Our plans
Find the right one for you
New: Build your credit score without a credit card
Build your credit history and grow your savings with the Monese Credit Builder.
Simple
£0/monthFree and instant account in GBP, EUR and RON.
Great for spending, travelling and sending money abroad.
Classic
£5.95/monthPerfect for your everyday spending.
Lower fees, higher allowances and protection over your bills and purchases (including electronic devices like your phone).
Premium
£14.95/monthGet more of everything!
Our most comprehensive plan, with our lowest fees, highest allowances, maximum insurance and VIP Customer Support.
All features
Payments & transfers | Simple | Classic | Premium |
|---|---|---|---|
Instant Monese to Monese transfers Send money instantly from your Monese account to someone else on Monese | FREE | FREE | FREE |
International transfers Send money abroad from your Monese account at great rates – we support plenty of currencies! | 2% fee | From 0.5% fee | FREE |
Local transfers in and out Send and receive money effortlessly in and out of your Monese account in your local currency | FREE | FREE | FREE |
Recurring payments and direct debits Set up Direct Debits and Recurring Payments to go automatically from your account | |||
Credit | |||
Personal loans We help connect you with the best loan provider for your needs | |||
*Representative example: The loan, as a part of the Credit Builder service is a 0% interest loan, but in financial jargon the subscription fee relates to a 9.10% APR as that is the cost of your Credit Builder. This is based on a loan amount of £600. | |||
Insurance | |||
Accident, sickness, involuntary unemployment protection | Up to £1,500 | Up to £2100 | |
Hospital stay | £40 per day up to 30 days | £60 per day for 30 days | |
Purchase protection | Up to £1,000 per claim £2,500 per year Purchase made in last 120 days £50 excess | Up to £5,000 per claim £10,000 per year Purchase made in last 180 days £50 excess | |
Cards | |||
Contactless debit card Pay online and in-store with a debit card linked to your Monese app | Standard card | Holographic edging | Premium card |
First card delivery We’ll send a debit card safely to your home address | £4.95 | FREE | FREE |
Replacement cards If you need us to send you a new Monese debit card | £4.95 | £4.95 | FREE |
Card spending in foreign currencies If you use your Monese card to spend money abroad | £2000 FREE monthly | FREE | FREE |
GooglePay / Apple Pay Link your Monese account to Google Pay or Apple Pay | |||
Virtual debit card A card saved virtually to your phone | |||
Debit card top-ups Instantly top up your account with any Visa or Mastercard debit card | 0.3% | FREE | FREE |
Cash | |||
ATM withdrawals Withdraw cash in multiple currencies from any ATM worldwide | £100 FREE monthly | £500 FREE monthly | £1,500 FREE monthly |
Cash top-ups Add money to your Monese account with cash at the Post Office and PayPoint locations across the UK | 3.5% fee | £400 FREE monthly | £1,000 FREE monthly |
Accounts | |||
Account in GBP, EUR and/or RON | |||
PayPal account integration Link your PayPal account and view your PayPal transactions and account in your Monese app | |||
Avios account integration Link your Avios account to your Monese app to collect Avios every time you pay with Monese | |||
Joint Accounts with another Monese user Share a joint account, with two separate contactless Monese Mastercard debit cards | FREE | FREE | FREE |
Money pots with round-up feature Set money aside in a separate pot and round up spare change from transactions by 10x to send to a designated pot | |||
Access to interest-bearing savings accounts Earn interest with Raisin savings products available on the Monese Hub | |||
Access your account with the Monese mobile app and from a desktop computer Access your account safely online at web.monese.com | |||
Support | |||
Multilingual customer support Talk to our team in 15 languages: English, French, German, Brazilian Portuguese, European Portuguese, Bulgarian, Italian, Spanish, Romanian, Polish, Czech, Turkish, Estonian, Lithuanian and Ukrainian | |||
Priority customer support access | |||
Sign up with Monese today
So what are you waiting for? Join over 2 million people who’ve found a better way to manage their money online. Sign up to Monese to open your mobile money account today.