Add Funds

Top-up money via bank transfer or in cash

Banking was broken… So we fixed it!

Get paid

Your way

There are several ways to top-up money into your monese account. For customers in the UK Monese’s accounts come with an account number and sort code so you can receive UK bank transfers from individuals or companies and even your regular salary / wages direct from an employer.

Banking was broken… So we fixed it!

Bank transfers

From outside the UK

If you are outside of the UK you can still make payments into your UK Monese account via our European IBAN. Simply make a bank transfer to our European IBAN account and include your Monese ID as a payment reference, so we can do currency conversion at the real exchange rate (getting you the best possible exchange rate) and route your funds as GBP to your UK Monese account.

Banking was broken… So we fixed it!

Top-up cash

Across the UK

You can top-up cash at over 40,000 locations across the UK and you don’t even need to enter a bank to do it. We’ve partnered with the Post Office and PayPoint to enable our customers to use any Post Office brand or high-street convenience store, corner-store or off-license displaying the PayPoint logo to top-up cash direct to their Monese account instantly.

Banking was broken… So we fixed it!

Post Office

Using the Post Office to top-up

Just ask to top up your Monese MasterCard at the Post Office counter, hand your card and cash to the cashier to have the money credited to your Monese account the next business day.

Banking was broken… So we fixed it!


Using PayPoint to top-up

Just ask to use PayPoint to load your Monese debit card at the counter, then present your Monese card and the cash you wish to top-up.