Our plans

Find the right one for you

New: Build your credit score without a credit card

Build your credit history and grow your savings with the Monese Credit Builder.

credit builder 72dp
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Simple

£0/month

Free and instant account in GBP, EUR and RON.

Great for spending, travelling and sending money abroad.

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Classic

£5.95/month

Perfect for your everyday spending.

Lower fees, higher allowances and protection over your bills and purchases (including electronic devices like your phone).

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Premium

£14.95/month

Get more of everything!

Our most comprehensive plan, with our lowest fees, highest allowances, maximum insurance and VIP Customer Support.

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All features

Payments & transfers
Simple ClassicPremium
Instant Monese to Monese transfers

Send money instantly from your Monese account to someone else on Monese

FREE

FREE

FREE

International transfers

Send money abroad from your Monese account at great rates – we support plenty of currencies!

2% fee

From 0.5% fee

FREE

Local transfers in and out

Send and receive money effortlessly in and out of your Monese account in your local currency

FREE

FREE

FREE

Recurring payments and direct debits

Set up Direct Debits and Recurring Payments to go automatically from your account

Credit
Personal loans

We help connect you with the best loan provider for your needs

*Representative example: The loan, as a part of the Credit Builder service is a 0% interest loan, but in financial jargon the subscription fee relates to a 28.2% APR as that is the cost of your Credit Builder. This is based on a loan amount of £600.

Insurance
Accident, sickness, involuntary unemployment protection

Up to £1,500

Up to £2100

Hospital stay

£40 per day

up to 30 days

£60 per day

for 30 days

Purchase protection

Up to £1,000 per claim £2,500 per year

Purchase made in last 120 days

£50 excess

Up to £5,000 per claim £10,000 per year

Purchase made in last 180 days

£50 excess

Cards
Contactless debit card

Pay online and in-store with a debit card linked to your Monese app

Standard card

Holographic edging

Premium card

First card delivery

We’ll send a debit card safely to your home address

£4.95

FREE

FREE

Replacement cards

If you need us to send you a new Monese debit card

£4.95

£4.95

FREE

Card spending in foreign currencies

If you use your Monese card to spend money abroad

£2000 FREE monthly

FREE

FREE

GooglePay / Apple Pay

Link your Monese account to Google Pay or Apple Pay

Virtual debit card

A card saved virtually to your phone

Cash
ATM withdrawals

Withdraw cash in multiple currencies from any ATM worldwide

£100 FREE monthly

£500 FREE monthly

£1,500 FREE monthly

Cash top-ups

Add money to your Monese account with cash at the Post Office and PayPoint locations across the UK

3.5% fee

£400 FREE monthly

£1,000 FREE monthly

Accounts
Account in GBP, EUR and/or RON
Access to interest-bearing savings accounts

Earn interest with Raisin savings products available on the Monese Hub

Support
Multilingual customer support

Talk to our team in 15 languages: English, French, German, Brazilian Portuguese, European Portuguese, Bulgarian, Italian, Spanish, Romanian, Polish, Czech, Turkish, Estonian, Lithuanian and Ukrainian

Priority customer support access