Essential plan

Essential

Protect yourself for as little as £1.95 with our newest Essential plan. It’s undoubtedly our best value plan to help you manage bills with automatic built-in Bills Protection in case you can’t work because you’re sick, lose your job or need to stay in hospital. On this plan, get up to a maximum of £600 to cover bills like insurance premiums, rent and utilities, bills in hospital stays for up to 30 days (£15 per day) and more. Here are the main highlights of this plan:

  • If employed, up to a maximum of £600 in case of accident, sickness, involuntary unemployment
  • Bills in hospital stay coverage for up to 30 days (£15 per day)
  • £200 monthly allowance for FREE ATM withdrawals worldwide
  • Low 3.5% fee for monthly cash top-ups at payment point locations
  • Low 2% fee (additional 1% fee on weekends) for international transfers at great rates
  • Low 0.5% fee on card spending in foreign currencies at great exchange rates
  • Fee-free delivery of your Monese contactless Mastercard debit card (standard card)

Our other plans

Classic

Classic

For £5.95 a month, you can choose or upgrade to our Classic plan which comes with even more protection for you!

Along with Bills Protection covering you for a maximum of up to £1,200 for bills like school fees, streaming services and bills in hospital stays of up to 30 days (£30 per day), on Classic, you can also make online or in-store purchases with peace of mind knowing your plan comes with shopping protection too.

This includes the protection for goods purchased with your Monese card, including electronic devices such as smartphones, in case of theft or accidental damage. Make claims of up to £1,000 per claim and £2,500 per year for purchases made in the last 90 days. Here are the main benefits of Classic:

  • If employed, up to a maximum of £1,200 in case of accident, sickness, involuntary unemployment
  • Bills in hospital stay coverage for up to 30 days (£30 per day)
  • Purchase Protection (last 90 days) of up to £1,000 per claim and £2,500 per year
  • £500 monthly allowance for FREE ATM withdrawals worldwide
  • £400 monthly allowance for FREE monthly cash top-ups at payment point locations
  • Lower fee from 0.5% for international transfers at great rates
  • Unlimited global fee-free card spend in foreign currencies at great exchange rates
  • Fee-free delivery of your Monese contactless Mastercard debit card (holographic)

Premium

Premium

Our most comprehensive plan with our lowest fees, highest allowances and greatest coverage: our Premium plan comes with larger claim allowances for both bills and expense protection so you’re as safe as can be for only £14.95 a month.

With Premium, get up to a maximum of £1,800 to cover bills like gym fees, music classes, groceries and bills in hospital stays for up to 30 days (£50 per day). You’ll also get Purchase Protection for claims of up to £4,000 per claim and £10,000 per year for purchases made in the last 180 days. When you choose Premium, you also get:

  • If employed, up to a maximum of £1,800 in case of accident, sickness, involuntary unemployment
  • Bills in hospital stay coverage for up to 30 days (£50 per day)
  • Purchase Protection (last 180 days) of up to £4,000 per claim and £10,000 per year
  • £1,500 monthly allowance for FREE ATM withdrawals worldwide
  • £1,000 monthly allowance for FREE monthly cash top-ups at payment point locations
  • FREE international transfers at great rates
  • Unlimited global fee-free card spend in foreign currencies at great exchange rates
  • Fee-free delivery of your Monese contactless Mastercard debit card and FREE replacement cards (premium card)
  • Priority customer support access

Starter

Starter

And finally, our free Starter plan is perfect if you’re just getting your feet wet with Monese. If you want to try us out first or just looking for simple basics, the Starter plan is useful for spending, travelling and sending money abroad. With this plan, you get:

  • Low fee of £1.50 for ATM withdrawals
  • Low 3.5% fee for monthly cash top-ups at payment point locations
  • 2.5% fee (additional 1% fee on weekends) for international transfers at great rates
  • 2% fee on card spending in foreign currencies at great exchange rates
  • Free standard Monese contactless Mastercard debit card (£4.95 delivery fee)

Remember…

If you want to save on your monthly paid plan, you can also sign up to an annual plan instead to save up to 30%. And remember that when you sign up to Monese, no matter the plan, you’ll get:

  • FREE instant money transfers between Monese accounts, no matter the currency
  • FREE local transfers so you can send and receive money in and out of your account
  • Recurring Payments and Direct Debits so you can pay bills automatically
  • Google Pay and Apple Pay to link your Monese account and pay seamlessly
  • FREE virtual debit card
  • Up to three Monese accounts in GBP, EUR and RON
  • PayPal account integration so you can see your PayPal transactions and account in-app
  • Avios account integration so you can collect Avios every time you pay with Monese
  • FREE joint account with two separate Monese contactless Mastercard debit cards
  • Up to 10 money pots with round-up feature so you can put money aside
  • Access to interest-bearing savings account via our partnership with Raisin
  • Access to your Monese account via the app or desktop computer with Monese for web
  • Multilingual customer support so you can talk to our team in 14 languages


We hope that with these new plans, we’re providing a safety net and helping you develop better financial resilience and security so you’re better protected against whatever comes your way.

Insurance benefits are only for customers based in the UK for the time being. If you’re a customer living outside of the UK, stay tuned and watch this space as we’ve got something coming and in the works for you too!

Let us know what other features you’d like us to bring to your app in the future. Leave us your thoughts on Facebook, Twitter, Instagram or email us at community@monese.com.

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