You can try our multi-award-winning UK current account for one month, with no account fee ¹. After that, our accounts are only £4.95 per month.
You can use Monese instead of a traditional bank account to receive your wages, benefits or pension and you may even save money as we are up to 5x cheaper* than highstreet banks.
Your Monese account helps you save serious money if you travel abroad, no matter where you are in the world.
If you do a transaction that involves currency exchange, like an ATM cash withdrawal in a currency other than GBP, we'll use the real wholesale exchange rate and only charge you 0.5% of the transaction value.
That's up to 5x cheaper than regular banks.
Our app lets you open a UK current account instantly, without a UK address.
Use Monese as your main account. Receive and make payments, set up direct debits, shop online and in person - all with one account.
100% secure and fully registered with the UK Financial Conduct Authority.
All you'll have is an affordable monthly fee and currency exchange at up to 5x cheaper than banks.
You only pay for your Monese account on the months you use it. If you don't have money in your account when your monthly fee is due, you wont build up debt or owe us anything.
All this for £4.95 with
NO additional costs
* Based on a comparison of the Tariffs of Retail Banking in Thirteen Countries by Van Dijk Management Consultants, 2013 and Monese’s analysis of the cost of account ownership across the top 5 banks in the UK with a combined market share of 85%. The USD/GBP Exchange rate at the time of data collection was 0.62 (November 2012).
1 There will be no monthly fee to pay during the 30 day trial period, however any currency exchange transactions will be charged as normal (as defined in our terms and conditions).
2 We charge a £2 minimum for any bank transfers that require currency conversion. For non-GBP card purchases and non-GBP ATM usage your money is converted at the wholesale Visa Europe rate on the date they process the transaction, which may differ from the actual transaction date. Some retailers may charge additional fees.
European FinTech Awards 2016
Emerging Payments Awards 2016
Prepaid Summit Awards 2016
very good, very efficient and so simple...
I use it in everyday basis. They are very efficient, professional and responsive.
Incredibly straightforward and efficient process for opening an account.
Monese is amazing. I have completed the couple of online steps...