Opening an account has never been easier

Get your instant mobile money account in minutes!

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Create an online money account

Download the app today to start spending, sending and saving with Monese.

A Monese account with no delays

Our instant account opening process will have you set up with a mobile money account fast. No appointments, no phone calls, no credit checks, no minimum deposits.

We're inclusive

Open an online money account easily

Unlike banks, we don’t ask for documents on your address, credit history or income. All you need is an email address, phone number and an ID document like your passport. It’s simple to create an online money account with Monese.

Just an ID

For anyone living in Europe

We offer financial freedom to foreign nationals, expats, freelancers and the unbanked. You can open an online money account with us if you live in any of the 31 countries in the European Economic Area.

No address No problem

Stay safe and secure

To help protect you from identity fraud when you join Monese, we’ll ask you for a short video selfie, so we know it’s really you. It’s just one of the ways that we keep your account secure.

Stay safe and secure

Meet Morgana

“I opened my Monese account from the comfort of my home — wearing pyjamas! I was mesmerised by how easy it was. I didn’t have to pay anything to open an account”.

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Meet Morgana

“I opened my Monese account from the comfort of my home — wearing pyjamas! I was mesmerised by how easy it was. I didn’t have to pay anything to open an account”.

Account opening FAQs

Got a question about our instant account opening process? Check our answers to common questions below. We have more FAQs and a multilingual Support team too, if you need any extra help.

  • What is a Monese account?

  • Who can apply for a money account online?

  • How do I create an online money account?

  • Will I need proof of address to create an online money account?

  • How soon can I start using an online money account?

  • How do I add money to my Monese account?

  • Why create an online money account with Monese?