Our plans

Find the right one for you

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£0 /month

Free and instant account in GBP, EUR and RON.

Great for spending, travelling and sending money abroad.

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most popular
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£1.95 /month

Our best value plan for managing your bills, with lower fees and higher allowances.

Also includes automatic Bills Protection if you have an accident or go to hospital.

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£5.95 /month

Perfect for your everyday spending.

Even lower fees, higher allowances, and Purchase Protection for your purchases, including electronic devices such as your mobile phone.

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£14.95 /month

Get more of everything!

Our most comprehensive plan, with our lowest fees, highest allowances, maximum insurance and VIP Customer Support.

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All Features

Payments & transfers
Instant Monese to Monese transfers

Send money instantly from your Monese account to someone else on Monese





International transfers

Send money abroad from your Monese account at great rates – we support plenty of currencies!

2.5% fee, additional 1% fee on weekends

2% fee, additional 1% fee on weekends

From 0.5% fee


Local transfers in and out

Send and receive money effortlessly in and out of your Monese account in your local currency





Recurring payments and direct debits

Set up Direct Debits and Recurring Payments to go automatically from your account

Accident, sickness, involuntary unemployment protection

Up to £600

Up to £1,200

Up to £1,800

Hospital stay

£15 per day

up to 30 days

£30 per day

up to 30 days

£50 per day

for 30 days

Purchase protection

Up to £1,000 per claim £2,500 per year

Purchase made in last 90 days

Up to £4,000 per claim £10,000 per year

Purchase made in last 180 days

Contactless debit card

Pay online and in-store with a debit card linked to your Monese app

Standard card

Standard card

Holographic edging

Premium card

First card delivery

We’ll send a debit card safely to your home address





Replacement cards

If you need us to send you a new Monese debit card





Card spending in foreign currencies

If you use your Monese card to spend money abroad

2% fee

0.5% fee



GooglePay / Apple Pay

Link your Monese account to Google Pay or Apple Pay

Virtual debit card

A card saved virtually to your phone

ATM withdrawals

Withdraw cash in multiple currencies from any ATM worldwide

£1.5 fee

£200 FREE monthly

£500 FREE monthly

£1,500 FREE monthly

Cash top-ups

Add money to your Monese account with cash at the Post Office and PayPoint locations across the UK

3.5% fee

3.5% fee

£400 FREE monthly

£1,000 FREE monthly

Account in GBP, EUR and/or RON
PayPal account integration

Link your PayPal account and view your PayPal transactions and account in your Monese app

Avios account integration

Link your Avios account to your Monese app to collect Avios every time you pay with Monese

Joint Accounts with another Monese user

Share a joint account, with two separate contactless Monese Mastercard debit cards





Money pots with round-up feature

Set money aside in a separate pot and round up spare change from transactions by 10x to send to a designated pot

Access to interest-bearing savings accounts

Earn interest with Raisin savings products available on the Monese Hub

Access your account with the Monese mobile app and from a desktop computer

Access your account safely online at web.monese.com

Multilingual customer support

Talk to our team in 14 languages: English, French, German, Brazilian Portuguese, European Portuguese, Bulgarian, Italian, Spanish, Romanian, Polish, Czech, Turkish, Estonian and Lithuanian

Priority customer support access