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Free for your first month, then only £4.95 each month.

Try account free Try account free

You can try our multi-award-winning UK current account for one month, with no account fee ¹. After that, our accounts are only £4.95 per month.

You can use Monese instead of a traditional bank account to receive your wages, benefits or pension and you may even save money as we are up to 5x cheaper* than highstreet banks.

  • Unlimited transactions
  • Receive £ or € bank transfers
  • Free contactless debit card
  • Fast bank transfers
  • Get cash at ATMs globally
Try an account for free

Use Monese globally

Your Monese account saves you serious money if you travel abroad

Your Monese account helps you save serious money if you travel abroad, no matter where you are in the world.

If you do a transaction that involves currency exchange, like an ATM cash withdrawal in a currency other than GBP, we'll use the real wholesale exchange rate and only charge you 0.5% of the transaction value.

That's up to 5x cheaper than regular banks.

For mobile people

Our app lets you open a UK current account instantly, without a UK address.

All in one

Use Monese as your main account. Receive and make payments, set up direct debits, shop online and in person - all with one account.

FCA registered

100% secure and fully registered with the UK Financial Conduct Authority.

  • No Hidden fees
  • 5x Cheaper
  • No Queuing

Fee list

Forget about complex price packages or hidden charges

All you'll have is an affordable monthly fee and currency exchange at up to 5x cheaper than banks.

You only pay for your Monese account on the months you use it. If you don't have money in your account when your monthly fee is due, you wont build up debt or owe us anything.

£4.95 a month Per transaction

All this for £4.95 with
NO additional costs

  • Your UK current account
  • Contactless Mastercard debit card
  • Receive salary or other payments
  • Global card purchases
  • Global bank transfers
  • Instant Monese payments
  • Mobile transaction notifications
  • In-app balance checks
  • Banking account statements
  • In-app card management
  • ATM PIN change (UK only)
  • In store cashback (UK only)
  • Account help and support
  • 5 ATM withdrawals globally
  • Additional ATM withdrawals - £0.50
  • Post Office cash deposits (UK only) - £1
  • Paypoint cash deposits (UK only) - 2.5%
  • Non-GBP card purchases - 0.5%
  • Non-GBP ATM withdrawals - 0.5%
  • Non-GBP outgoing bank transfers - 0.5%

* Based on a comparison of the Tariffs of Retail Banking in Thirteen Countries by Van Dijk Management Consultants, 2013 and Monese’s analysis of the cost of account ownership across the top 5 banks in the UK with a combined market share of 85%. The USD/GBP Exchange rate at the time of data collection was 0.62 (November 2012).
1 There will be no monthly fee to pay during the 30 day trial period, however any currency exchange transactions will be charged as normal (as defined in our terms and conditions).
2 We charge a £2 minimum for any bank transfers that require currency conversion. For non-GBP card purchases and non-GBP ATM usage your money is converted at the wholesale Visa Europe rate on the date they process the transaction, which may differ from the actual transaction date. Some retailers may charge additional fees.

Best-in class accounts

Multi-award-winning UK current accounts

  • Best Challenger Bank

    European FinTech Awards 2016

  • Best Consumer Payments Programme

    Emerging Payments Awards 2016

  • Financial Inclusion Programme of the Year

    Prepaid Summit Awards 2016

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