Find the right one for you
Free and instant account in GBP, EUR and RON.
Great for spending, travelling and sending money abroad.
Our best value plan for managing your bills, with lower fees and higher allowances.
Also includes automatic Bills Protection if you have an accident or go to hospital.
Perfect for your everyday spending.
Even lower fees, higher allowances, and Purchase Protection for your purchases, including electronic devices such as your mobile phone.
Get more of everything!
Our most comprehensive plan, with our lowest fees, highest allowances, maximum insurance and VIP Customer Support.
Payments & transfers
Instant Monese to Monese transfers
Send money instantly from your Monese account to someone else on Monese
Send money abroad from your Monese account at great rates – we support plenty of currencies!
2.5% fee, additional 1% fee on weekends
2% fee, additional 1% fee on weekends
From 0.5% fee
Local transfers in and out
Send and receive money effortlessly in and out of your Monese account in your local currency
Recurring payments and direct debits
Set up Direct Debits and Recurring Payments to go automatically from your account
Accident, sickness, involuntary unemployment protection
Up to £600
Up to £1,200
Up to £1,800
£15 per day
up to 30 days
£30 per day
up to 30 days
£50 per day
for 30 days
Up to £1,000 per claim £2,500 per year
Purchase made in last 90 days
Up to £4,000 per claim £10,000 per year
Purchase made in last 180 days
Contactless debit card
Pay online and in-store with a debit card linked to your Monese app
First card delivery
We’ll send a debit card safely to your home address
If you need us to send you a new Monese debit card
Card spending in foreign currencies
If you use your Monese card to spend money abroad
GooglePay / Apple Pay
Link your Monese account to Google Pay or Apple Pay
Virtual debit card
A card saved virtually to your phone
Withdraw cash in multiple currencies from any ATM worldwide
£200 FREE monthly
£500 FREE monthly
£1,500 FREE monthly
Add money to your Monese account with cash at the Post Office and PayPoint locations across the UK
£400 FREE monthly
£1,000 FREE monthly
Account in GBP, EUR and/or RON
PayPal account integration
Link your PayPal account and view your PayPal transactions and account in your Monese app
Avios account integration
Link your Avios account to your Monese app to collect Avios every time you pay with Monese
Joint Accounts with another Monese user
Share a joint account, with two separate contactless Monese Mastercard debit cards
Money pots with round-up feature
Set money aside in a separate pot and round up spare change from transactions by 10x to send to a designated pot
Access to interest-bearing savings accounts
Earn interest with Raisin savings products available on the Monese Hub
Access your account with the Monese mobile app and from a desktop computer
Access your account safely online at web.monese.com
Multilingual customer support
Talk to our team in 14 languages: English, French, German, Brazilian Portuguese, European Portuguese, Bulgarian, Italian, Spanish, Romanian, Polish, Czech, Turkish, Estonian and Lithuanian
Priority customer support access